Pakistan Banks Association

Pakistan Banks Association Since its inception, the Association continues to play a pivotal role in policy advocacy, regulatory engagement, and industry collaboration.
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PBA is the representative body of Pakistan's banking sector, working towards fostering a conducive environment for banking operations and financial services in the country. Pakistan Banks Association (PBA) is the representative body of Pakistan's banking sector, working towards fostering a conducive environment for banking operations and financial services in the country. Established in 1953 to pr

omote the collective interests of its members, the PBA currently comprises over 40 financial institutions, including Commercial Banks, Development Finance Institutions (DFIs), and Microfinance Banks (MFBs). It is committed to enhancing the efficiency and stability of Pakistan’s banking industry through best practices, innovation, and sustainable growth initiatives. PBA’s efforts focus on addressing the evolving needs of the banking community, supporting economic development, and contributing to the financial well-being of the banking customers.

27/05/2026

Iss saal Bakra Eid per khushyaan ginen… cash nahi. Let’s 📱
Eid Mubarak! 🌙

27/05/2026

Eid ki tayyarion or ronakon kay saath ehtiyaat bhi bohot zaruri hai. Unknown calls, fake links aur suspicious requests se bach kar rahen aur hamesha trusted or verified channels use karein.

Manayen khushiyon bhari Eid, Hifazat ke saath.

Eid Mubarak! ♥️

26/05/2026

Eid ul Azha par apno tak paisay bhejna sirf zarurat nahi, zimmedari bhi hai ❤️

Is Eid remittance bhejte waqt sirf trusted aur verified banking channels ka istemal karein. ✨

Manayen khushiyon bhari Eid, mehfooz remittance ke saath.

25/05/2026

At the Roshan Digital Account (RDA) US Roadshow held in Washington, D.C., Mr. Jameel Ahmad, Governor, State Bank of Pakistan , shared an overview of Pakistan’s recent macroeconomic developments, highlighting progress in stabilising inflation, improving the external account, and strengthening financial buffers.

He also underscored the continued role of the RDA initiative in enabling digital investment access, flexible repatriation options, and attractive return opportunities for overseas Pakistanis, further strengthening financial connectivity with the diaspora.

Watch his remarks from the session.

25/05/2026

Eid ul Azha par qurbani ke saath sadqa aur donations ka silsila bhi jari rehta hai ❤️
Lekin khushiyan baant-te waqt ehtiyaat bohat zaruri hai. ✨

Kisi bhi donation link ya appeal par bharosa karne se pehle usay verify zarur karein, taake aap ki madad sahi jagah tak pohanch sake.

Manayen khushiyon bhari Eid, mehfooz donations ke saath.

In a recent article published in Dawn.com, Zafar Masud, Chairman PBA, highlights Pakistan’s largest untapped economic op...
25/05/2026

In a recent article published in Dawn.com, Zafar Masud, Chairman PBA, highlights Pakistan’s largest untapped economic opportunity - nearly 5 million SMEs that contribute ~40% of GDP, 25% of exports, and 80% of non-agricultural employment, yet only around 2% have access to formal credit.

The article argues that the key constraint is not risk aversion in banking, but lack of financial visibility, as most SMEs operate informally without reliable data for credit assessment. This leads to costly informal borrowing that limits growth and formalisation. It calls for structural reforms including credit guarantees, data integration, formalisation incentives, and stronger dispute resolution - to unlock SME potential at scale.

Read the full article here: https://www.dawn.com/news/2002454

24/05/2026

Qurbani ki tayyari ho ya doston ke sath mandi ke plans ho ✨🐐
Bas ek baat ka khayal rakhein, cash ke bajaye digital aur QR payments ka istemaal karein, taake har transaction ho safe aur tension-free.

Manayen khushiyon bhari Eid, mehfooz transactions ke saath.

23/05/2026

Eid ki tayyariyon aur parcels ke intezar mein fake calls aur fraud messages se hoshiyar rahen 🎁⚠️

Kisi bhi unknown link, OTP request ya payment call par foran bharosa na karein or tasdeeq zarur karen.

Manayen khushiyon bhari Eid, mehfooz payments ke saath.

In a recent article published in The News, Zafar Masud, Chairman PBA, reflects on the structural transformation of Pakis...
23/05/2026

In a recent article published in The News, Zafar Masud, Chairman PBA, reflects on the structural transformation of Pakistan’s banking sector over the past three decades - from a state-directed, loss-making system to a well-capitalised, digitally enabled and increasingly inclusive financial ecosystem.

He highlights key reforms including privatisation, the growth of Islamic banking, and the rapid expansion of digital infrastructure such as Raast. The article also underscores record remittance inflows through RDA, rising financial inclusion, and increased financing to SMEs, agriculture, and housing. It further notes the persistent constraint of government borrowing crowding out private sector credit.

Read the full article here: https://e.thenews.pk/detail?id=483771

22/05/2026

At the Roshan Digital Account (RDA) US Roadshow held at the Embassy of Pakistan in Washington, D.C., H.E. Rizwan Saeed Sheikh, Ambassador of Pakistan to the United States, delivered the opening remarks, setting the tone for the discussions around RDA - a flagship initiative driving remittances, investments, and financial connectivity for Pakistan.

He highlighted the importance of the Pakistani diaspora as a key economic asset and the role of RDA in strengthening financial connectivity, driving sustainable inflows, and deepening long-term economic linkages with Pakistan.

Watch his opening remarks from the session.

Highlights from the Impact Finance Training (IFT) 2026 in Karachi, held in collaboration with Karandaaz Pakistan and su...
20/05/2026

Highlights from the Impact Finance Training (IFT) 2026 in Karachi, held in collaboration with Karandaaz Pakistan and supported by the Ministry of Finance, Government of Pakistan .

The initiative convened key stakeholders from Pakistan’s financial sector, including banks, DFIs, and investment leaders, to explore practical approaches to impact-driven and sustainable finance. The discussions strengthened dialogue on mobilising private capital for inclusive, sustainable, and climate-resilient growth.

In the closing remarks, Muneer Kamal, CEO & Secretary General, PBA, highlighted the pivotal role of the banking sector in driving sustainable and inclusive growth. He reiterated PBA’s commitment to strengthening capacity building and collaboration in emerging areas such as impact finance and sustainable banking. He further noted that initiatives like IFT 2026 are instrumental in enhancing institutional understanding and developing frameworks that support the integration of responsible, development-focused, and impact-oriented financing across the financial sector.

| Pakistan Banks Association | Pakistan's Economy

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Ground Floor, Islamic Chamber Of Commerce Building, Clifton Block 9
Karachi

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+922135822986

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