The IPONastic Fam Ph

17/10/2023

𝐃𝐨 𝐲𝐨𝐮 𝐥𝐢𝐤𝐞 𝐚 𝐩𝐞𝐧𝐬𝐢𝐨𝐧-𝐥𝐢𝐤𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐥𝐚𝐧 𝐅𝐎𝐑 𝐋𝐈𝐅𝐄?

ANG PAMANA PLAN FOR YOUR KID! 🙂

Sun Life offers SUN SMARTER ELITE PESO 10 a traditional whole life insurance product with anticipated endowments.
You will enjoy these benefits:

✅Receive guaranteed cash benefit starting at the end of 6th year and every other year up to age 100!!!
✅With guaranteed Life insurance coverage up to age 100!
✅Earn dividends which you can use to increase insurance coverage, pay for future premiums, receive in cash, or just leave with Sun Life to earn interest!
✅Pay for only 10 years!
With the LIFETIME GUARANTEED CASH BENEFITS, you can choose how much you can pay yourself starting the 6th year and every other year thereafter till age 100.

Let’s ASSESS your NEEDS and find out what’s BEST for you!

Send me a message for a FREE consultation and quotation! 💛

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17/10/2023

Alam mo ba na kapag nag apply ka ng Life Insurance sa Sun Life,
Day 1 pa lang ng application mo ay guaranteed na yung insurance coverage mo?

Nagbayad ka ng maliit na halaga pero ibibigay ng Sun Life ang mismong coverage na pinili mo.
Example: 1M, 2M, 3M, etc.

So, kung wala kang ipon ngayon, at may trabaho ka at nakakabili ng ibang bagay para sa sarili mo,
mas bigyan mo ng halaga yung mga ganitong bagay dahil kung may mangyari sayo ngayon,
kawawa naman ang iyong maiiwan.

Hindi lang pang mayaman ang Insurance, dahil mas lubos itong kailangan ng mga mga hindi masyadong malaki ang income.

Lamang ang may alam. 🤔



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17/10/2023

SSS and Pag-ibig vs. Life Insurance

Habang employed ka, dalawa sa mandatory deductions sa sweldo mo ay mapupunta sa SSS at Pag-ibig. The infograph below shows some of the benefits na pwede mong makuha sa patuloy na paghulog sa mga ito. The question is, SAPAT NA BA ANG MGA ITO?

On the other side ay ang tinatawag na VUL. Just like SSS and Pag-ibig na mandatory na binabawas sa sahod mo, pwede mo rin itong hulugan every month. In return, magkakaron ka ng mga comprehensive benefits at makakaipon ka rin ng mas malaking halaga na pwede mong magamit as retirement money, para sa bahay na gusto mong bilhin, or business na gusto mo in the future.

Isa sa mga maganda pang katangian ng VUL is pwede itong icustomize based sa budget na kaya mo or sa amount ng benefits na gusto mong makuha.
Kaya kung nagtitiwala ka sa SSS, Pag-ibig etc. why not give VUL a chance?

Tara, usap tayo! Talk to a licensed financial advisor now.
MESSAGE ME NOW TO GET YOUR FREE QUOTE AND CONSULTATION! ☀️

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17/10/2023

𝑮𝒖𝒔𝒕𝒐𝒏𝒈 𝒈𝒖𝒔𝒕𝒐 mo ng kumuha ng 𝑯𝒆𝒂𝒍𝒕𝒉 𝑰𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝑷𝒍𝒂𝒏. Kasi naiisip mo, 𝑱𝒖𝒔𝒕 𝑰𝒏 𝒄𝒂𝒔𝒆 you get 𝑪𝒓𝒊𝒕𝒊𝒄𝒂𝒍𝒍𝒚 𝒊𝒍𝒍, baka magiging 𝒑𝒂𝒃𝒊𝒈𝒂𝒕 ka lang 𝒔𝒂 𝒊𝒚𝒐𝒏𝒈 𝒑𝒂𝒎𝒊𝒍𝒚𝒂. Kaya lang di pa enough ang budget mo.

As your 𝑳𝒊𝒄𝒆𝒏𝒔𝒆𝒅 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑨𝒅𝒗𝒊𝒔𝒐𝒓 ang payo ko, magsimula ka muna sa minimum plan, madali 𝑴𝒂𝒈-𝒖𝒑𝒈𝒓𝒂𝒅𝒆 , kung sakaling nagkaron ka na ng excess savings, dahil napromote ka, nagkaron ka ng increase, etc. Importante 𝒑𝒓𝒐𝒕𝒆𝒌𝒕𝒂𝒅𝒐 𝒌𝒂 𝒏𝒂.

Send me a private message to discuss all the features and benefits of Sun Life plans.

Sample for an age 30 female. Php 4,690 lang annually. You are coved with life insurance & critical illness of PHP500,000 whichever comes first.

1M death benefit if magkaron ng accidental death.

𝑫𝒐 𝒊𝒕 𝑵𝒐𝒘.𝑯𝒂𝒃𝒂𝒏𝒈 𝒉𝒆𝒂𝒍𝒕𝒉𝒚 𝒌𝒂 𝒑𝒂! PM US!

CTO to SM Cara Gavino

17/10/2023

Guys share ko lang yung plan na kinuha ng client ko recently, Sun Acceler8 policy 💛✨

Ano ang Sun Acceler8?

Sun Acceler8 is a traditional limited pay plan kung saan meron kang key benefits like this:

✅ Increasing Life Coverage - up to 228% of initial face amount ang magiging coverage mo as you pay the policy for 8 years.
✅ Fixed payment of 8 years (without riders) ang plan. No hidden charges.
✅ Since 8 years mo lang siya babayaran, coverage is up to 20 years.
✅ You will receive endowment benefit on your 8th year sa plan, but wait there is more! Sa ika-10th, 12th, 14th, 16th, 18th, and 20th year may marereceive ka ulit na endowment and increasing siya by 2%!
✅ May special bonus and dividend earnings pa at 3.9% annually!
✅ Kapag nagmature na ang policy on the 20th year, you will get 102% return. Balik na ang bayad mo, nag earn pa ang pera mo.

Perfect para sa mga clients na conservative but sure gain ang money in time.

Good for retirement building, educational funding and short term guaranteed benefit!

Like mo din ba yung ganitong plan?

Message me and discuss natin further! 🧑‍💻

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12/08/2023

𝗖𝗼𝗻𝗴𝗿𝗮𝘁𝘀 𝘀𝗮 𝗺𝗴𝗮 𝗺𝗮𝗴𝘂𝗹𝗮𝗻𝗴 𝗻𝗮 𝗺𝗮𝘀 𝗽𝗶𝗻𝗶𝗹𝗶𝗻𝗴 𝗽𝗮𝗴𝗵𝗮𝗻𝗱𝗮𝗮𝗻 𝗮𝗻𝗴 𝗳𝘂𝘁𝘂𝗿𝗲 𝗻𝗴 𝗺𝗴𝗮 𝗮𝗻𝗮𝗸 🤩

✓Educational Plan
✓Life Insurance
✓Lifetime Cash Benefits

Naalala ko nun kausap ko ang nanay ko sabi ko "buti nay napalaki nyo kami ng ayos noh"

Sabi niya: "Nun nagkaanak ako sinabi ko sa sarili ko na kakalimutan ko muna ang sarili ko dahil kayo ang uunahin ko"

Napaka swerteeee ng mga batang may ganitong magulang 😍😍🤩🔥




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Message Now !📩

Yen Oao
Sunlife Financial Advisor

𝗖𝗼𝗻𝗴𝗿𝗮𝘁𝘀 𝘀𝗮 𝗺𝗴𝗮 𝗺𝗮𝗴𝘂𝗹𝗮𝗻𝗴 𝗻𝗮 𝗺𝗮𝘀 𝗽𝗶𝗻𝗶𝗹𝗶𝗻𝗴 𝗽𝗮𝗴𝗵𝗮𝗻𝗱𝗮𝗮𝗻 𝗮𝗻𝗴 𝗳𝘂𝘁𝘂𝗿𝗲 𝗻𝗴 𝗺𝗴𝗮 𝗮𝗻𝗮𝗸 🤩

✓Educational Plan
✓Life Insurance
✓Lifetime Cash Benefits

Naalala ko nun kausap ko ang nanay ko sabi ko "buti nay napalaki nyo kami ng ayos noh"

Sabi niya: "Nun nagkaanak ako sinabi ko sa sarili ko na kakalimutan ko muna ang sarili ko dahil kayo ang uunahin ko"

Napaka swerteeee ng mga batang may ganitong magulang 😍😍🤩🔥



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Message Now !📩

12/08/2023

🤚🤚🤚🤚
I'm one of them.

Gusto ko din sila mainsure for their peace of mind in thinking what the future will bring to them.

Having insurance+investment you will know you will have a back up plan whatever happens.

How about you and your family?
Ask me now!📲📲📲
And get your free quote!😊😊😊

Yen Oao
Sunlife Financial Advisor

12/08/2023

Slowly but surely.
By taking insurance+investment you will slowly but surely save for your future that will shock those who don't believe in you.

How?
Ask me now!📲📲📲

Yen Oao
Sunlife Financial Advisor

12/08/2023

A million availed by a thousand in a few years.

You like it too?

Ask me now!📲📲📲
Ask me how!💛💛💛

Yen Oao
Sunlife Financial Advisor

09/08/2023

𝗔𝗻𝗴 𝗣𝗔𝗠𝗔𝗡𝗔 𝗣𝗟𝗔𝗡 𝗽𝗮𝗿𝗮 𝘀𝗮 𝗶𝘆𝗼𝗻𝗴 𝗮𝗻𝗮𝗸 😊

💛SUN SMARTER LIFE ELITE PESO 5/10

Magbibigay si Sun Life ng 8% GUARANTEED Cash Benefit on the 6th year of the policy, and every other year thereafter until age 100!

Sun Smarter Life Elite 5/10 summary:
✅ Double ang face amount upon death of the insured
✅ Meron syang GUARANTEED 8% na endowment benefit
✅ Meron kang dividends (not guaranteed, projected 3%)
✅ Great for child's educational fund from 0 to 10 years old
✅ Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo ka, meron makukuha until age 100.
✅ Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
✅ Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap pa rin siya ng pera until age 100
✅ Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
✅ Perfect para sa mga taong sigurista
✅ May paying period na 5 years or 10 years
✅ Merong Accidental Death at Total Disability Benefit

For example if you have
1,000,000 face amount..
8% guaranteed endowment benefit, that is 80,000

Child: 0 year old

6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends
14th, 16th. . .and so on...until 100 years old!

Ask me now!📲📲📲
Ask me how!😊😊😊

Yen Oao
Sunlife Financial Advisor

07/08/2023

Start to prepare for your child's future now

Ask me now!📲📲📲
Ask me how!😊😊😊

Yen Oao
Sun life financial advisor

Gusto mo ba ng funding tool for your child's college?
Pm us your child's age for a free quote and consultation. 👍

08/02/2023

Why SUN MAXILINK PRIME is the top selling VUL plan of Sunlife? Here's why...

1)Life insurance coverage- When something happens to you your family will receive an amount from 700,000 up to 10milion (based on your budget) that they can use on your final expense and for their daily living.

2) TDB (Total Disability Benefit)- If you become totally disabled your Sun Maxi Link Prime is considered as fully paid already.

3) ADB (Accidental Death Benefit)- if the cause of your death is due to accident, Sunlife will give your beneficiaries dditional money aside from the life insurance coverage (amounting from 350,000 and up)

4) CIB (Critical Illness Benefit)- If you will be diagnosed with any of the 36 specified critical illness such as acute heart attack,stroke, invssive cancer, coma, kidney failure etc..Sunlife will give you additional money that can support your treatment or can help you to pay hospital bills. (*CIB is optional depends on ur budget)

5) HIB (Hospital Income Benefit)- if you will be confine in the hospital you can get from 500-5,000 pesos per day as your hospital allowance. (*HIB is optional, depends on your budget)

6) Reasonable Cost- for as low as 1,500 per month or just 50 per day, a value meal worth in a fast food restaurant you can already start to live a brighter future. (again it will depend on your age, your budget and your lifestyle) You can start,it while you're still young. (Mas bata ka nagstart mas mura ang Insurance)

**In getting Sun Maxilink Prime, it gives you confidence to live everyday with peace of mind that no matter what happens your dreams for your family will go on and at the same time, your money is WORKING for you even if you're sleeping, these growing funds of yours can be use as your retirement fund or can be an educ.plan for your children.. 😊

To get this plan, i-message mo na ako📲🙂

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𝑮𝒆𝒕 𝒊𝒏𝒔𝒖𝒓𝒆𝒅. 𝑮𝒆𝒕 𝑷𝒓𝒐𝒕𝒆𝒄𝒕𝒆𝒅.
𝙎𝙚𝙘𝙪𝙧𝙚 𝙮𝙤𝙪𝙧 𝙛𝙪𝙩𝙪𝙧𝙚 𝙊𝙉𝙇𝙄𝙉𝙀!

👩‍💻Cheryll Yen O. Alferos
👩‍💼 Licensed Financial Advisor
📧 [email protected]
📲09653047880