Protected. Insured. Future secured

Protected. Insured. Future secured I'm a liscensed financial advisor from Pru Life UK, and my goal is to share financial literacy.

22/04/2025

Retirement is not always a choice.
What if bigla kang na force mawalan ng work for some reason?

Mabilis lang ang panahon. Kung babalik ka, anong bagay ang uumpisahan mong gawin?Me: mag pa insured at 21
11/08/2024

Mabilis lang ang panahon. Kung babalik ka, anong bagay ang uumpisahan mong gawin?

Me: mag pa insured at 21

And I thank God for allowing me to be an instrument for this advocacy; financial security and literacy.To my future clie...
03/08/2024

And I thank God for allowing me to be an instrument for this advocacy; financial security and literacy.

To my future client, salamat sa time na inenvest mo for today, I hope na marami kaming na share and congrats po on taking your first step of financial planning.

So excited to see you next week via zoom again. It is a pleasure to be part of your financial planning journey, and journey of being an insured investor soon 🤗😍

Being prepared doesn't mean that you are manifesting for it. Life is full of surprises, good or bad.Walang nakakaalam ng...
02/08/2024

Being prepared doesn't mean that you are manifesting for it. Life is full of surprises, good or bad.

Walang nakakaalam ng mangyayari in the future, pero lahat may option na magplano.

Using life insurance to build an education fund can be a strategic financial move. Here's how it works:Types of Life Ins...
02/08/2024

Using life insurance to build an education fund can be a strategic financial move. Here's how it works:

Types of Life Insurance for Education Funds:

A. Permanent Life Insurance:

1. Whole Life Insurance: Offers a cash value component that grows over time. Part of the premium goes towards building this cash value, which can be accessed later for funding education.

2. Universal Life Insurance: Provides more flexibility in premium payments and the potential for the cash value to grow, depending on the policy's performance.

B. Term Life Insurance:

While it doesn’t build cash value, term life insurance can ensure that in the event of a parent's untimely death, the proceeds can be used to fund the child's education.

Using Life Insurance for an Education Fund:
Cash Value Growth: With permanent life insurance, the cash value accumulates over time. You can borrow against this cash value or withdraw funds to pay for educational expenses.

Tax Advantages: The cash value grows tax-deferred, and if you borrow against it, the loan is usually not taxable. However, withdrawals above the amount paid in premiums might be subject to taxes.

Flexibility: Unlike 529 college savings plans that are strictly for educational expenses, the cash value from a life insurance policy can be used for any purpose, giving you more flexibility.

Protection: Life insurance ensures that even if something happens to you, your child's education fund is protected, providing peace of mind.
Aayaw ka pa ba?

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Trece Martires

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