FWD Licensed Wealth Planner Lilibeth Milaran

22/03/2026

09/03/2026

Top 3 reasons tayo bakit hindi kumukuha ng insurance ang mga pinoy.

03/03/2026

2- Pay Fastlane 💸🔥

Gusto mo ba ng investment na mabilis ang hulog, pero long term ang benefits?
✔️ 2 years ka lang magbabayad
✔️ May quarterly payouts (possible passive income)
✔️ May life coverage hanggang age 100
✔️ 5x protection ng annual invested amount mo

Practical. Strategic. Pang long term.
Hindi lang ito basta investment — ito ay paraan para palaguin ang pera mo habang may proteksyon ka at ang pamilya mo.
Kung gusto mo malaman kung bagay ito sa goals mo, message mo lang ako.

Let’s plan smart today para secured ang future mo. 💛

02/03/2026

Nasa mid 20s ang client ko, 2yrs old son nya ang bibigyan ng plan, ang pasok sa kakayahan nyang i-pay is either 800+ or 1400+ lang per month.

Total 1.5M critical illness, 100K minor illness + 500K death benefits. Sa 1st major claim - waived na ang premiums si FWD na ang mag tutuloy ng plan, tuloy pa din ang coverage.

Lastly, at 75 if no major claims, 100% na binayad makukuha ng son nya ng no deductions, no tax.

Gusto mo compute natin sa anak mo, curious ka lang at no plans yet ot di pa kaya sa ngayon? Ok lang yan, compute natin, no commitments 😊

28/02/2026

Mahal magkasakit. Mas mahal kapag wala kang PhilHealth, HMO, health insurance, or nakatabing emergency funds na pwedeng mong pag hugutan.

Ayon sa report ng PSA, malaking bahagi ng healthcare expenses sa Pilipinas ay diretsong galing sa bulsa ng mga pamilya. Halos kalahati ng health spending ay out-of-pocket. ibig sabihin, kapag may na-ospital, sariling pera or yung pang araw-araw na budget agad ang unang nauubos.

27/02/2026

Sa panahon ngayon, hindi sapat ang basta kumikita lang. Kailangan handa tayo para sa today at mas lalong handa para sa tomorrow.

Isang pamilyang Pilipino na naman ang may panatag na bukas. 🧡
Security ngayon. Sigurado ang kinabukasan.

Dahil ang tunay na pagmamahal, may kasamang paghahanda.

25/02/2026

If gusto mo ng pure protection without investment risk, this might be for you. 💛

✔️ 3x major critical illness claims
✔️ May minor illness coverage
✔️ 100% cash back at age 75
✔️ Guaranteed cash value
✔️ Fixed premium – hindi tumataas habang tumatanda
✔️ Stop payment after first major critical claim.
✔️ May 5, 10 and 20 years to pay depende sa budget mo sa ngayon

Simple. Straight-forward protection.

Message me if you want to check if bagay ito sa’yo. Let’s secure your future the smart way.

23/02/2026

Sample Quotation:

Virtual Assistant | 35 years old
Monthly premium 3,900+ | Regular pay

✅ Death Benefit: 1 Million until age 100
✅ Critical Illness Benefits: Total of 1.5 Million (3x claims, 500K/claim) until age 75
✅ Hospitalization Allowance: 2 Million, 2K/day for 1,000 days / If admitted to ICU 4K day for 365 days or until age 75
✅ Accidental Benefits: 500K if it happens during holidays x3 or up to 1.5 Million until age 75
✅ Waiver premium - Pag naka-claim ng 1st major critical illness, waived na ang premium, FWD na ang magbabayad, tuloy pa rin ang coverage till age 100.

FWD Life Philippines

20/02/2026

If you’re a parent or grandparent who simply wants to leave something meaningful for your children, apos, or kung sinuman na dependents mo, this might make sense.

You set aside ₱200,000 per year for 2 years. That’s it! 2-year commitment.

In return:
✅ You immediately create a ₱1 Million legacy fund for your family.
✅ Habang buhay ka pa ☺, plan stays active and has the potential to earn around 5%–5.8% annually.
✅ You may also receive quarterly payouts if you'd like to. .

Short-term payment.
Long-term protection until age 100.
Potential growth over time.

If your goal is simple... To secure your family and leave something with intention - this is one practical way to do it.

18/02/2026

Kamusta ang policy plan na kinuha mo? Sana hindi pa ng lapsed ha... Pakinggan mo to, baka this is for you.

17/02/2026

Policy review is very important, kaya kapag nagpa set ng schedule for policy review ang agent mo, grab that opportunity and be thankful, ibig sabihin, your advisor loves this profession 🧡 and he cares for you and your family.