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IMG RISE Up for Challenge, Tobias Fornier (2026)

12/04/2022

Para sa mga nasa edad 10-40 years old para po ito sa inyo.

Kailangan po natin ng Health Savings Fund gaya ng Kaiser.

Affordable investment na pwede kang makapagstart sa halagang 88 pesos a day.✔️

Kung gumagastos ka ng 100 pesos araw araw. Ipunin mo nalang yan meron ka nang:

- Libreng Hospitalization 50,000 pesos yearly.
- Libreng Dental Benefit (Pasta, Cleaning, unli-Bunot)
- Libreng Medical o Physical Check up
- Retirement Fund of 3.5 million (at age 65, if you started at age 25)
- LIfe Insurance na 202,500 (x2 if caused by accident)

💡Why we need this now?

Medical costs doubles every 5-7 years 😥

Mahal ang magkasakit, mahal ang kamatayan, at mas magastos ang pagtanda..

You cannot buy this after age 60

Magsimula na lalo’t tayo ay malakas at kumikita pa.
Tandaan: Lahat tayo hihinto sa Trabaho. Magreretiro. Mas masarap na may ipon ka at may health savings fund sa pagtanda.

Message me para magawan kita ng proposal ☺
Usap po tayo ha?

16/03/2022

𝐀𝐍𝐎 𝐏𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐆𝐀 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆 𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄?

𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.

𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘𝗦 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥:
✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang babayaran at covered ka na while paying period palang.
✅𝗗𝗜𝗥𝗘𝗖𝗧 𝗙𝗥𝗢𝗠 𝗧𝗛𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗬. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.
✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.
✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.
✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.
✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang 𝟴𝟱% na binayad mo on your maturity date. So making it like 𝗖𝗢𝗦𝗧 𝗙𝗥𝗘𝗘.
✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.
𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 𝖭𝖺𝗆𝖾 𝗂𝗇 𝖧𝖾𝖺𝗅𝗍𝗁𝖼𝖺𝗋𝖾.

02/03/2022

Good News our CAMPAIGN AND PROTECT EXTENDED..

IMG in partnership with MANILA BANKERS LIFE INSURANCE CORPORATION.

IF YOU WANT TO AVAIL THIS.
And it's TOTALLY FREE!

How to get this FREE PAI:

1.Subscribe to our 30Mby2030 FINANCIAL LITERACY CAMPAIGN
through this link:https://447353ph.30m2030.com/share

2.Check your email and click the link provided to successfully
subscribe.Follow the instructions given on the redirected site where you can get
the free PAI

3. Just follow the instructions provided via email until you get you own free PAI
You should have you own policy number once you've finished all the forms.

Just message me to assist you.

Limited Offer Only kaya REGISTER NA..

https://447353ph.30m2030.com/

25/02/2022

EDUCATIONAL FUNDS for your kids?? I got you ☺️

Save up for your child's college tuition today as a Mutual Fund/Stock Market Investor.

You will have your own login to your online portal wherein you can top up your savings anytime for as low as P20.

You can also create multiple sub-accounts if you have more than one child.

Payment methods through over the counter bank deposits, online bank transfers and remittances, Palawan express bills payment facility, BDO Bills Payment.

Message me for details 😍

20/02/2022

TOTOO ITO AT NANGYAYARI NA.
Reason kung bakit KAILANGAN mo ng
Another source of income kahit na may trabaho ka na?

Habang tumatagal lumiliit ang value ng pera.
Ang P20 na papel noon, barya na lang ngayon.

Baka sa susunod na mga taon, P100 mo magiging barya na din.😁

Kaya kung dati kahit iisang tao lang ang nagtatrabaho at kumikita sa pamilya ay kaya pa ring mabuhay, pero ngayon hindi na!!😭

Kaya dapat practical ka, Find Ways para magkaroon ng Extra Income. Kung may trabaho na, dagdag ng Negosyo na pwede gawing online business!👌💪

Ang mga mayayaman di yan apektado kasi they keep on investing in Business that's how rich mindset works. Samantalang ang mga mahihirap ay lalong naghihirap dahil lahat ng pera palabas walang ways para papasok.

Let your money work for you or else you will be working for money in your entire life😊

Join IMG, the biggest community of savers, investors and entrepreneurs

Start by attending our Free Financial Class via online. Message me for schedules.

19/02/2022

Dahil mahal mo sila
Nagtrabaho ka,
kumita at binigay mo
lahat ng kailangan nila.
Pag matanda ka na,
Sana maibigay din nila
lahat ng kailangan mo
pati ang medical expenses at
retirement needs mo.
Kung hindi ka sigurado, dapat may
sapat na healthcare and retirement savings ka.

The KAISER 3 in 1 Savings Plan.
Pinakamurang Investment na pwede kang makapagsimula sa halagang 88-190 pesos a day.
Kung nakakagastos ka ng 100-200 pesos araw araw. Ipunin mo nalang yan meron ka nang:

📌 Hospitalization 50k - 60k pesos yearly.
📌 Libreng Dental Benefit (Bunot, Check up, Cleaning)
📌 Annual Physical Exam or APE
📌Life Insurance na hanggang 900,000 pesos
📌 Retirement Fund
📌Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.
📌Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit muman or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.
📌May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.
📌Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.
📌Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.
📌Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.
📌Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong account!
📌Maari kang magkaroon nito sa halagang P88 a day mas mahal pa ang C1 Chicken Joy ng Jollibee.
📌Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap basta healthy ay qualified po for this program?
May nagsasabi "ang mahal naman nyan", In reality mas mahal ang magkasakit, mahal ang kamatayan, at mas magastos ang pagtanda..lalo pa kung wala kang ipon, tama ba?

START SAVING NA!
Learn more IMG benifits

Attend our free webinar and give yourself a chance to Learn more and be secured.

Thankyou and God bless ♥️
Feel free to message me

18/02/2022

𝗙𝗼𝘂𝗿 𝗿𝗲𝗮𝘀𝗼𝗻𝘀 𝘄𝗵𝘆 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗳𝗼𝗿 𝗥𝗘𝗧𝗜𝗥𝗘𝗠𝗘𝗡𝗧 𝗶𝘀 𝘃𝗲𝗿𝘆 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁.

✅1. SSS and Philhealth are not enough - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on your SSS pension alone.

✅2. Inflation - your P1,000 now will have a lesser value in the future.

✅3. Our kids are not our retirement fund - part of "Pagtanaw ng utang na loob" Culture. We need to break this dependency. Let us not be a burden to our kids in the future.(Sandwich Generation)

✅4. We live longer - imagine retiring at the age of 65 with NO INCOME, then living until the age of 80, that's 15years worth of expenses. 65 years old is too far to imagine, right? How about taking a vacation for a year with no salary?

In essence, we all need to prepare for our future. It's important to enjoy the present but it's equally important to save and invest for our future too.

It starts with 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻.

18/02/2022

Mga magigiting nating kapulisan from Camp Crame.

They are very much willing to learn more about financial literacy, how money works and how they can prepare the future of their family.

At paano maging Financially Stable balang araw.
Dahil kahit gaano pa kalaki ng sahod mo, if you don't know how to managed properly yang pera mo... Kaya Financial Education is the Key!

Free po ang seminar na ito kahit po ulit ulitin nyo hanggang sa maintindihan nyo and wala po tayong pinipili mayaman o mahirap, may tinapos man o wala.

Financial Literacy Campaign on Camp Crame

Message lang po sa mga gusto umattend, pwede pong face to face and online po para matoto mag-save mag-invest👌☺️

17/02/2022

SA OSPITAL....
2 bagay lang ang itatanong sayo, bago ka nila i-admit.
"Mamser, may Healthcard po ba kayo? O, kaya naman ay
'Mamser, may pang-down po ba kayo?
Kung walang Healthcare/ Healthcard, next na hihilingin nila ay Pera, Cash, datung.
Di mo pwede ibayad ang Solid investment mo, and you are down to last option at ipagbibili ang ari-arian mo.
Otherwise, mangutang ka. UUTANG!

Kung tanggap mo sa sarili mo na ipag-bili mga Solid investments mo, at sigurado ka bang dika magkakasakit? Huwag ka kumuha ng Kaiser Healthcare.
So, are we learning of something?
Alamin mo paano mag-BUILD ng SOLID FINANCIAL FOUNDATION

Attend our FREE webinar via zoom

17/02/2022

👉Kahit anu pa ang mga excuses natin tatanda at tatanda tayo.
👉Kahit anu pa ang mga excuses natin, Kong ikaw ay isang ofw, uuwi ka pag dating ng panahon.
👉 Kahit ano pa ang mga excuses natin, lalaki ano mga anak mo at mangangailangan sila ng pera for college education.
👉 Kahit ano pa ang mga excuses natin, manghihina tayo at hindi na natin kayang mag produce ng income.
👉 Kaya Kong may mga friends Kang nag aalok sayo Para Mag-attend ng webinar for financial education, wag Kang mag atubiling mag-attend kase, yan na ang paraan para matutunan mo kong papaano mag invest at mag ipon ng tamang paraan.
👉 BE GREATFUL KASE MAY MGA TAONG CONCERN SAYO.
PARA HINDI KA UUWING LUHAAN AT WALANG IPON.
Kong gusto mong malaman Kong papaano magkaroon ng financial education, comment ka lang sa baba or message me.

IMG RISE Up for Challenge

12/04/2022

16/03/2022

02/03/2022

25/02/2022

20/02/2022

19/02/2022

18/02/2022

18/02/2022

17/02/2022

17/02/2022

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