Roselia Manliclic Lucida- Sun Life Phils, Financial Advisor - Tarlac City

Roselia Manliclic Lucida- Sun Life Phils, Financial Advisor - Tarlac City I am a proud SL Financial Advisor who can help you in your journey towards financial freedom. Howeve Insurance Company

With the oil crisis and the continuous increase in the cost of living, marami sa atin ang naapektuhan. Everyday expenses...
13/04/2026

With the oil crisis and the continuous increase in the cost of living, marami sa atin ang naapektuhan. Everyday expenses are getting heavier, and the future can feel uncertain.

Sa kabila ng lahat, life must go on. We learn to adapt, to be wiser with our decisions, and to prepare for whatever may come.

Let us replace PANIC with TRUST, and WORRY with PREPARATION. Because in times like this, being secured is not a luxuryโ€”itโ€™s a necessity ๐Ÿ’™

If you want to learn how to protect your income and secure your future despite rising costs, feel free to message me anytime ๐Ÿ˜Š

Dear Parents and Breadwinners,How do you feel if one day, unexpectedly, YOU get sick, paralyzed or bedridden due to crit...
16/04/2023

Dear Parents and Breadwinners,

How do you feel if one day, unexpectedly, YOU get sick, paralyzed or bedridden due to critical illness or accident? YOU, being the income earner suddenly become money drainer.

Maybe right now, YOU don't see the value of Life Insurance. But, try to talk someone who (or have a family member) experienced critical illness. It is a disaster.

Before ka maunahan ng sakit, unahan mo nang protektahan ang sarili mo (For yourself and your family).

I can help you prepare for life uncertainties. Pm me NOW! We can never tell what will happen tomorrow.

If you are one of my clients, feel free to refer me to your family and friends. Let's protect them.
Credits: To the owner of this photo

Had a client (seaman) once. Offered him a coverage of around P2,000,000. Ok na sa kanya. Kaso tanungin pa daw c misis. A...
16/04/2023

Had a client (seaman) once. Offered him a coverage of around P2,000,000. Ok na sa kanya. Kaso tanungin pa daw c misis. Ayun, tinanong. Ayaw ni misis. Gastos lng daw. So d natuloy.

Fast forward. Husband met an accident. Wife immediately called. Natuloy ba kumuha c hubby ng insurance?

In my mind: โ€œpano matuloy eh pinigilan mo.โ€ But I just replied. โ€œNo maโ€™am, d po sya natuloy.โ€

Ikaw misis, pipigilan mo pa ba? Remember, ikaw beneficiary nyan. Decide before itโ€™s too late.

Credits to VUL Philippines

๐—ฃ๐—ต๐—ฝ ๐Ÿฐ๐Ÿฌ๐Ÿฌ,๐Ÿฌ๐Ÿฌ๐Ÿฌ ๐—ฃ๐—”๐—ฌ ๐—ข๐—จ๐—ง ๐—™๐—ฅ๐—ข๐—  ๐—ฆ๐—จ๐—ก ๐—Ÿ๐—œ๐—™๐—˜(EVERY 2 YEARS)!Client is so happy to have received this check. This is ๐—ฆ๐—จ๐—ก ๐—ฆ๐— ๐—”๐—ฅ๐—ง๐—˜๐—ฅ ๐—Ÿ๐—œ๐—™...
22/07/2022

๐—ฃ๐—ต๐—ฝ ๐Ÿฐ๐Ÿฌ๐Ÿฌ,๐Ÿฌ๐Ÿฌ๐Ÿฌ ๐—ฃ๐—”๐—ฌ ๐—ข๐—จ๐—ง ๐—™๐—ฅ๐—ข๐—  ๐—ฆ๐—จ๐—ก ๐—Ÿ๐—œ๐—™๐—˜
(EVERY 2 YEARS)!

Client is so happy to have received this check. This is ๐—ฆ๐—จ๐—ก ๐—ฆ๐— ๐—”๐—ฅ๐—ง๐—˜๐—ฅ ๐—Ÿ๐—œ๐—™๐—˜ ๐—˜๐—Ÿ๐—œ๐—ง๐—˜ ๐—ฃ๐—Ÿ๐—”๐—ก.

Itโ€™s a GUARANTEED 10 years to pay plan and on the 6th year up to age 100 may makukuha na syang P400,000 every 2 years and thereafter ๐—™๐—ข๐—ฅ ๐—Ÿ๐—œ๐—™๐—˜!

Feel free to message me if you want this plan for yourself. ๐Ÿคฉ

๐Ÿ“ŒJust a gentle REMINDER to all of you...๐Ÿ“Your Insurance Policy is worth millions at the onset. However, the moment you s...
19/07/2021

๐Ÿ“ŒJust a gentle REMINDER to all of you...

๐Ÿ“Your Insurance Policy is worth millions at the onset. However, the moment you stop or forget paying your premiums, it lapses and becomes valueless.

If your advisor has real concern about your family, he/she will keep bugging you for payments. So, please don't be annoyed by his/her constant reminder. Instead, you appreciate his/her efforts for he/she simply cares for you and your family. The worst scenario that could ever happen to an insurance advisor, is when he...

ใ€‹tells your beneficiaries that they wont get anything when you pass on to another life;
ใ€‹tells you that your retirement fund is no longer available;
ใ€‹tells you that your medication fund when early stage critical illness attacks or a minor surgery happened to you is no longer available;
ใ€‹tells your child that he can't go to university because his education fund is gone;
ใ€‹tells your heirs that no fund is available to pay the estate tax...

ALL simply because you took your insurance policy for granted, that you forgot to keep your policy in force.

๐ŸšซPlease do not waste your hard earned money by not keeping your policy in force. Your policy is for the love of your family and more importantly... YOURSELF!

โœ…Time is money! Your policy is time and it is the most precious possession one ever has have.

โœ…Insurance Advisors do not ask clients to buy. They simply teach them how to save and invest.

Sooo... call your Insurance Advisors now and check on your policy.

For those whose policies are active... THANK YOU for the TRUST! ๐Ÿ’ฏ And... CONGRATULATIONS for LOVING your family that much!โค๏ธ

TRY our SUN SMARTER Life ELITE Peso 10What is Sun Smarter Life Elite Peso 10?Ito ay 5/10 year payment whole life insuran...
07/04/2021

TRY our SUN SMARTER Life ELITE Peso 10

What is Sun Smarter Life Elite Peso 10?
Ito ay 5/10 year payment whole life insurance na merong GUARANTEED Cash Value and merong Guaranteed Anticipated Endowment Benefit.

Nagbibigay si Sun Life ng 8% GUARANTEED Cash Benefit on 6th year of the policy, and every other year thereafter until age 100.

Tandaan!
Magbibigay si Sunlife ng guaranteed 8% ng face amount on 6th year of the policy kada 2 taon ang pagbigay hanggang tumanda ka until age 100. Diba ang ganda, may pension ka until you reach age 100.

โœ… Double ang face amount upon death of the insured
โœ… Meron syang GUARANTEED 8% na endowment benefit
โœ… Meron kang dividend (not guaranteed, projected 3%)
โœ… Great for child's educational fund from 0 to 10 years old
โœ… Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo ka, meron kang makukuha until age 100.
โœ… Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
โœ… Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap siya ng pera until age 100
โœ… Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
โœ… Perfect para sa mga taong sigurista
โœ… May paying period na 5 years or 10 years
โœ… Merong Accidental Death at Total Disability Benefit

๐Ÿ™‚ ๐Ÿ™‚ ๐Ÿ™‚
For example if you have
1,000,000 face amount..
8% is 80,000

Child: 0 year old

6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends until 100 years old ๐Ÿ™‚ ๐Ÿ™‚ ๐Ÿ™‚

Eh paano kung 2,000,000 face amount
8% is 160,000 + dividend on the 6th year, 2 years thereafter until age 100 ๐Ÿ™‚ ๐Ÿ™‚ ๐Ÿ™‚

*** The lowest face amount allowed is Php 200,000
***Pwede mong ipunin ang pera and leave it to accumulate
***Kahit saan pwede mong paggamitan ang pera (House & Lot, Travel Goals, Kidsโ€™ Education, Retirement, etc.) Itโ€™s YOUR money ๐Ÿ™‚
*** You can use the money as pension

How about considering to protect your Health from 114 CRITICAL ILLNESS? โœ”๏ธ 64 Major Critical Illnessโœ”๏ธ 34 Minor Critical...
03/04/2021

How about considering to protect your Health from 114 CRITICAL ILLNESS?

โœ”๏ธ 64 Major Critical Illness
โœ”๏ธ 34 Minor Critical Illness
โœ”๏ธ 16 Cancers

We must also be prepared in times of uncertainties.
With the preservatives that we eat nowadays,
Walang may gustong magkasakit,
But it's about protecting your health by allowing your HEALTH INSURANCE to pay for your HOSPITAL BILLS when Critical Illness Strikes.

Hindi maipambabayad sa Hospital ang "Thank you"
This is reality, "may Phil Health naman ako"
Walang Phil Health ang nagbibigay ng 1Million sa Hospital kung Critical Illness ang usapan.

~Protect your Health today!


Masakit na emotionally ang mawalan ng mahal sa buhay, pero sana wag na natin ito dagdagan pa ng financially na sakit. If...
12/03/2021

Masakit na emotionally ang mawalan ng mahal sa buhay, pero sana wag na natin ito dagdagan pa ng financially na sakit.

If you love your family secured mo future nila, wala naman iba gagawa nun ikaw lang :)

Kung yung kotse mo nga naka insured buhay mo pa kaya, meaning ba nun mas mahalaga kotse mo, kesa sa buhay mo?

yung kotse pag total wreck yan may pag asa pa yan bumalik sayo ng parang bago, pero yung life natin? isang aksidente lang na pwede na tayo mawala.

Yes, pwede natin maconsider na expense ang life insurance, pero sa lahat ng expenses mo monthly ang life insurance lang naman ang pwede pumalit sayo (when it comes to financially),
Para mapag patuloy ng anak mo pag aaral nila, para may makain padin sila araw-araw, para hindi mahirapan mrs/mr mo pag life uncertainty happens to you.

Hindi naman sasabihin ni merlaco na "sige pag nawala ka ako na mag papatuloy sa anak mo sa college"

Life Insurance ang pwede gumawa nun for you.

Get insured, think of it.

_______________

Client: I am covered for P5M right?Me: Yes sir.Client: So when will I receive the P5M? If I finish paying after 10 years...
11/03/2021

Client: I am covered for P5M right?

Me: Yes sir.

Client: So when will I receive the P5M? If I finish paying after 10 years, will I receive the P5M?

Me: No sir. The fund value and Health Protection is yours. However, you will never ever receive the face amount in your entire lifetime.

Client: Ay, so panget pala. I will pay for something that other people will enjoy. Di ko din naman pla magagamit.

Me: (Trying to hold my composure. Breath In Breath Out) Sir do you send your kids to school?

Client: Yes of course. My youngest is still in College.

Me: You should stop sending them to school.

Client: Why?

Me: Because you are paying for something you will never use. Anak nyo lng po tatalino dahil sa pagpasok nya sa school. You are paying for something that other people will enjoy.

That is actually how insurance works. That "Other People" you are saying are THE PEOPLE YOU LOVE, your FAMILY. Would you not want to give something that would benefit them?

Client: Now I get it. Saan ako mag sign?

โค๏ธ Credits to the owner

If youโ€™re married, you need life insurance. Period. Life insurance should do one thing and one thing only: ๐ซ๐ž๐ฉ๐ฅ๐š๐œ๐ž ๐ฒ๐จ๐ฎ๐ซ ...
10/03/2021

If youโ€™re married, you need life insurance. Period.

Life insurance should do one thing and one thing only: ๐ซ๐ž๐ฉ๐ฅ๐š๐œ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ฅ๐จ๐ฌ๐ญ ๐ข๐ง๐œ๐จ๐ฆ๐ž if you die so your loved ones wonโ€™t suffer financial hardship after youโ€™re gone. Itโ€™s not the kind of thing anyone wants to think about. But giving your spouse the peace of mind that life insurance offers is one of the most loving things you can do.

VUL - Variable Unit Linked Investment = Insurance + Investment INSURANCE - you need Insurance to protect your dreams for...
26/02/2021

VUL - Variable Unit Linked Investment = Insurance + Investment

INSURANCE - you need Insurance to protect your dreams for your family, if in case you are gone too soon.
INVESTMENT - you need investments to grow your money and reach your dreams. This fund value can be used for retirement savings, education fund for your kids, travel fund, health fund etc

So whether you die too soon or live too long, VUL will be provide money for you and your family.

Want to get Sun life VUL for you or your kids? Message us NOW for a customized sample VUL quote based on your age, gender and budget.

We can also schedule an appointment for a FREE FINANCIAL CONSULTATION so we can help you plan for your future.

CTTO






Address

Tarlac
2300

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+639563904559

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