Christine Joice Garrate - FWD Financial Solutions Consultant

Christine Joice Garrate - FWD Financial Solutions Consultant Celebrate Living

13/03/2024

Orange Ticket supremacy! ๐Ÿ™Œ

Want to have the ultimate Aurora Music Festival experience? Avail of the FWD Orange Ticket and get these exclusive perks:

๐ŸŽŸ๏ธ Skip the long lines via the FWD Orange Lane
๐Ÿ•’ Enjoy early access to the concert grounds
๐Ÿ›๏ธ Get free festival merch
โœจ Receive surprise added perks on-ground

The FWD Orange Ticket is a limited-offer privilege for policyholders of The One for music lovers. Eligible policyholders will receive a voucher code via email that you can use on the Aurora Music Festival website to get the Orange Ticket and avail its benefits.

Get it here: https://shop.fwd.com.ph/banca/agent/91224760/life-insurance/the-one/application?variant=music-lovers -a-quote



Buckle up for life's rollercoaster, but let The One make it the smoothest ride yet! ๐ŸŽ‰ Easy to purchase, flexible coverag...
11/01/2024

Buckle up for life's rollercoaster, but let The One make it the smoothest ride yet! ๐ŸŽ‰ Easy to purchase, flexible coverage โ€“ because navigating the ups and downs just got easier!

For more details, you may send me a Private Message โœ‰๏ธ


For a faster response time, FWD is also available 24/7 through our live chat facility at www.fwd.com.ph. Feel free to Ch...
11/01/2024

For a faster response time, FWD is also available 24/7 through our live chat facility at www.fwd.com.ph. Feel free to Chat With Us for prompt assistance. ๐Ÿ“ž

Select from the different options available in the chat box or simply type โ€˜chat with live agentโ€™ and one of our customer connect executives will be ready to help you.


09/01/2024

How do you find THE ONE? Let Manjean Faldas and Odin show you how!

For more details, schedule for an appointment today.


๐‘พ๐’‰๐’š ๐’Š๐’” ๐’Š๐’• โ€œ๐’๐’๐’• ๐’๐’Œ๐’‚๐’šโ€ ๐’•๐’ ๐‘ซ๐‘ฌ๐‘ณ๐‘จ๐’€ ๐’š๐’๐’–๐’“ ๐’Š๐’๐’”๐’–๐’“๐’‚๐’๐’„๐’†?1. ๐‘ฐ๐’• ๐’ˆ๐’†๐’•๐’” ๐’Ž๐’๐’“๐’† ๐’†๐’™๐’‘๐’†๐’๐’”๐’Š๐’—๐’†The older we get, mas risky na tayo as an individu...
02/01/2024

๐‘พ๐’‰๐’š ๐’Š๐’” ๐’Š๐’• โ€œ๐’๐’๐’• ๐’๐’Œ๐’‚๐’šโ€ ๐’•๐’ ๐‘ซ๐‘ฌ๐‘ณ๐‘จ๐’€ ๐’š๐’๐’–๐’“ ๐’Š๐’๐’”๐’–๐’“๐’‚๐’๐’„๐’†?

1. ๐‘ฐ๐’• ๐’ˆ๐’†๐’•๐’” ๐’Ž๐’๐’“๐’† ๐’†๐’™๐’‘๐’†๐’๐’”๐’Š๐’—๐’†
The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.
๐˜—๐˜ข๐˜ณ๐˜ข๐˜ฏ๐˜จ ๐˜ด๐˜ข ๐˜ฌ๐˜ฐ๐˜ต๐˜ด๐˜ฆ ๐˜ญ๐˜ข๐˜ฏ๐˜จ ๐˜ฅ๐˜ช๐˜ฏ, ๐˜ฌ๐˜ข๐˜ฑ๐˜ข๐˜จ ๐˜ฎ๐˜ข๐˜ด ๐˜ญ๐˜ถ๐˜ฎ๐˜ข ๐˜ฏ๐˜ข ๐˜บ๐˜ถ๐˜ฏ๐˜จ ๐˜ค๐˜ข๐˜ณ, ๐˜ฎ๐˜ข๐˜ด ๐˜ฎ๐˜ข๐˜ญ๐˜ช๐˜ช๐˜ต ๐˜ฏ๐˜ข ๐˜บ๐˜ถ๐˜ฏ๐˜จ ๐˜ฃ๐˜ฆ๐˜ฏ๐˜ฆ๐˜ง๐˜ช๐˜ต๐˜ด ๐˜ฏ๐˜ข ๐˜ฑ๐˜ฆ๐˜ฅ๐˜ฆ ๐˜ฎ๐˜ฐ ๐˜ฎ๐˜ข๐˜ฌ๐˜ถ๐˜ฉ๐˜ข ๐˜ด๐˜ข ๐˜ค๐˜ข๐˜ณ ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ฎ๐˜ฐ. ๐˜š๐˜ฐ ๐˜ฌ๐˜ถ๐˜ฏ๐˜จ ๐˜จ๐˜ถ๐˜ด๐˜ต๐˜ฐ ๐˜ฎ๐˜ฐ ๐˜ฎ๐˜ข๐˜ฌ๐˜ข๐˜ต๐˜ช๐˜ฑ๐˜ช๐˜ฅ, ๐˜จ๐˜ฆ๐˜ต ๐˜ช๐˜ต ๐˜ข๐˜ด ๐˜ฆ๐˜ข๐˜ณ๐˜ญ๐˜บ ๐˜ข๐˜ด ๐˜ฏ๐˜ฐ๐˜ธ.

2. ๐’€๐’๐’– ๐’˜๐’Š๐’๐’ ๐’‰๐’‚๐’—๐’† ๐’‚ ๐’๐’†๐’”๐’”๐’†๐’“ ๐’„๐’‰๐’‚๐’๐’„๐’† ๐’๐’‡ ๐’‚๐’‘๐’‘๐’“๐’๐’—๐’‚๐’.
Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.
As we age, parang makina din ang health natin, may "depreciation".
Kaya most likely kapag mas matatanda na and then may pre existing illness na like hypertension, diabetes, thyroid prob, fatty liver, etc....nagrerequire na ng medical examinations and all.
๐˜ž๐˜ฆ ๐˜ข๐˜ณ๐˜ฆ ๐˜ฃ๐˜ถ๐˜บ๐˜ช๐˜ฏ๐˜จ ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ฉ๐˜ฆ๐˜ข๐˜ญ๐˜ต๐˜ฉ, ๐˜ฏ๐˜ฐ๐˜ต ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ฎ๐˜ฐ๐˜ฏ๐˜ฆ๐˜บ. ๐˜’๐˜ข๐˜ฉ๐˜ช๐˜ต ๐˜จ๐˜ข๐˜ข๐˜ฏ๐˜ฐ ๐˜ฑ๐˜ข ๐˜ฌ๐˜ข๐˜ญ๐˜ข๐˜ฌ๐˜ช ๐˜บ๐˜ถ๐˜ฏ๐˜จ ๐˜ฌ๐˜ข๐˜บ๐˜ข ๐˜ฎ๐˜ฐ ๐˜ช๐˜ฃ๐˜ช๐˜จ๐˜ข๐˜บ ๐˜ฑ๐˜ข๐˜ณ๐˜ข ๐˜ญ๐˜ข๐˜ฏ๐˜จ ๐˜ฎ๐˜ข๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ฆ ๐˜ฌ๐˜ข, ๐˜ช๐˜ง ๐˜ฉ๐˜ช๐˜ฏ๐˜ฅ๐˜ช ๐˜ฌ๐˜ข ๐˜ฏ๐˜ข ๐˜ฉ๐˜ฆ๐˜ข๐˜ญ๐˜ต๐˜ฉ๐˜บ, ๐˜ฉ๐˜ช๐˜ฏ๐˜ฅ๐˜ช ๐˜ฏ๐˜ข ๐˜ต๐˜ข๐˜ญ๐˜ข๐˜จ๐˜ข ๐˜ฑ๐˜ฐ๐˜ด๐˜ด๐˜ช๐˜ฃ๐˜ญ๐˜ฆ ๐˜ฎ๐˜ข๐˜ฌ๐˜ข๐˜ฌ๐˜ถ๐˜ฉ๐˜ข ๐˜ฑ๐˜ข.

3. ๐‘พ๐’† ๐’Ž๐’Š๐’ˆ๐’‰๐’• ๐’๐’†๐’—๐’†๐’“ ๐’ˆ๐’†๐’• ๐’‚ ๐’„๐’‰๐’‚๐’๐’„๐’†.

We prepare for 2 things in life:

1. Predictable events- Pagcocollege ng anak natin, pagbili natin ng bahay, retirement, etc.

2. Unpredictable things- Sickness, accident, death, and disability.
LIFE IS UNPREDICTABLE.
Everyday, madaming pwede mangyari โ€” accident, disability, illness and even death. Hindi natin alam kung kailan to mangyayari sa atin.

Hopefully, kapag dumating man ito, ready tayo - financially.

๐˜—๐˜ข๐˜ณ๐˜ข๐˜ฏ๐˜จ ๐˜ง๐˜ช๐˜ณ๐˜ฆ ๐˜ฆ๐˜น๐˜ต๐˜ช๐˜ฏ๐˜จ๐˜ถ๐˜ช๐˜ด๐˜ฉ๐˜ฆ๐˜ณ ๐˜ญ๐˜ข๐˜ฏ๐˜จ. ๐˜•๐˜ข๐˜จ๐˜ญ๐˜ข๐˜ญ๐˜ข๐˜จ๐˜ข๐˜บ ๐˜ต๐˜ข๐˜บ๐˜ฐ ๐˜ฏ๐˜ฆ๐˜ต๐˜ฐ ๐˜ด๐˜ข ๐˜ฉ๐˜ฐ๐˜ถ๐˜ด๐˜ฆ ๐˜ฑ๐˜ข๐˜ณ๐˜ข ๐˜ช๐˜ง ๐˜ฆ๐˜ท๐˜ฆ๐˜ณ ๐˜ฎ๐˜ข๐˜จ๐˜ฌ๐˜ข๐˜ด๐˜ถ๐˜ฏ๐˜ฐ๐˜จ, ๐˜ฎ๐˜ฆ๐˜ณ๐˜ฐ๐˜ฏ ๐˜ต๐˜ข๐˜บ๐˜ฐ ๐˜ฎ๐˜ข๐˜จ๐˜ข๐˜จ๐˜ข๐˜ฎ๐˜ช๐˜ต. ๐˜๐˜ช๐˜ฏ๐˜ฅ๐˜ช ๐˜ฏ๐˜ข๐˜ฎ๐˜ข๐˜ฏ ๐˜ต๐˜ข๐˜บ๐˜ฐ ๐˜ฃ๐˜ช๐˜ฃ๐˜ช๐˜ญ๐˜ช ๐˜ฏ๐˜จ ๐˜ง๐˜ช๐˜ณ๐˜ฆ ๐˜ฆ๐˜น๐˜ต๐˜ช๐˜ฏ๐˜จ๐˜ถ๐˜ช๐˜ด๐˜ฉ๐˜ฆ๐˜ณ ๐˜ฉ๐˜ข๐˜ฃ๐˜ข๐˜ฏ๐˜จ ๐˜ฏ๐˜ข๐˜ด๐˜ถ๐˜ด๐˜ถ๐˜ฏ๐˜ฐ๐˜จ ๐˜ฏ๐˜ข ๐˜บ๐˜ถ๐˜ฏ๐˜จ ๐˜ฃ๐˜ข๐˜ฉ๐˜ข๐˜บ ๐˜ฅ๐˜ช๐˜ฃ๐˜ข?

I hope by the year 2024, mag papa insure ka na๐Ÿค

ยฉ๏ธ

They say what you do today is a great predictor of your future. So be sure to take the necessary steps to secure yoursel...
02/01/2024

They say what you do today is a great predictor of your future. So be sure to take the necessary steps to secure yourself against critical illnesses like cancer, stroke, and heart attack.

Get started with FWD BIG 3 Critical Illness Insurance, a plan that gives you protection with easy-to-purchase, easy-to-claim, and easy-on-the-pocket features, so you don't have to worry.

Celebrate your peace of mind, and visit our online shop.
https://shop.fwd.com.ph/banca/agent/91224760/critical-illness-insurance/big-3/

Health often takes a back seat, not until a health emergency happens. Donโ€™t get caught unaware. Preparation is important. Here are some of the ways you can financially get ready when sickness strikes.

Fuel your investments with FWD Life Insurance. Take the next big step in investing investment with FWD Peso Nitro and Ve...
02/01/2024

Fuel your investments with FWD Life Insurance. Take the next big step in investing investment with FWD Peso Nitro and Velocity Global Payout Funds available via All Set Higher.

Know more on how to grow your wealth by investing in global opportunities, here: ms.spr.ly/AllSetHigher


One-time payment for lifetime protection and global investment. Put your money to work all over the world by investing in our pick of global mutual funds.

Wishing you a holly, jolly, and well-protected Christmas! FWD sends warm wishes for a holiday season filled with laughte...
29/12/2023

Wishing you a holly, jolly, and well-protected Christmas! FWD sends warm wishes for a holiday season filled with laughter, love and joy.


Are you looking for a smart and efficient way to secure your future? Digital is the way to go!Learn more, message me, yo...
29/12/2023

Are you looking for a smart and efficient way to secure your future? Digital is the way to go!

Learn more, message me, your Financial Advisor today!





27/12/2023

โ€œOk nga ang IQ and EQ pero kamusta naman ang ?โ€
โ€“ Lottie Bie

Discover and , book a free consultation and win P5,000!
Mechanics:

1. Find out your FinQ here: ms.spr.ly/FlexYourFinQ, and book a free consultation with an FWD advisor.
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3. Use the hashtag
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Five winners will receive Php5,000 GCash each. Promo duration is from Dec 11-31, 2023.

Upon posting, you agree to the Terms and Conditions here: ms.spr.ly/FlexYourFinQPromo

Every hero needs a good sidekick and for OFWs, itโ€™s the family. So, how can we help them realize their dreams of a good ...
27/12/2023

Every hero needs a good sidekick and for OFWs, itโ€™s the family. So, how can we help them realize their dreams of a good future for their loved ones?


Every Overseas Filipino Workers (OFW) needs some help, and that includes yours. Learn how you can be the driving force for your hardworking family abroad!

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