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FA Archie Cator Manalang

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FA Archie Cator Manalang

Let me help you start your insurance and investment today. Don't hesitate to PM me I'll help you how your future will secured and insured!

12/12/2021

Guys 12.12 na Grand Christmas sale ni Sunlife. A better gift for yourself and for your health. Super affordable.

Add to cart mo na dali or PM mo na ako!!

29/11/2021

Thank you for the trust Madame Crisel Kim and her Mother to insured their youngest son.

Welcome to the brighter life with Sun life Charles Anjelo Sese. 💛🌞

I have free financial planning via online or meet up. PM me now.

Magulang ka ba ng estudyante or estudyante ka ba na nagbabalak mag attend ng limited face-to-face classes? Mag Sun Life ka na!

11/11/2021

Add to cart then check out mo na tong Brighter future. Message me now.

06/11/2021

Many readers were asking about VUL so I’ve made this page to share about VUL insurance vs Bank Savings Account. Which is better among the two? Here’s a useful guide.

1. Bank Account is Deposit – Withdraw – Deposit – Withdraw while VUL is Deposit – Deposit -Deposit – Deposit – Budget is difficult to balance because ATM is used as a wallet while in VUL, fund values grow in the medium to long term and making a withdrawal is not as accessible as ATM.

2. Long-term savings – are hard to achieve because periodic deposit in a bank account is not compulsory while in VUL, long-term savings may be successful because of periodic premium.

3. Interest Rate – on a bank savings account is guaranteed. However, this usually provides modest return. Interest rates may range from 0.5% to 1.125%. The higher the amount and the longer the terms of placement, the higher the interest rate. In a VUL, since the underlying assets are linked to stocks and bonds, the returns of the VUL plan may exceed that of other types of insurance policies. However, returns are not guaranteed. Fund value may fluctuate depending on market conditions. Returns depend on the type of fund and investment period (the higher the risk and the longer you stay invested in VUL, the higher the potential returns). The average returns for an equity and bond fund are 17.21% and 7.6% respectively* according to the Historical Investment Performance of Investment Funds of Pru Life UK‘s Variable Life Insurance Products.

4. Inflation Rate – if a bank savings account/time deposit gives 1% annual interest and the inflation rate is 3%* this means that the real value of money actually shrinks by 2%. Investment-linked insurance beats inflation in the medium to long term savings.

5. Choice of Account – Bank choice of account: savings, current or time. VUL Choice of account: bond, equity, or combination.

6. If diagnosed of critical illness – balance in a bank account is used for medical treatment and is depleted while in VUL, the

29/09/2021

Salamat sa mga clients namin na sobrang nagtiwala samin. Maraming maraming salamat po.

We will continue to secure and insure our fellow Filipino.

28/09/2021

Planning for retirement is not an option but a NECESSITY! - Dr. Sanjay Tolani

RETIREMENT IS NO EXCEPTION!
Indeed, the longest holiday of our life.

But the question is: Are we prepared for it?

Let me help you plan for your brighter tomorrow 💛

DM me for inquiry.

12/08/2021

Thank you Miss Richelle Torres Perez for the trust! She wants to give her parents a health protection plan and also give her sister a brighter future!

Welcome to the brighter life with Sun life! 🌞💛

We will be and I will be happy to be your lifetime Financial Advisor 💛

08/08/2021

ECQ nanaman sana lahat kayo ay safe.
ECQure na din natin ang ating future.
ECQure na din ang ating loveones.

Send me a message for a free financial planning.

30/07/2021

Life/Health Insurance with Mutual Funds.

Lets secured your future.

Message me for free online consultation.

!

20/07/2021

“Whether You Think You Can or Think You Can’t, You’re Right.” - Henry Ford

Pogi points ang bagong kotse o motor, paano kung sa ikalawang taon ng paghuhulog mo mawala ka? Iniwan mo sa pamilya mo ay bayarin.
Ang insurance sa unang pagtatabi mo pa lang sigurado na ang kinabukasan ng buong pamilya mo. Mawala ka man, ang insurance company ang magbibigay ng pambayad ng mga utang na iniwan mo. Maganda di ba?
Kung may mga tanong ka, message mo lang ako.

17/07/2021

As a Financial Advisor, I help my clients for preparing for their important financial goal and in securing the future of their families.

Let me be your lifetime Financial Advisor.

Address

Tarlac
2300

Telephone

+639972450357

Website

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