24/02/2022
"Ang pag-iipon ay nagsisimula sa maliit na halaga at hindi paghihintay ng salary increase."
Madalas na mindset ng tao, kapag sinabing 'insurance', pinaghahandaan daw ang 'pagkamatay' o 'malapit nang kunin ni Lord'.
Hindi ganoon iyon.
Ang 15 days old baby, kinuhaan ng parents niya ng health insurance or HMO sa isang insurance company. May sakit ba ang baby? Malapit na ba siyang kunin ni Lord? Hindi. Kumukuha tayo ng health insurance o HMO dahil in case na magkasakit tayo or occurrence of unexpected accident, meron tayong panglaan.
Isang 22 years old na kakasimula pa lang sa kanyang trabaho, kumuha ng life insurance dahil siya ang bread winner, provider para mabuhay ang kanyang pamilya. In case of emergency or sudden accident, may benefits na makukuha ang beneficiaries niya.
Isang 50 years old, nagretire ng maaga. Walang naging problema sa financial assistance dahil 20 years old pa lang ay pinagipunan na niya ang retirement plan.
See the differences?
Madami tayong luho - - gadgets, cars, luxuries amd houses. We buy these luxuries and spending 3k to 500k without any hesitations. But when I asked you, do you want to get INSURED? You probably say no, says its too expensive to handle. Why?
Why don’t we encourage ourselves to get an insurance? To get ourselves financially stable? So we won’t stress out in case of emergencies?
Think of it.
Luxuries can wait, insurance is a must.
