19/09/2025
π³ Sa credit card na lang tayo mayaman!
Thank you RCBC sa pa-β±1M credit limit! Sa wakas, may million na rin akoβ¦ sa credit π
Alam niyo bang nag start lang ako sa Citibank (now UnionBank) with 120k credit limit wayback 2022. Fast forward 3 years later, dumami na yung credit cards ko. π€―
Ano bang benefit having multiple cards?
β¨ Cash loan anytime β Up to 70β80% ng credit limit mo, puwede mong mahiram for business o biglaan expenses. Low interest pa, payable in 1β3 years.
β¨ Better credit score β Mas madali ka ma-approve for house loan, car loan, o investments kapag solid credit history mo.
β¨ You can enjoy perks and rewards. Sa lahat ng transactions koβgrocery, dine-in, delivery, shopping; lahat credit card na. Hindi ako nagka cash. Yung points na iipon and when i convert it into cash nakakuha ako P20k, combined from all banks since 2023. Oh divaahhh bongga π₯³
β¨ Referral reward that can let you earn 4k-6k per successful application. And sa Citibank, nakakuha ako noon ng total P25k π
So kung iniisip mong mag-apply: Go for it! π₯°
On my case, combining lahat ng credit limit ng cards ko, i have Php 3.9 million. Oh kala ng iba mayaman na ako, sa credit limit lang po yan. π
β
Point here, may stable job ka? May financial goals ka? Mag credit card ka.β‘οΈStart ka muna sa UnionBank. They give significant credit limit agadβ6 digits kahit first time mo pa lang. π (Pero syempre, depende pa rin sa financial background mo π)
β οΈ Reminder lang: be a responsible cardholder ha. Hindi porket may limit eh swipe ng swipe. Discipline is key. π―
π Apply now through my referral link:
https://apply.cc-pl.unionbankph.com/PLCC/Verification?media=UBNOW-AC8GXOWD&pcode=VP201&scode=DCMMUBOMRE