22/04/2026
Hello Mel this for you and the whole family Miss you ❤️🙏❤️
READ: Why most government agencies prefer Kaiser National Healthcare Shield?
Here's the reason why:
1. It is designed specifically for the ₱7,000 government medical allowance
The Kaiser National Healthcare Shield is a group HMO for government employees that can be funded using the ₱7,000 annual medical allowance under Executive Order 64 (2024).
2.Preventive Care Benefits (checkups & screenings)
🔹 Annual physical exam
🔹 ECG, pap smear, vaccinations
🔹 Family planning counseling
🔹 Basic lab tests
👉 These are meant to detect illness early before hospitalization.
3. Outpatient Benefits (no confinement needed)
🔹 Doctor consultations
🔹 Diagnostic tests (labs, X-ray, etc.)
🔹 Minor surgery
🔹 ENT / EENT treatment
🔹 Follow-up checkups
👉 This covers clinic visits without being admitted.
4. Inpatient / Hospitalization Coverage
🔹 Semi-private room confinement
🔹 Surgery coverage
🔹 ICU confinement
🔹 Dialysis
🔹 Chemotherapy
🔹 Hospital medicines and diagnostics
👉 This is the core HMO hospitalization protection.
5. Emergency Care
🔹 ER consultation
🔹 Oxygen and IV fluids
🔹 Emergency medicines
🔹 Urgent diagnostics
🔹 Immediate treatment for accidents/illness
👉 This applies during urgent hospital situations.
6. Dental Benefits
🔹 Dental checkups
🔹 Oral prophylaxis (cleaning)
🔹 Tooth extraction
🔹 Fillings
🔹 Basic dental services
👉 Not a lot of HMOs include dental benefit, but Kaiser NHS do.
7. Network Coverage
🔹 12,000+ doctors
🔹 2,000+ hospitals and clinics nationwide
🔹 Includes Major Hospitals
👉 Nationwide access to accredited Hospitals, Clinics and Doctors.
7. Financial Care Assistance Benefits
🔹 Death benefit
🔹 Accidental injury assistance
No out-of-pocket (depending on hospital & coverage limit)
Group-funded premium via medical allowance
👉 These are extra features beyond basic HMO.
8. Affordable Premium
🔹 P7000 annual premium for:
🔹 P75K MBL per ILLNESS
👉 Pre-existing illnesses are covered...🩵
