WorthWise

WorthWise Worthwise aims to spread financial literacy to all Filipinos across all ages to help in making their

Prudence and hard work!
18/02/2021

Prudence and hard work!

Tama ba Ito, o Mali: Do not work for money, make it work for you!

Pero tanong ko, where will you get the money that will work for you if you have not worked for that money first?

Lahat ba ng ipinanganak na mayaman napadami yung perang minana nila? Diba marami sa kanila naubos ang mana kasi hindi sila marunong magpadami, even though they studied in the best schools money can buy?

Lahat ba nang umutang para magpalaki ng negosyo lumaki ang negosyo? I know of many people, some are very close friends, who did this. Pero imbes na lumaki, nabaon sila sa utang kasi hindi nila nahanda ang kompanya nila for faster growth.

Lahat ba ng nag invest sa stocks yumaman? Diba marami rin ang nawalan ng pera, because they made wrong choices.

Lahat ba ng nag invest sa franchise, like Jollibee and McDonald's, made a lot of money? Hindi ata! Especially when they chose the wrong location. Tapos pag masama pa ang service ng crew mo, walang papasok sa store mo.

If money can work for you, then sana lahat ng nagretire from years of working mayaman na, kasi malaki ang pera nakuha nila. But the reality is, many have to go back to work because they invested their money in the wrong things.

You see, money is an inanimate and passive object. Wala itong buhay, so it cannot work. "Money" will only grow in the hands of a prudent person, but in the hands of a fool, it will disappear!

Pag si Marvin Germo naginvest sa stocks kikita ang pera nya, pero kung ako ang mag invest sa stocks I might lose even my pants. If Marvin invests in a farm, he may lose all the money he earned in the stock market. Pero kung ako nag invest sa farm, I will have a better chance of making more money from the money I put in.

Money can only work for a man who has grown the right abilities in the field of his expertise. But money will play dead to a man who thinks that he can use it as a slave, while he sits around doing nothing.

Many dreams to own business and be free of their 9 to 5 job. It's a great dream but also very hard to accomplish due to ...
01/02/2021

Many dreams to own business and be free of their 9 to 5 job. It's a great dream but also very hard to accomplish due to all the things one needs to consider. Here are a few tips you can apply in order to start building your business while still doing your day job.

Starting a business requires capital and time. These strategies can help you use your limited time and resources to build your bread and start your business while hanging on to the security of your 9 to 5.

January 2021 is now part of history. How are we with our new year's resolutions so far? Here are some tips to help us fa...
01/02/2021

January 2021 is now part of history. How are we with our new year's resolutions so far? Here are some tips to help us fail-proof our resolutions!

When we are faced with problems, oftentimes our first move is to find solutions. Sometimes it's best to create your own....
27/01/2021

When we are faced with problems, oftentimes our first move is to find solutions. Sometimes it's best to create your own. ๐Ÿ’ช๐Ÿผ๐ŸŽฏ

We are all excited for Friday this week beacuse it's PAYDAY-FRIDAY! ๐Ÿ˜ But before we check out our carts, make sure to pu...
26/01/2021

We are all excited for Friday this week beacuse it's PAYDAY-FRIDAY! ๐Ÿ˜ But before we check out our carts, make sure to put some for your savings and investment first! ๐Ÿ˜Š

Lapit na payday mga ka Juan. Mga next week ๐Ÿคฃ

Achieving our ambitious goals requires our 200%. Are you willing to go throught it and realize your worthwhile dreams?
26/01/2021

Achieving our ambitious goals requires our 200%. Are you willing to go throught it and realize your worthwhile dreams?

Hurrah for Mondays! ๐Ÿ˜Š๐Ÿ˜Š๐Ÿ˜Š
25/01/2021

Hurrah for Mondays! ๐Ÿ˜Š๐Ÿ˜Š๐Ÿ˜Š

Feel free to register! ๐Ÿ™‚
23/01/2021

Feel free to register! ๐Ÿ™‚

Learn from two of the best financial and wealth coaches in this workshop by Chinkee Tan and Bo Sanchez, happening on January 30, from 2pm to 7pm. In this five-hour intensive learning class sponsored by Sun Life, they will share tips on how you can pandemic-proof your income.

Know the full details and register for your slot at http://chinkshop.com/.

When you have a family and kids, it is never too early to plan and prepare for their educational needs. As a parent, we ...
13/12/2020

When you have a family and kids, it is never too early to plan and prepare for their educational needs. As a parent, we want to be able to provide and give the best support for our children in order for them to pursue their dreams. Their education is one of the most important things and this is the time to sit down and plan for it. ๐Ÿง’๐Ÿ‘ง๐ŸŽ“

[๐Ÿฐ ๐—ฅ๐—ฒ๐—ฎ๐˜€๐—ผ๐—ป๐˜€ ๐—ช๐—ต๐˜† ๐—ฌ๐—ผ๐˜‚ ๐—ฆ๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—š๐—ฒ๐˜ ๐—” ๐—–๐—ต๐—ถ๐—น๐—ฑ ๐—˜๐—ฑ๐˜‚๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฃ๐—น๐—ฎ๐—ป ๐—ง๐—ต๐—ถ๐˜€ ๐——๐—ฒ๐—ฐ๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ& ๐—ก๐—ผ๐˜ ๐—ช๐—ฎ๐—ถ๐˜ ๐—ง๐—ถ๐—น๐—น ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿ!]

Providing children the ideal opportunity for learning and development is any parentโ€™s priority. ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ง And as the cost of education goes on rising each day, it is necessary to invest in savings plans that offer sufficient funds to meet the expenses at key educational milestones in their lives. ๐Ÿ™Œ๐Ÿป

Smart parents know how to plan early and take advantage of compounding interest.

๐˜๐จ๐ฎ ๐ฌ๐ž๐ž ๐ญ๐ก๐ž๐ซ๐ž ๐š๐ซ๐ž ๐ญ๐ž๐œ๐ก๐ง๐ข๐œ๐š๐ฅ๐ฅ๐ฒ ๐Ÿ ๐Ž๐๐“๐ˆ๐Ž๐๐’:
๐Ÿ‘‰๐Ÿผ Option #1: You save now and earn interest.
๐Ÿ‘‰๐Ÿผ Option #2: You borrow money later and pay interest.

== ๐๐ž๐ง๐ž๐Ÿ๐ข๐ญ๐ฌ ๐จ๐Ÿ ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ๐ข๐ง๐  ๐„๐š๐ซ๐ฅ๐ฒ ๐ˆ๐ง ๐€ ๐‚๐ก๐ข๐ฅ๐ ๐„๐๐ฎ๐œ๐š๐ญ๐ข๐จ๐ง ๐๐ฅ๐š๐ง==

โญ ๐Ÿญ. ๐—›๐—ถ๐—ด๐—ต ๐—–๐—ผ๐˜€๐˜ ๐—ผ๐—ณ ๐—˜๐—ฑ๐˜‚๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป.
โญ ๐Ÿฎ. ๐—”๐˜ƒ๐—ผ๐—ถ๐—ฑ ๐—”๐—ฑ๐—ฑ๐—ถ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—Ÿ๐—ผ๐—ฎ๐—ป๐˜€.
โญ ๐Ÿฏ. ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜ ๐—ฎ๐—ป๐—ฑ ๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป.
โญ ๐Ÿฐ. ๐—ง๐—ฎ๐˜… ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€.

A lot of parents feel the cost of education will be cheaper in the future, well if it is cheaper, the money saved is still yours, if it is expensive, at least you have saved up for it, in both scenarios it is a win-win. So start early and as soon as possible.

== ๐‡๐จ๐ฐ ๐Œ๐ฎ๐œ๐ก ๐’๐ก๐จ๐ฎ๐ฅ๐ ๐˜๐จ๐ฎ ๐’๐š๐ฏ๐ž? ==

The formula to know how much to save, itโ€™s about โœ… ๐Ÿฑ% ๐—ผ๐—ณ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—บ๐—ผ๐—ป๐˜๐—ต๐—น๐˜† ๐—ถ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒwhich you should save.

=== ๐–๐ก๐š๐ญ ๐“๐จ ๐ƒ๐จ ๐๐ž๐ฑ๐ญ? ===

โ˜• To sum it up, make sure you invest early in a child education plan. Take advantage of the compounding interest. If your advisor ever approaches you this December and ask you for a cup of coffee, donโ€™t reject them first. Spend a few minutes listening to how they can assist you in it.

๐Ÿ˜‰ Every professional advisor in the financial planning industry will know that their clientsโ€™ priorities change dramatically in December due to them planning for 2021. That is why they are ๐›๐ž๐ข๐ง๐  ๐ซ๐ž๐ฌ๐ฉ๐จ๐ง๐ฌ๐ข๐›๐ฅ๐ž ๐š๐ง๐ ๐œ๐ก๐ž๐œ๐ค๐ข๐ง๐  ๐ข๐Ÿ ๐ฒ๐จ๐ฎโ€™๐ซ๐ž ๐Ÿ๐ฎ๐ฅ๐ฅ๐ฒ ๐œ๐จ๐ฏ๐ž๐ซ๐ž๐ and financially ready to kick start 2021!

Here are some gift ideas this Christmas that are budget friendly! We can still save christmas without the worry of spend...
09/12/2020

Here are some gift ideas this Christmas that are budget friendly! We can still save christmas without the worry of spending so much, just enough to express our love for everyone. โœ…๐Ÿ‘

It's the season of giving once again and during this time of crisis and isolation, itโ€™s a challenge to find quality quarantine gift ideas that are both affordable and thoughtful.

Have you seen this hit Netflix Kdrama series? Here are some of the StartUp takeaways we can all benefit from. Invest you...
08/12/2020

Have you seen this hit Netflix Kdrama series? Here are some of the StartUp takeaways we can all benefit from. Invest your money and energy wisely and make time your ally! Most of all, believe in your dreams and keep going! โค

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