20/09/2021
Facts about Insurance❗
- Even if you haven't finished paying your policy, you will get something or your family benefits, I will give you an illustration.
Plan type: Mistake
Payabale for: 10 yrs
Insured: 30/F
Life insurance: 2,000,000
-----Additional benefit------
✔️Total Disability
✔️Accidental Death, Disablement, Dismemberment: 1,000,000
✔️Critical Illness: 1,000,000
✔️Hospital Confinement Income: 2,500 daily
Sample scenario pag ang insured ay:
1) Died (Natural death) if you have insurance and your type of plan is VUL, your family will get 2,000,000 + Fund Value
2) Died (Due to accident) if you have an additional benefit of Accidental Death, your family will get 2,000,000 + 1,000,000 + Fund Value
3) Accidentally lived and there is a part of the body that had a problem if you have an additional benefit of Accidental Dismemberment you will get a budget to help you in your accident
4) Wrapped or unable to work anymore, if you have total disability the company will continue to pay your plan up to 10 years
5) You got sick then you have a benefit of Critical Illness and your illness will be included in the list of your policy, you have a budget of 1,000,000 for this
6) You are confined then you have a Hospital Confinement Income Benefit in your policy, you will get 2,500 daily help in your hospital
7) Since VUL is your plan (INSURANCE + INVESTMENT) there are funds saved in your plan it depends on the economic rate because it is equivalent to Mutual Funds / Stocks. Projected fund value as 4 %, 8 %, 10 %
😎 Your Fund Value is also withdrawable if you need a budget, you can be a source of income
✔️Know the value of insurance
✔️ Don't think that this is just an additional cost because in the future you will see its worth
′′ You can't tell about life that's why you should be prepared and ready because the benefit of your insurance will give comfort to you and your family when something happens to you."
For inquiries, drop me a message 😊
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