05/12/2021
๐๐ผ๐๐๐๐ผ๐๐ ๐๐ผ๐๐๐ผ๐ ๐๐ผ ๐๐ผ ๐๐ผ๐๐๐๐๐๐๐๐๐ผ๐๐ ๐๐ผ๐-๐๐๐๐ ๐๐ผ๐๐ผ ๐๐ผ ๐๐ผ๐๐๐๐๐ผ ๐๐ ๐ผ๐ ๐๐ผ๐๐ผ ๐๐ผ ๐๐๐๐๐๐๐๐๐๐ ๐๐?
๐๐ข๐จ-๐ช๐ฑ๐ฐ๐ฏ ๐ญ๐ข๐ฏ๐จ ๐ฏ๐จ 7 ๐ฎ๐๐๐ง๐จ ๐ช๐ฏ ๐ฐ๐ฏ๐ฆ ๐๐ญ๐ข๐ฏ. ๐๐ข๐บ ๐๐ฆ๐ข๐ญ๐ต๐ฉ๐ค๐ข๐ณ๐ฆ, ๐๐ช๐ง๐ฆ ๐๐ฏ๐ด๐ถ๐ณ๐ข๐ฏ๐ค๐ฆ ๐ข๐ต ๐๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต ๐ฌ๐ข ๐ฏ๐ข. ๐๐ฉ๐ฆ ๐๐๐๐ ๐๐ฑ๐ฐ๐ฏ ๐ฏ๐ข ๐๐ข๐ญ๐ข๐ฏ๐จ ๐๐ข๐ฑ๐ฐ๐ฏ ๐๐ข๐ท๐ช๐ฏ๐จ๐ด ๐๐ณ๐ฐ๐จ๐ณ๐ข๐ฎ
๐ฏ๐๐ ๐ซ๐๐๐ ๐ฒ๐๐๐๐๐ ๐ณ๐๐๐-๐ป๐๐๐ ๐ฏ๐๐๐๐๐๐๐๐๐ ๐พ๐๐๐?
๐Itโs a 3-in-1 product that solves the 3 major financial needs of Filipinos:
โค๏ธLONG TERM HEALTHCARE
โค๏ธ DEATH AND ACCIDENT INSURANCE
โค๏ธINVESTMENT
3 PHASES OF LONG-TERM CARE PERIOD:
1๏ธโฃ. ๐จ๐๐๐๐๐๐๐๐๐๐๐ ๐ท๐๐๐๐๐
(7 ๐๐๐๐๐)
You start saving for 7 years while getting the following benefits:
โ๏ธ- Free Annual Physical Exam
โ๏ธ- Free Dental Benefits
โ๏ธ- Waiver of Installment due to death
โ๏ธ- Transfer of investment to the beneficiary if plan holder dies
โ๏ธ- Waiver of Installment due to disability
โ๏ธ- Basic Medical Benefits
โ๏ธ- Memberโs choice of room and board
โ๏ธ- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
โ๏ธ- Life insurance equivalent to the contract price
โ๏ธ- Accidental Death and Dismemberment for 20 years
โ๏ธ- Lifetime network access to over 500 major hospitals and a pool of doctors.
2๏ธโฃ. ๐ฌ๐๐๐๐๐
๐๐
๐ท๐๐๐๐๐
(13 ๐๐๐๐๐)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
โ- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
โ- Additional Health Bonus when the market is at top performance
โ- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.
3๏ธโฃ. ๐ณ๐๐๐-๐๐๐๐ ๐ช๐๐๐ ๐ท๐
