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Financial Steward, Tagbilaran City (2026)

24/01/2021

🤔Pila membership sa IMG? 🙄

P 6,000‼️

"Mahala man" 🤔

Saan aabot ang 6k mo?

Lechon ra na, good for one meal. Sapatos ra na sa Nike, gamiton ra ug mag jogging panagsa. Roundtrip plane ticket rana sa atong instagramable nga travels. 🙄

How about ienrol nimos IMG?

Naa kay 30 big, life changing benefits. 🥰

It requires maturity and vision to see these. 👌 YOLO. Don't spend on something you'll regret. Spend on something that adds value to your future.

Join our community
Be one with us!
Message me!

05/01/2021

Paano mo masasabi na ikaw ay financially stable? Basahin. 😊

1. Build your EMERGENCY FUND. Emergency fund should be atleast 3-6 months worth. Magagamit mo ito kapag ikaw ay nawalan ng trabaho, at para hindi karin mahirapan kung saan ka kukuha ng pang araw-araw mo. At huwag kalimutan na bigyan ang Panginoon ng ating mga biyaya.

2. Get a short/long HEALTH INSURANCE. Hindi ibig sabihin kahit wala kapang sakit ay hindi ka kukuha nito, ito ay pag hahanda para ang emergency fund na binuo ay hindi mauubos kapag dumating na ang araw na magkasakit ka.

3. Get a LIFE INSURANCE. This coverage will be your income replacement, if the breadwinner will be taken out of the picture ang insurance ang papalit sa nawalang income.10 years is enough para maka adjust sa buhay. The earlier the better. Kasi kung late kana kumuha nito at hindi kana insurable (kapag ikaw ay na diagnose na ng anumang sakit) sayang naman.

4. Clear your DEBTS. Utang. Ito yung hindi talaga mawawala satin, bakit? Kasi meron tayong mga home loan, car loan, credit cards etc. So pano ka makakapunta sa ika-limang step kung hindi mo ito tatapusin? So reduce your liability.

5. Your INVESTMENT. Again, kung ayaw mo malubog sa utang clear your debts first before investing to something. BUT if you think na kaya mo pagsabayin ang pag invest, like stock markets, mutual funds etc. Pag-aralan muna ang mga ito bago pasukin. Real estate is good too, but if installment it's up to you on how to handle your financial. About business, if you're knowledgeable about what business to put up then you can try it. But always remember, business takes time to gain back the ROI (return of investment) so that's why you must have patience. If you have children, make sure to start as soon as possible for their educational fund.

6. Don't forget your RETIREMENT, yes! We only live once, but we also grow old. Para hindi tayo maging pabigat sa ating mga anak pag dumating ang araw na tayo'y tumanda na. Masaya na tayong napatapos na natin ang ating mga anak, DON'T MAKE YOUR CHILDREN as your retirement plan. They also have a family to build. As a parent it's our obligation to raise them. Bonus nalang ang pagbigay-balik ng ating mga anak. :)

Just message me if you want to be insured and protected, I'll assist you

❤️

04/01/2021

Minsan ba na tanong mo na sa sarili mo ito?

Paano kung maaga akong kunin ni lord paano na ang mga maiiwan ko?

Paano kaya kung mabubuhay ako ng matagal sapat ba ang naipon ko sa bangko? sapat ba ang naipondar ko para sa aking pagtanda?

Ang buhay ay hindi natin hawak maaring sa ngayon ok tayo, malakas at kumikita.
Habang kaya pa nating kumita paghandaan ang ating old age..
Get your long term healthcare idagdag mo sa sss at philhealth mo para mas siguradong secured Ka sa pagtanda mo.

ctto

13/12/2020

🤔🤔🤔🤔

1. What if we get sick? How about the hospital bills?
2. What if we die too soon? Who will take care of our family?
3. What if we live too long?

If you want Financial Preparation, take a small step. There is HOPE! I can guide you.

04/12/2020

"you choose your own path by decision making that boils down to your choices in life"

29/11/2020

The best christmas gift to your child from 10 years old and parent(s) who are not yet 61 years old.

This is also the best Christmas Gift that you can give to yourself. Start your Kaiser 3in1 Investment today while you are young, healthy and able to pay because you will use it when you are old, sickly and no longer able to pay.

Look at the minimum saving plan for 10-60 years old below: Sample picture is for 25 YO

10-40 years old min. K45
Monthly 2,647
Annual 26,470

41-50 years old min. K60
Monthly 3,529
Annual 35,294

51-60 years old min. K75
Monthly 4,412
Annual 44,116

This is a 3-in-1 savings plan na may Healthcare, Life Insurance at Investment.

7 years ka lang maghuhulog at withrawable on the 20th year.

I can help you. Magpm ka lng💝
Merry Christmas everyone🎁🎊

11/11/2020

✅ENTREPRENEUR MINDSET:
They pay the price in advance. They pay it in full. They have a big vision. Example: Henry Sy spent millions in building SM malls that will take years or decades to recover. They construct first before collecting rent.

❌EMPLOYEE MINDSET:
They don't move without getting paid. They quit when they encounter difficulties and obstacles. They have no vision.

******

In starting our own business, the reason why many fail in building the career because people are still stuck on their employee mindsets. They don't want to shell out money or capital. They are not willing to work hard. They don't attend meetings and conventions because they treat it as an expense and a waste of time. They don't invest in books and materials because they are afraid to lose a few pesos. They give up due to rejections and failures.

******

But reality hurts, reality bites. Employment does not make people rich. Entrepreneurship does. We should respect our dreams so much. Let's dump our 'employee mindset' behind and shift to the 'entrepreneur mindset'. And be willing to pay the price in advance and pay it in full.

May your dreams come true.

02/10/2020

𝐀𝐍𝐎 𝐀𝐍𝐆 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝟑-𝐈𝐍-𝟏 𝐒𝐀𝐕𝐈𝐍𝐆𝐒 𝐏𝐋𝐀𝐍 𝐒𝐀 𝐊𝐀𝐈𝐒𝐄𝐑?

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.
3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐤𝐚 𝐧𝐚.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:
📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. Sa iba 10 to 20 years. Kung may 5 years man masyadong mahal, wala pang HealthCare yun.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: Magagamit mo ito dahil may KAISER ka at active ang PLAN, provided atleast 1-yr ka ng nag-iipon thru Kaiser.

📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: Free Annual Physical Examination, Free Dental, etc.

📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: Kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.

📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: Maari itong ma-transfer upon death, hindi magiging mabigat FINANCIALLY sa family ang pag-kawala mo. At pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.

𝐃𝐢𝐬𝐚𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞𝐬 𝐧𝐠 𝐡𝐢𝐧𝐝𝐢 𝐊𝐀𝐈𝐒𝐄𝐑:
❎Ang mga healthcare provided by your company ay short-term lamang. Kapag ikaw ay nag-resign or nag-retire, wala ka na rin healthcare. Kaya importante na ikaw ay may LONG-TERM Healthcare rin.

❎Insurance at Investment lang ang iba (2in1). Pinakaimportante may healthcare ka. Paano ang bills mo sa hospital pag-tanda?

❎Taon taon tataas ang binabayaran mo kasi dumadagdag ang edad mo. Sa KAISER, fixed na for 7-yrs.

Message me to know more.

02/10/2020

As a bread winner of a family kailangan natin ng tamang protection.
In IMG we realized gaano ka importante itong 3 questions.
At gaano ka importante ang magsave at invest ng tama. May Pag-asa pa!
If you want to Learn, direct message us.

Stay financially healthy 👍

27/09/2020

Why OWN a long-term healthcare?

You cannot bring with you the healthcare benefits provided by your company when you retire.

Most sickness appear when you retire!

Healthcare is VERY EXPENSIVE at old age!

Hospitals cannot let you in without deposit.

A lot of sick people die not because of no medicine but because of NO MONEY!

Be financially educated!
PM is the key.

001685MF.img-corp.net

12/09/2020

𝗚𝗨𝗦𝗧𝗢 𝗠𝗢 𝗕𝗔 𝗠𝗔𝗚𝗜𝗡𝗚 𝗜𝗡𝗩𝗘𝗦𝗧𝗢𝗥 𝗡𝗚 𝗛𝗨𝗚𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗜𝗘𝗦?

Sa halagang 𝟏,𝟎𝟎𝟎 𝐩𝐞𝐬𝐨𝐬 ay pwede na po.

✔️𝐕𝐄𝐑𝐘 𝐄𝐀𝐒𝐘 𝐓𝐎 𝐔𝐍𝐃𝐄𝐑𝐒𝐓𝐀𝐍𝐃.
You just need time to learn so you can invest the right way.

✔️𝐕𝐄𝐑𝐘 𝐂𝐇𝐄𝐀𝐏 𝐓𝐎 𝐒𝐓𝐀𝐑𝐓.
For as low as 1,000 pesos initial investment.

✔️𝐏𝐑𝐎𝐃𝐔𝐂𝐈𝐍𝐆 𝟏𝟓%-𝟑𝟎% 𝐏𝐄𝐑 𝐘𝐄𝐀𝐑.
Depending on the market performance.

✔️𝐋𝐄𝐆𝐀𝐋 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 𝐈𝐍𝐒𝐓𝐑𝐔𝐌𝐄𝐍𝐓.
Highly regulated by SEC / PSE.

It’s easy to invest but still a lot of people neglect to prepare for their financial future.

Tara! Turuan kita dito sa aming "𝐅𝐑𝐄𝐄" 𝐎𝐧𝐥𝐢𝐧𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐋𝐢𝐭𝐞𝐫𝐚𝐜𝐲 𝐂𝐥𝐚𝐬𝐬 para iyong malaman ang mga details on how to start in this 𝐥𝐞𝐠𝐢𝐭𝐢𝐦𝐚𝐭𝐞 investing vehicle.

We teach financial literacy for free, kapag nasa puso mo ang tumulong, pati kapwa mo ay uusbong.

ctto Dave Vallejos

04/07/2020

Congratulations to Ma.Maureen Valdez for the Maturity of your Kaiser Longterm Healthcare program.

Indeed, Kaiser is a great investment . If you die too soon, Kaiser will take care of your family. If you get sick, the plan will provide healthcare needs. And If you live long up to plan maturity, there’s an investment you can enjoy.

Ctto Lerma Gaddi

Proud Kaiser Plan Holder here 😊

Financial Steward

24/01/2021

05/01/2021

04/01/2021

13/12/2020

04/12/2020

29/11/2020

11/11/2020

02/10/2020

02/10/2020

27/09/2020

12/09/2020

04/07/2020

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