22/12/2025
When it comes to business, every penny counts. So if you need extra capital, has your back!
Get an and keep your business going strong!
๐For general OFW loan qualifications:
#1 OFW Personal - For OFWs who are just leaving:
โข OFW with a valid Philippine passport.
โข Valid contract and confirmed ticket booking required.
โข Minimum net monthly salary: โฑ40,000 (โฑ25,000 basic + allowances).
โข OFW must be aged 21 to 59 years.
โข Must have an immediate relative, beneficiary, receiver of remittance, or common-law spouse aged 21 to 59 years who can be the Co-Borrower.
#2 OFW Abroad - For OFWs who are already abroad:
โข Minimum net monthly salary: โฑ40,000 (โฑ25,000 basic + allowances).
โข Must have remitted to a relative or beneficiary in the Philippines for the past 3 months, with a minimum total of โฑ30,000.
โข Must have an immediate relative, beneficiary, receiver of remittance, or common-law spouse aged 21 to 59 years who can be the Primary Borrower.
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๐ณ๏ธ For general Seafarer's loan qualifications:
#1 Seaman Loan Personal - For seafarers who are about to leave
โข A valid Philippine Passport, Seaman's Book, and DMW Contract
โข Minimum basic salary, fixed OT pay, and allowance totaling at least โฑ30,000
โข At least a three-month contract (one-month contracts are subject for approval)
โข Has an immediate relative, allottee, allotment receiver, or common-law spouse aged 21 to 59 years old who can be the co-borrower
#2 Seaman Loan On Board - For seafarers who have filed for the strand and to their families who have already received the allotment
โข A valid Philippine Passport, Seaman's Book, and DMW Contract
โข Minimum basic salary, allowance, and fixed OT totaling at least โฑ30,000
โข Has at least two months remaining contract for all positions (except hotel and catering, which has a three-month requirement)
โข Has an immediate relative, allottee, allotment receiver, or common-law spouse aged 21 to 59 years old who can be the principal borrower
๐ฑDownload the App on:
A. Google Play Store: go.cepatkredit.com/app-android
B. Huawei AppGallery: go.cepatkredit.com/app-huawei
Android users in need? You can also apply
โจVia our website: cepatkredit.com
โจVia Facebook Messenger: go.cepatkredit.com/message-us
For inquiries and concerns:
โจYou may email us at [email protected] or call us at 09178227598
โจFor our terms and conditions: go.cepatkredit.com/terms
โจFor our Data Privacy Policy: go.cepatkredit.com/privacy-policy
โน๏ธLoan amount subject for approval. Terms and Conditions apply.