Harien C. Luspo Insurance Agent

18/11/2021

WORTH READING.💯

Nothing is more valuable than health!❤️‍🩹

Everything can wait but health can't wait!

Wishing everyone good health, happy and long life.😇🙏🏻

07/11/2021

Maximize your protection and potentially grow your funds faster with PRUlink Elite Protector Series! Contact me or comment down below for details.

07/11/2021

Get an insurance + investment that fits your budget -PRUlink Assurance Account Plus! Let's get started, take the first step today.
Contact me or comment down below.

07/11/2021

Philippians 4:13
I can do all things through Christ which strengtheneth me.

All glory and Praises to you alone our God! 🙏

Thank you also to my dear clients who trusted me to be their Financial Advisor!

20/10/2021

Glory be to God! 🙏

𝐈 𝐀𝐌 𝐍𝐎𝐖 𝐀 𝐂𝐄𝐑𝐓𝐈𝐅𝐈𝐄𝐃 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 𝐀𝐃𝐕𝐈𝐒𝐎𝐑 (𝐂𝐈𝐀) 𝐎𝐅 𝐏𝐑𝐔 𝐋𝐈𝐅𝐄 𝐔𝐊 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓𝐒! ❤️❤️

I am now authorized to offer stand-alone UITF products of the number 1 Insurance Company in the Philippines as to NBAPE.

Pru Life UK Investments is accredited by the Bangko Sentral ng Pilipinas (BSP) to offer stand-alone UITF products to its retail customers through its Certified Investment Advisors.

UITFs are investment vehicles composed of peso and dollar denominated equities, PSEi stocks, Fixed Income/Money Market Instruments, Bonds, among others of which performances are managed by top fund professionals.

Thank you Lord God for this opportunity that you've given to me, I can now help more FILIPINOS to achieve their Financial Goals.

𝙃𝘼𝙍𝙄𝙀𝙉 𝘾. 𝙇𝙐𝙎𝙋𝙊
Licensed Financial Advisor
Assistant Unit Manager
Certified Investment Advisor(CIA)

15/10/2021

13/10/2021

Realtalk. 💯

Don't let this happen to you. You don't know what will happen tomorrow. Learn to appreciate small things. Always remember you are not meeting a person by chance. They are there because ,you are meant to meet them for a reason.

02/10/2021

𝘽𝙖𝙣𝙠 𝙨𝙖𝙫𝙞𝙣𝙜 is okay but if you want to protect yourself and earn more than the small interest, you must have 𝙄𝙉𝙎𝙐𝙍𝘼𝙑𝙀𝙎𝙏.

Be future-ready! Apply for insurance with investment in one plan so you are protected while you invest. Send a message to get a sample quotation.

𝐇𝐚𝐫𝐢𝐞𝐧 𝐂. 𝐋𝐮𝐬𝐩𝐨
Licensed Financial Advisor
Pru Life UK

25/06/2021

𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁𝗶𝗻𝗴 𝗳𝗮𝗰𝘁! 🧐🔎

Many of us are complaining to pay 10 𝙮𝙚𝙖𝙧𝙨 for the 𝙇𝙞𝙛𝙚/𝙝𝙚𝙖𝙡𝙩𝙝 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚, yet contented to the government benefits which we almost pay lifetime.

𝙇𝙞𝙛𝙚 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 cost a bit higher than 𝙎𝙎𝙎 and 𝙋𝙖𝙜 𝙞𝙗𝙞𝙜, but gives a lot more in return. It covers million of pesos for 𝗦𝗔𝗗 𝗘𝘃𝗲𝗻𝘁𝘀 like 𝙎𝙞𝙘𝙠𝙣𝙚𝙨𝙨, 𝘼𝙘𝙘𝙞𝙙𝙚𝙣𝙩 𝙖𝙣𝙙 𝘿𝙚𝙖𝙩𝙝. Wait there's more!! It has also a Fund value which accumulate cash thru investment, that you can use as emergency fund, educational fund or retirement fund! 😯🤯

𝐍𝐨𝐰 𝐢𝐭'𝐬 𝐲𝐨𝐮𝐫 𝐜𝐡𝐨𝐢𝐜𝐞!
Where do you want to put your hard-earned money?
To the minimum benefits that cannot fulfill your needs or to 𝙇𝙞𝙛𝙚 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 that can Protect your money while earning at the same time? 🤔

𝐅𝐞𝐞𝐥 𝐟𝐫𝐞𝐞 𝐭𝐨 𝐦𝐞𝐬𝐬𝐚𝐠𝐞 𝐦𝐞. 𝐅𝐫𝐞𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠.😊

07/06/2021

R E T I R E M E N T

1. One day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce! Check retirement date on your payslip.

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely do do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills (not useless paper certificates), etc.

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4. They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

CTTO

12/04/2021

Congratulations to my Schoolmate who got his Covid 19 and Personal Accident Insurance Policy for FREE😱😱😱

If you want to have this FREE Covid and Personal Accident Insurance, just send us a message😉

01/02/2021

Choose Wise Savings!

I'll help you how!