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Pinoy Investors, Tacloban City (2026)

29/11/2021

Here are some common reason why people having a hard time to save:

•KUNTENTO NA
Nakukuntento na lang sa maliit na sahod sa trabaho. Makakain lang 3 beses sa isang araw, puede na. Ayaw nang maghanap ng ibang pagkakakitaan. Puede naman mag sideline.

• SILA MUNA, BAGO AKO
Inuuna ang gastos lahat sa pagtulong sa Pamilya, mga kamag-anak or mahal sa buhay minsan nga pati kapitbahay na kahit walang natitira para sa sarili.

• SCARED LANG
Mahina ang loob. Ayaw mag invest sa isang negosyo or business, baka daw malugi or hindi mabawi ang puhunan.

• SWIPE PA MORE
Kaskas Adik!utang pa more! Lumaki na ang utang dahil sa pagiging maluho or waldas mo.

•ASA PA
Asa sa magulang! Umaasa sa sustento sa magulang o mga mahal sa buhay kaya hindi maka-ipon. Ek bakit ka nga naman mag iipon pa nandyan naman sila, which is yun ang mali.

• WALA LANG
Walang plano sa buhay pagdating sa pinansyal, ni walang ipon kahit sa alkansya.

• PROMISE NG PROMISE
Yung palaging dahilan yung "Promise! Bukas mag-iipon na talaga ako!". (promise is meant to be broken)

• PASIKAT LANG
Laging Sikat! pag may bagong gadget, ayun bili dito bili duon. kapag may Seat Sale naman ayun lipad dito byahe duon. kahit ipag loan pa nya.

• WALANG PAKE
Pagdumating ang sahod, kabisado kung magkano. Pero pagnaubos na hindi na alam kung anong pinabibili o kung saan napunta.

• MATAKAW
Basta may bagong Food store, hindi pahuhuli. Gusto tikman lang kahit magno pa yan. Sugod sa Maginhawa, Lilac, Tomas Morato at kung saan-saan restaurant.
https://366763ph.imgcorp.com/
SAD REALITY

You need Financial Education.
Gustong matuto? Message me🙂

06/08/2021

Invite ko kyo mga Guy's attend webinar zoom tonight...

07/06/2021

4 Reasons Why Planning for Retirement is Important

1. SSS is not enough - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. INFLATION - Your 1 peso right now will have lesser value in the future.

3. OUR KIDS are not our retirement fund - part of pagtanaw ng utang na loob culture. We need to break this culture of dependency. Let us not be a burden to our kids in the future.

4. WE LIVE LONGER - Imagine retiring at the age of 60 with no income then living until the age of 80,thats 20 years worth of expenses,60 years old too far to imagine right? How about about taking a vacation for a month with no SALARY?

Let us not depend on our Company's retirement benefit. What if u lose your job or your company go bankrupt?
Learn how money can work for you.

Repost

02/06/2021

Someone asked me:‼️‼️‼️‼️

Nag-Inquire: Ano makukuha ko sa 5,500 kapag nag-member ako sa IMG? Magkano rin makukuha mo kapag nag join ako?

Me:
FYI, ang membership sa IMG ay 5,500 at lahat ng benefits ma-eenjoy mo at mapapakinabangan mo. Para yang Enrolment Fee sa school, nag-enrol ka kasi gusto mong matuto. Hindi mo iisipin kung magkano kikitain ng School mo at Teacher mo sa Enrolment Fee mo, kasi nag-enroll ka dahil sa SARILI mong Interest.
Parang ganoon rin sa IMG, mag-join ka dahil gusto mong MAGBAGO ang FINANCIAL Life mo. Dahil walang ibang responsable jan, kundi IKAW lang. Tutulungan ka lang ng IMG!

Nag-Inquire:
Ah ganoon po pala Sir/Ma'am.

Me:
FYI po ulit, hindi kami kumikita sa Membership ng tao sa IMG. Hindi po kami Notworking Company na kumikita sa Membership ng tao. Ang 5,500 mo sayo yan, purely sa Sarili mong INTEREST yan sa IMG.

Nag-Inquire:
Ah ganoon po pala, akala ko may kita po kayo sa Membership. Eh paano po kayo kumikita sa IMG?

Me:
Ah... kahit gusto kong i-share sayo, hindi po pwede.. kasi IMG Members lang ang may Benefit na malaman yan. Kaya, mag-member ka na muna. 😉

Join us in our Financial Education Movement

Receive Free Financial Ebook and Access to Our Live Coaching Class via Zoom and access sa Recorded Class na pwede mo balikbalikan 🙂

Message me for details 👇👇👇

Ctto

15/05/2021

1️⃣Traditionally, when a person wants to invest or avail a financial product, he goes to different agents to different companies of different financial products. It is a very tedious task and that's why a lot of people dont want to understand or learn financial matters.

2️⃣IMG has solved this dilemma by becoming a one-stop shop of financial services and products. BECOME YOUR OWN FINANCIAL EDUCATOR.

3️⃣Personally, IMG became my wake-up call that I should take charge of my finances.

4️⃣While we have heard a lot of horror stories of agents that got fired or ran away from their companies leaving clients clueless of what to do, IMG helps people to become their own financial experts. Being a part of IMG, you remove the middle man or agents and you take charge of your financial future. There is a difference between Financial Agents and Financial Educators. The former are after the money they will get from you, while the latter are after the learning and concepts they could share to you.

5️⃣IMG is not an insurance or investment company. It is a brokerage company that has established partnership with many financial services companies including insurance and investment companies.

6️⃣While many have misunderstood IMG as selling insurances and investment products, IMG educate people the importance of understanding financial concepts and products. When a person decides to apply what he has learned through IMG's trainings and lectures, IMG recommend financial products to where one can invest in through its affiliated product partners. Technically, IMG educate and only recommend just like a doctor who diagnose and recommend medicines not necessarily selling medicines.

ctto💎✨

20/04/2021

Ang Totoong Dahilan Bakit WALANG IPON ang Karamihan sa OFW

Sa halos lahat ng na-attendan namin about OFW or financial literacy seminars, kapag ang speaker ay magtatanong kung may naipon na ba kami ang malakas na laging sagot ay "OO! RESIBO!", tapos yun ay siguradong susundan ng tawanan.

Pero after ng masayang hagikgikan, talaga bang nakangiti ka pa din pag nakikita mo na ang utang na imbes na nababayaran ay lalong nagpapatong-patong, anytime ba na mawalan ka ng trabaho ay handa ka at mga kamag-anak mo na uuwi ka na?

Sa mga nabasa namin at narinig naming kwento ng mga OFW na tulad ko, ito ang tatlong (3) dahilan bakit imbes na maka-ahon financially eh lalong nababaon:

1. Maling Pag-iisip ~ “Maliit lang sahod ko, paano pa ako makakaipon?”... Maling pag-iisip ito. Bakit? Marami rin malaki ang sahod na tulad mong baon sa utang. Kung totoong maliit na sahod ang dahilan, sana wala ng naka-angat sa buhay na mahirap.

“Ano ba naman ang Php1,000 buwan-buwan? Walang magagawa yung halaga na yun sa kinabukan ko!” MALING PAG-IISIP na naman yan. Isipin nyo na lang kung maka-ipon kayo nun buwan-buwan at nilagay mo sa tamang investment vehicle, pwedeng kumita ka ng Php20,000 mahigit sa loob ng limang taon. San mo mapupulot yung ganun na halaga?

Huwag maliitin ang sahod at ang magagawa ng maliit na perang maitatabi. Tandaan, Beware of little expenses. A small leak will sink a great ship. Ganun din sa pag-iimpok, baligtarin mo. Ang kaibahan nyan, ang Maliit na ipon ay makakapagpatayo ng malaking barko. Kuha nyo?

2. Disiplina ~ Di natin makaya na disiplinahin ang sarili at mga naiwan natin sa Pinas. Lagi mong iisipin ang totoong dahilan bakit ka nangibang bayan. At yun ang unahin mong atupagin na matupad. Disiplinahin mo ang sarili mo na mag-impok hindi lang para sayo pati sa pamilya mo.

Tandaan mo kapatid na OFW ikaw ang unang-una papasok sa isip ng mga tao sa Pinas sa panahon ng pangangailangan. Gusto mo ba na ang pang-ospital sa pamilya mo eh ipagmamaka-awa mo sa mga kamag-anak mo na nasa Pinas?

3. Yabang ~ May nabasa kaming kwento; ang asawa na naiwan sa Pinas, kumuha ng sangkatutak na loan. Loan ng bahay, loan ng kotse, panay ang kaskas ng credit card at mga bagong devices. Kitang-kita na ang pag-asenso nila ng madaming tao, pero isang araw natanggal ang asawang seaman sa trabaho. Sa tingin mo san sila kukuha ng pangtustos sa mga kinuha nila na hulugan? It is either uutang or bebenta ng palugi ang mga ari-arian.

Turuan natin ang sarili natin sa pag-gastos sa abroad at lalong-lao na ng mga naiwan natin sa Pinas. Huwang natin isipin na mababayaran ng mga gadgets na papadala mo ang oras na wala mo sa piling ng mga anak o asawa mo.

Huwag makipag-kumpetensya sa kapitbahay. Hindi porket bumili sya ng 60-inch na tv eh dapat meron din ang pamilya mo. Huwag na huwag makipag-sabayan kung hindi talaga kaya.

Sana makatulong ang blogpost na ito para maharap ng mga OFW ang katotohan (masakit man) na madami sa atin ay merong MALING PAG-IISIP, WALANG DISIPLINA at NUKNUKAN NG YABANG. Di ako magpapa-sintabi kasi gusto ko talaga kayong matamaan at magising. Nasa sa inyo na nga lang kung tatangapin nyo ito in positive or negative way.

AGREE KA BA? ipasa mo para madaming kababayan natin ang matuto

Learn how to save and invest click link below to learn more 🔗👇👇👇

https://rebrand.ly/learn-save-get-rich

Guy's join kyo sa Stock Market para magkaroon ng savings...join our zoom webinar....

04/04/2021

*THIS IS WORTH READING FB FRIENDS*

A friend once told me:
"Ayoko ng insurance kasi unang una, pinapayaman mo lang ang ahente dyan."

My friend didn't know that I am part of the industry already. And when I told him that I'm also a financial advisor, I saw a hint of embarrassment on his face. But don't get me wrong, I still love my friend despite his statement. Hahaha! It just made me realize though, that it could be one of the many reasons (or excuses) of people why they don't want to get an insurance.

And because of that skepticism why a lot of people are losing a lot of opportunity to prepare.
I was like, they don't know what they are missing!

They do not realize the circumstances of their traditional beliefs:

1. Putting ALL their money in the bank and let it hang there with a very small interest which can't even keep up with inflation;

2. Buying a lot of properties which they want to pass on to their heirs when they die, not realizing that their heirs wont be able to get it unless they pay for the estate tax (6% of the total value of the property);

3. Putting ALL their money to stock market, not realizing that this is also subject to estate tax;

4. Just depending on their company's health benefits as if they will be an employee forever.

But here are the realities of life:

1. Insurance nowadays can be enjoyed even when you are still alive (for retirement purposes);

2. One cannot escape these two things: DEATH AND TAXES

3. YOU DON'T WANT TO BE AN EMPLOYEE FOREVER. Sooner or later you also want to retire comfortably;

4. Illness, be it minor or critical, normally comes when you are old and can no longer provide for yourself.

5. Sooner or later your kids will go to college and you would want them to go to the best school.

6. SINANAY MO ANG PAMILYA MO SA GANYANG LIFESTYLE BUWAN BUWAN, do you expect them to immediately adjust to a lifestyle that they are not used to if you are gone?

So guys, if you can only promise all the financial advisors these three things:
1. YOU WON'T GET OLD
2. YOU WON'T GET SICK
3. YOU WON'T DIE

YOU DO NOT KNOW WHAT YOU ARE MISSING. Financial advisors can always get another believer and turn them into a client, but you can NEVER GET ANOTHER INSURANCE if you are already sick or if you are already dead.

©

30/03/2021

🔎 Discover the secrets of saving and investing and learn how to double your money.
👉 Open to all individuals regardless of social status.

✔️ We help people Move from Dreaming to Doing.
✔️We bring life-changing financial concepts and solutions to middle-income individuals and families who are overlooked by the financial industry.

If you are interested to learn more, attend our Free Financial Education Webinar 🖥️

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22/03/2021

Hindi pa sapat ang supply ng Covid 19 vaccine sa Pilipinas..!
Kung ikaw ay isang IMG members you can have this exclusive benefits. Get reserve now until supplies last for less than 1000 pesos only!

Kung gusto mo maka avail nito at hindi ka pa member.. pa member kana NOW NA!

Just click the link below for more IMG Benefits:👇👇👇https://366763ph.imgcorp.com/

17/03/2021

Good evening mga Guy's kun seno gusto attend ng wibenar zoom pm me para myroon kyo matutunan ba about investing...for the future...

Pinoy Investors

29/11/2021

06/08/2021

07/06/2021

02/06/2021

15/05/2021

20/04/2021

04/04/2021

30/03/2021

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17/03/2021

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