The Brighter Life Advocate

15/03/2022

Payday reminder 🤓

FOLLOW THIS SIMPLE RULE TO BUILD WEALTH

I bike every morning.
I love the exercise.
My only problem is that it makes my skin dark.
But that’s okay.
I’ve long accepted that I’m Tall, Dark, and, uh, Happy.🤪

I bought my bike for P20,000.
That’s cheap if you compare it to high-end bikes.
Expensive bikes sell for the price of a small car.
No joke.

Can I afford to buy a high-end bike?
Yes.
But did I buy? No.
Because I follow one simple rule:
“Grow your INCOME exponentially,
Grow your EXPENSES incrementally.”

If you follow this rule, you’ll wake up one day and say, “I’m financially free!”
What is Financial Freedom?
When your passive income from your investments is more than your monthly expenses.
Because of this, you’re free not to work anymore.
(I’m financially free, but I still work because I want to give more.)

Let me break it down this simple rule:

1) GROW YOUR EXPENSES INCREMENTALLY
You have no choice.
Your expenses will grow over time.
Because your responsibilities grow over time too.
But let your expenses grow SLOWLY.
How? KEEP YOUR LIFESTYLE SIMPLE.
So that at least 20% of your income, you faithfully invest.
Hey, a simple lifestyle doesn’t mean you don’t enjoy life.
I enjoy my little pleasures.
For example?
One day, I’m going to upgrade my bike.
I’m sure it still won’t cost the price of a car.
But I’m going to make it a nice reward.
I’ll buy it AFTER my investments reach my next goal.

2) GROW YOUR INCOME EXPONENTIALLY
Exponential doesn’t mean fast.
In fact, the exponential curve starts very FLAT and SLOW.
Like nothing is happening with your investing.
But after some years, your investments hit a tipping point.
And VABOOM!
Your money goes up like a rocket ship.
That’s what happens when you invest in great companies in the stock market for 10 to 20 to 30 years.

Our problem?
We lack patience.😎❤️

PS. You can join my free financial webinars every Friday 6pm in Facebook.com/BrotherBoSanchez

18/11/2020

When you were born, Your Parents prepared

The
BEST crib
BEST milk bottles
BEST Infant Bed

When you got married, you prepared

The
BEST Wedding Ring
BEST Ceremony
BEST Honeymoon

When your Kid entered school, you prepared

The
BEST Uniform
BEST service
BESt School

But ONCE we talk for the FINANCIAL SECURITY of your

PARENTS
SPOUSE
CHILDREN

You want the CHEAPEST?

Credits to Yeshua Light

14/10/2020

14/10/2020

Every problem has a science to solve it .
What are your fears?

20/08/2020

For health insurance with money-back guarantee, we have it at very affordable rates, basta healthy ka pa dapat ha? 🙂

COVID19 confinement covered din sa plan na to.

20/12/2019

One of the products of Sun Life that majority of our rich clients are getting is Sun Smarter Life Elite. As its name suggests, it's smart and elite, just like how truly rich people are. This is because:

1. The insured is covered until age 100!
2. Its face amount doubles (meaning, the insurance coverage is 200%)
3. The policy earns dividends which you may choose to (a) increase your insurance coverage, (b) pay for future premiums,
(c) leave with Sun Life to accumulate, or (d) receive in cash.
4. You may take a loan against the policy's cash value.
5. You may also advance a portion of the Face Amount if insured is diagnosed with terminal illness.
6. Most of all, you receive lifetime GUARANTEED Cash Benefits! Yes, you read it right ... GUARANTEED cash endowment equivalent to 8% of the Face Amount from the 6th year of the policy and every other year thereafter, until age 100!

Now, this is how the rich and the wise maximize the benefits of this Plan: Usually, it's the Lolo/Lola or the Dad and Mom are the owners and they get it for their young apos or children. As the owner of the policy, they get to enjoy the guaranteed cash endowments during their lifetime, and whey they pass away, the benefits will now be enjoyed by the insured (the apos or the children) until age 100! This is 'what leaving a legacy' looks like: your beneficiary gets to enjoy the harvests even long after you're gone.

This is also a great Retirement Plan especially for those who are in their 20s or 30s when premiums are still affordable. All they do is know how much they want to receive as their monthly pension, and then invest the necessary amount to get exactly what they want each month (since it's guaranteed) when they retire.

Invest your money wisely.

Ctto.

04/12/2019

"My friend said I don't need it....." is one of the most common objections to buying insurance. "Will your friend pay for your bills when the time comes?". Read the brilliant article below!

Let a professional do the job. Because free can be the most expensive price tag.

04/12/2019

We all have our creature comforts – those habits that, for better or worse, we indulge on a daily basis. However, while a regular morning latte or a new pair of shoes might seem harmless, you’ve got to consider their effect on your bottom line. A peso here and a peso there add up over time – and, despite your efforts in other areas, they could be one of many reasons you’re still in a financial mess.

Those of us who find ourselves experiencing chronic financial problems often share similar behaviors and financial habits. If you catch them early enough, you can avoid trouble. But even if you’re already in the red, recognizing and adjusting these behaviors can help you get back on track.

The first step is recognizing that your behavior needs to change. If you find yourself chronically sabotaging your financial stability, it’s time to hit “pause” and take stock of yourself. Knowing that you’re hurting your own chances for freedom just might be the kick you need to finally get yourself out of the red.

04/12/2019

Here's how to save more money in big and small ways, from people who made millions out of nothing.