Sussane Rojas D. Palma-Licensed Philamlife Advisor

11/09/2025

Celebrating my 5th year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

06/03/2025

Getting a health insurance may not seem as urgent as paying for your bills, your rent, your gas, your kids’ tuition fees. That’s why it’s always easier to say “later” to it than to see its relevance now.

It’s not until you encounter a health emergency when you see just how important it is. Many of us experienced this in the last three years of the pandemic. Filipinos’ out-of-pocket spending for health rose to 9.2% in the year 2021 versus the 4.1% increase in 2020.

The high demand for excellent healthcare coupled with the increasing inflation should be enough motivation for you to make plans now vs. later when getting healthcare becomes even harder to afford.

With AIA’s Health Invest Plus, you get coverage for your healthcare and accidents too. Should you get diagnosed with any of the 56 major critical illnesses that the product covers, you will be provided with cash benefits to help with your healthcare until you reach 75 years of age. At this point, you’re already exempted from future payments.

For cases of confinement due your critical illness, you can add an optional rider to your plan where you will be provided with daily cash benefits for your stay in the hospital.

This product also gives you access to expertly- managed investment funds so you can set aside more money to cover other healthcare expenses.

Before reaching the age of 72, if you accidentally get injured, disabled, or pass away, you also get additional cash. And your family is provided with life insurance coverage, which may be the original face amount or the account value whichever is higher.

Finally, AIA offers 4 payment options. You can pay in 3, 5, 7 or 10 years, whichever is most convenient for you.
If you can’t picture how helpful this plan is, let’s tackle an example. Say you purchase this plan at 25 years old and pay P56,990 every year for 10 years. In that span of time, your expertly-managed investment fund grows.

Then, at age 55, you suddenly get diagnosed with cardiomyopathy. From that age until you’re 75, you get a lump sum cash benefit to help treat your heart condition. Plus, you are exempted from future premium payments.

You also can advance 25% of your coverage if you get diagnosed with any of the covered 11 early stage conditions.

Should you get confined for your condition, you can get up to P2,000 per day for 365 days to cover confinement expenses.

Then, once out of the hospital, you get your lump sum cash along with the investment fund AIA helped grow. You need not to worry so much about your expenses and can actually focus on recovering. Imagine having said “later” to that offer.

12/02/2025

For your health coverage inpatient and outpatient even when in business trip if in case of emergency happens abroad.

Pm me for inquiries.

02/12/2024

25/01/2024

As parents, we understand that supporting our family financially means more than just ensuring there's food on the table and that bills are paid. It's also about giving our loved ones the time to mourn and recover if something were to happen to us.

The reality is that the probability of our passing is 100%. Yet, how many of us truly prepare for it? What would become of your loved ones if you were no longer there? Who would ensure the continuation of your family's lifestyle?

Insurance is a tool that guarantees your family will receive everything you've hoped for them in your absence. Consider it the ultimate "Gift of Love" to your family.

It's your gift — make it unforgettable. 🙌🏻

Take the time to speak with a financial advisor today. Ensure that both you and your family are well-protected. 👨👩👧👦

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[For Financial Advisors] Join the Mentoring family for insurance foundation tips: learn.sanjaytolani.com

23/10/2023

creates money

As parents, we understand that supporting our family financially means more than just ensuring there's food on the table and that bills are paid. It's also about giving our loved ones the time to mourn and recover if something were to happen to us.

The reality is that the probability of our passing is 100%. Yet, how many of us truly prepare for it? What would become of your loved ones if you were no longer there? Who would ensure the continuation of your family's lifestyle?

Insurance is a tool that guarantees your family will receive everything you've hoped for them in your absence. Consider it the ultimate "Gift of Love" to your family.

It's your gift — make it unforgettable. 🙌🏻

Take the time to speak with a financial advisor today. Ensure that both you and your family are well-protected. 👨👩👧👦

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[For Financial Advisors] Join the Mentoring family for insurance foundation tips: learn.sanjaytolani.com

26/09/2023

Thank you to our customers, for your continued trust! You are our #1 asset and it is our honor to support you in protecting your income from life’s many risks without worries. We remain steadfast in helping you live Healthier, Longer, Better Lives!

31/08/2023

4 Billion Worth of Promises Fulfilled
At the core of life insurance is the promise to protect policy holders in the event of the unexpected. AIA Philippines, with its track record of living up to its promises, paid out P4billion worth of claims in 2022.

This speaks of our commitment to provide protection for Filipinos and their loved ones so they can live healthier, longer, better lives.

Let us help you secure your loved ones, too, and give you more reasons to say that love is better said with AIA.