01/04/2026
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The Securities and Exchange Commission (SEC) warns the public that Backoffice Associates Philippines is not registered and not authorized to operate as a financing or lending company. Likewise, the mobile application βAtome Loan: Online Lending Appβ is not a recorded or authorized online lending platform of any SEC-registered entity and is reportedly using the βAtomeβ name and logo without authority.
The public is strongly advised to avoid transacting with these entities. Dealing with unauthorized lending platforms may expose you to serious risks such as hidden charges, misuse of personal data, abusive collection practices, and possible fraud. Always ensure that both the company and its online lending platform are duly registered with the SEC before engaging in any transaction.
For inquiries, complaints, or to report illegal lenders, please contact:
π 14732
π₯ SEC iMessage Portal: https://imessage.sec.gov.ph/
π» SEC Official Website: https://www.sec.gov.ph
For the list of authorized Online Lending Platforms (OLPs), please visit: https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-recorded-online-lending-platforms/
Read the full advisory here: https://www.sec.gov.ph/advisories-2026/public-advisory-against-backoffice-associates-philippines-and-atome-loan-online-lending-app/