Brighter Life - Financial Planning

27/05/2021

The Important Laws of Money. 🤩

1. Be Thrifty or Create another Source of Income.

2. Don’t be Fake Rich. You will only Hurt your Finances.

3. Study Business, Stocks, Insurance, Real Estate and other forms of Investments. TAKE ACTION.

4. Limit the depreciating assets you buy and pay cash for them.

01/01/2021

2020 is finally over! A new year brings new possibilities and we’re looking forward to brighter days. 🙏 As your lifetime partner, we’re here to help you achieve all of your health and wealth goals in the years ahead. 😊

Let's start by having a quick self-check. Drop in the comments box your target goals and priorities for 2021. We'd love to hear about them. 🥰

07/10/2020

What are the realities of my noble profession?

Me: Fam, pwede ko introduce sayo mga wealth protection programs namin? Para prepared tayo should critical illness and other life risks happen.

Them: Meron na kami insurance.

(After diagnosis)

Them: Pahelp naman magraise ng funds para sa pampagamot ko

Does this happen? Unfortunately, yes. And often, too.

If there is a lesson we can learn from these situations, give time to advisors reaching out. Don't vibe with the one you are talking with? Say no and talk with the next advisor until you find THE ONE for you.

As Sun Tzu would have it, "Every battle is won before it is fought."

Life insurance is mainly a preparation tool to cover worst scenarios that happen, some definite (death) and some not (critical illness, disability, accident).

11/09/2020

Your PERSONAL INSURANCE can be used as your MORTGAGE REDEMPTION INSURANCE. Yes, its TRUE!

Ibig sabihin, kayang bayaran ng insurance proceeds mo ang balanse mong payable sa bahay/property incase of your untimely death.. AT THE SAME TIME, yung sobra naman sa insurance cash benefits ay maibibigay sa beneficiaries.

👷🏠📍LLOYD CADENAs HOUSE IS NOW FULLY PAID BECAUSE OF THEIR MRI.

👉 𝗪𝗵𝗮𝘁 𝗶𝘀 𝗠𝗥𝗜?
𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗲𝗱𝗲𝗺𝗽𝘁𝗶𝗼𝗻 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲

MRI is a requirement by PAG-IBIG and banks before approving your HOUSING loan. The proceeds of your insurance will fully pay the remaining LOAN while the excess of the insurance money will be given to your heirs.

Did you ever wonder what will happen to your house without MRI? PAG-IBIG and Banks can foreclose your property regardless of how much is your remaining loan. MRI ensures that your family will STILL have your house to live when you die too soon.

Kaya please stop spreading fake news na hindi pa bayad ang bahay ni Lloyd. Co'z the good son in him didn't want her mother suffer pag nawala siya.

20/08/2020

Ganito ka rin ba?
20s: Next time na ako magiinvest. Bata pa naman ako.
30s: Pinaghahandaan ko ang kasal ko. Mag iipon na ako next time promise.
40s: Ay naku high school na mga anak ko.
50s: Laki ng gastos sa college ng mga bata. Di ko kaya maginvest.
60s: Retired na ako, wala na akong income. Kung nakapag-save at nakapag-invest lang sana ako......

Mahirap magipon, pero pagtanda natin diba mas mahirap kung walang ipon.?
Kahit na anong dahilan natin para hindi makapag-ipon at makapag-invest. Isa lang ang sigurado tatanda tau at magreretiro. Kapag retired na tayo wala nang active income pero yung gastusin active pa rin.😂

Retirement planning method
*Invest in Longterm Healthcare - Health is wealth, medical cost doubles every 5-7 years.
*Get an insurance policy - Insurance policies dont just provide coverage for death, many of them also have critical illness benefit.
*Invest in property - a successful property investment is a cash generating asset.
*Invest in Index fund, actively managed mutual fund and other equities - index fund performance depends on underlying benchmark. Actively managed fund aims to outperform the market.

03/08/2020

6 IN 1 Benefit ‼️🤩
✅Life Insurance
✅Critical Illness Benefit
✅Hospital Income Benefit
✅Accident Insurance
✅ Total Disability Benefit
✅Investment

We would glady discuss it with you. To proceed, can we have the following details to generate you a quotation. 😊

Name:
Age & Gender:
Smoker (Y/N):
Preferred Mode of Payment (Quarterly/Semi Annual/Annual):

01/08/2020

The CHOICES you make TODAY design your FUTURE! Make a BRIGHTER CHOICE TODAY! Get insurance and make your 5,000 pesos have MILLIONS of benefits. Secure your future ONLINE!

Send me a message if you want a PEACE OF MIND

01/08/2020

VUL: 4-in-1 for only ₱83 per day
✅ Guaranteed Life Insurance ₱1,000,000
✅ Accidental Death, Dismemberment and Disablement ₱500,000
✅ Critical Illness ₱1,000,000
✅ Retirement Fund ₱3,746,896.00

📍 Insured from day 1 until 88 years old
📍 Covered with 36 critical illnesses
📍 Projected Fund at age 60

❗Life and Health insurance with investment in the form of Mutual Funds
❗Projected benefit is based on market performance *today is the best to invest because the market is on sale due to Covid-19 pandemic
❗Don't get VUL if you want an overnight gain. Avail it for your long term goal like retirement fund, educational fund for your kids etc.

Do you want to get your own VUL Policy now? The GOOD NEWS: you can now apply ONLINE + Free Financial Planning. Let's talk. Book now for online appointment. ✨

PM is the key!

ctto

29/07/2020

Let's Check ☑️

⭕ Meron ka bang SSS?
If YES ito benepisyo mo
-Payable 10 to 30 yrs
-20k to 40k funeral assistance
⬆️⬆️⬆️
⭕Meron ka bang PagIbig?
If YES ito ang benepisyo mo
-10 to 30 yrs payment
-Php6,000 to 26,000 funeral fee

⬆️⬆️⬆️
Sapat na ba ito para sa family mo ng 10 taon🤔??

⭕Meron ka bang SunLife?
If YES ito ang benepisyo mo
-5-10yrs payment
-1M incase of death
-1.5M incase of accidental death
-1M sicknes (Critical Illness)

Marahil sapat na ito upang maka pag adjust ang family naiwan sa loob ng 10taon!

Sana ALL MERON ka

If wala ka pang Sun Life, I can assist you 😊☀️

PM lang sa katanungan😘

29/07/2020

Tips on how to buy a life insurance.
Ask me how. And be qouted for free.

17/07/2020

Naalala nyo pa ba ang kwento ni Tipaklong at Langgam?

C tipaklong kuntento na sya kung anong meron sya ngaun. Pagkain, tirahan at nagagawa nya ang gusto nyang gawin. Wala syang pakialam sa susunod na araw basta masaya ngaun.

May mga taong tulad ni tipaklong, masaya na may trabaho ngaun, bahay na nasisilungan at gawin ang mga bagay na gusto nla. Marami saten ayaw kumuha ng insurance kc dagdag gastos daw at meron na cla sa kumpanya nila. E pano kung magkasakit at matanggal ka?

Samantalang c langgam naman sobrang sinop. Lahat gagawin nya pra sa pamilya nya. Habang maaga pa nagtatabi na sya pra sa pamilya nya pra pag dumating ang unos wala clang magiging problema. Tulad ni langgam may mga tao na maaga palang pinag iipunan na nila kinabukasan nila at pang kalusugan nila.

Ikaw alin ka sa dalawa?

Tara usap tyo!

15/07/2020