Smart Spender

23/02/2024

Bakit nga ba kailangang planuhin ang pagreretiro?
Simple lang,
TATANDA tayu AT HIHINTO KUMITA!
Pagtanda na magiging sakitin na.

22/02/2024

GUSTO MO BANG MAGING KA PARTNER ANG MGA COMPANY SA KANILANG PAG-LAGO?

Kung wala kang malaking halaga para kumuha ng franchise, bakit hindi mo subukang maging investor at maki sakay sa paglago ng mga company na ito.

lyon ang dahilan na kahit minimum wage earner ka palang ay pwede kang makapag simula ng investment at pwedeng mabago ang iyong buhay. Ang kagandahan pa, makakatulong ito sa pagpapalago ng pinaghirapan mong pera.

Sa halagang P1,000 pwede kang maging indirect shareholder mga company na ito thru Mutual Funds.

Kaya dapat itake advantage na!

Kaso hindi alam paano at saan magsisimula? Matutulungan kita dyan. PM mo lang ako o register ka Ing sa link sa baba.

http://bit.ly/jhunreininquiry

12/02/2024

As we grow older, only our body stays as our constant companion, standing strong amidst life’s challenges that impact our health.

May we all learn to value our health before it’s too late, and take action towards a healthier tomorrow.

Kaiser International Health Group, your 1st name in healthcare, will be with you on your path to good health.

Visit our website to learn more about us:
https://www.kaiserhealthgroup.com/

12/02/2024

𝗚𝗨𝗦𝗧𝗢 𝗠𝗢 𝗕𝗔 𝗠𝗔𝗚𝗜𝗡𝗚 𝗜𝗡𝗩𝗘𝗦𝗧𝗢𝗥 𝗡𝗚 𝗝𝗢𝗟𝗟𝗜𝗕𝗘𝗘 𝗔𝗡𝗗 𝗢𝗧𝗛𝗘𝗥 𝗛𝗨𝗚𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗜𝗘𝗦?

Sa halagang 𝟏,𝟎𝟎𝟎 𝐩𝐞𝐬𝐨𝐬 ay pwedeng pwede na po!

✔️𝐕𝐄𝐑𝐘 𝐄𝐀𝐒𝐘 𝐓𝐎 𝐔𝐍𝐃𝐄𝐑𝐒𝐓𝐀𝐍𝐃.
You just need time to learn so you can invest the right way.

✔️𝐕𝐄𝐑𝐘 𝐂𝐇𝐄𝐀𝐏 𝐓𝐎 𝐒𝐓𝐀𝐑𝐓.
For as low as 1,000 pesos initial investment.

✔️𝐏𝐑𝐎𝐃𝐔𝐂𝐈𝐍𝐆 𝟏𝟐% 𝐚𝐧𝐝 𝐔𝐏 𝐏𝐄𝐑 𝐘𝐄𝐀𝐑.
Depending on the market performance.

✔️𝐋𝐄𝐆𝐀𝐋 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 𝐈𝐍𝐒𝐓𝐑𝐔𝐌𝐄𝐍𝐓.
Highly regulated by SEC / PSE.

Message me for details :)

20/01/2024

20/01/2024

Bakit the best healthcare para sa atin at sa buong pamilya ang Ultimate Kaiser Health Builder?
Kasi ito ay 3 in 1 Savings Plan - Healthcare, Life Insurance, at Investment. Total Financial Solution!
7 taon lang mag iipon, meron nang healthcare na magagamit sa ating senior years.

Healthcare Benefits:
> Annual Benefit Limit (ABL) based on the plan type, Dental, Annual Physical Examination
> Long Term Care Benefits - a guaranteed benefit which you can use after 20 years.
> Yearly Health Benefits - 10% yearly accumulation based on long term care benefit starting on the end of the 7th year up to 20th year.
> Long Term Care Bonus - If no claim was made during the accumulation period, 85% of premiums paid will be given back end of the 20th year, making it COST FREE
> Term Life Insurance, Waiver of Installment due to Death, Waiver of Installment due to Total & Permanent Disability for healthy and qualified applicants
> Accidental death & Dismemberment from accumulation until the 20th year
> Lifetime Network Access to over 500 hospitals and over 1000 doctors as long as you have funds
> Long-term care benefits - A guaranteed benefit which you can use after 20 years, whatever sickness you have or you can also use it at age 65 onwards
> Basic Medical Benefits - Accredited hospitals Room & Board services of accredited Physician / Specialist Surgeon / Anesthesiologist, Hospital’s Intensive Care Unit, Operating Room Fee
> Accumulation of unused yearly health benefit & bonus - All unused yearly health benefits and yearly health bonus accumulates with interest

Who are eligible for Kaiser LTC? - Ages 10 to 60 years old only.

If we don't want to be a burden to our family whether we DIE TOO SOON or LIVE TOO LONG, we need to prepare for it now!

Let me help you start your Kaiser 3in1 Long Term Healthcare.

MESSAGE US now for more details and to get a free quotation!

15/01/2024

We are already in TULFO 😁

New year, new chances!

Like saving and investing, what you sow is what you will reap in the future.

This process is very hard and there are times you want to give up but someday you will understand and thank yourself for not giving up because your hard work paid off.

Join our IMG community and help us expand the family!

IMG is a Life-changing Opportunity, see it for yourself and be transformed too!

11/01/2024

Marami ang nagtatanong Bakit ako sumali sa IMG (International Marketing Group)
Many reasons dahil madami ang Benefits, kapag nagpamember ka...

*Membership Fee na (P6,000.00 pesos Philippines Membership Fee/
*International Membership Fee 8K~10k + Pesos depende sa bansa)
Tama po ganyan lang kamura, pero my kapalit na 63 benefits at ito ang mga major benefits.

✔️ IMG Portal: Digital access kung saan makikita ang lahat ng mga membership benefits mo:

✔️ IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits

✔️ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may
P1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, “ Paano nga ba makapag-umpisa?” Now wala ng problema! Pwede mo itong dagdagan minimum P20 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.

✔️ Manila Bankers Life PH100K
Personal Accident Insurance: 700K for International code : Naka-insured ka na agad! Sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100,000 pesos to 700,000 pesos para sa kanila diba?

✔️ Calamity & Emergency Financial Assistance Program up to 50,000 pesos for Floods, Typhoon, Landslide, Earthquake and Fire for every member.

✔️ Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!

✔️ Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision

✔️ Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.

✔️24 Hours Memorial Concierge Services

✔️ Auto Program: Basta member ka ng IMG at gusto mong maglabas ng New Car may discount ka po.

Sa 6,000 na membership sobra sobra ang magiging balik sayo, kaya ako panatag na ako mawala man ako may maiiwan sa mga anak ko.
Di natin hawak ang oras natin kaya habang kaya pa,






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08/01/2024

Naay maabot kung naay sugdan!

Investing P1,000 pesos from ages 25 to 65 at a 12% average annual growth will result in P10,774,963.54.

What if you could invest more?

What if there's a 3-in-1 savings program where you only need to save a minimum of P88-P196 pesos a day for 7 years, and you'll have at least P500K to P1.1 Million?

Everyone should retire a millionaire!

Even a minimum wage earner can become a millionaire through investing alone.

Sadly, no one educated us about how money works. We were only taught to work hard for the money (work hard to make our employers rich).

What do you want...

To retire wealthy or retire broke?

In life, we always have a choice.

Start investing, friends.

If you want to start saving, send me a message.

By the way, here's a photo of KAISER savers who claimed their maturity benefit today.