Filipino Investment & Financial Planning Guide

28/02/2020

Retirement Fund is a MUST!

Imagine yourself 30-40 years from now. Maaaring senior ka na non pero handa ka na ba? Bukod sa emergency fund, dapat mo rin paghandaan ang retirement fund mo. I-consider mo ang mga sumusunod kapag nag-retire ka na:

1. No work no pay - Wala ka na work kaya wala ka na ding regular pay at saan ka pa kukuha? Waley.

2. Pension - Hindi ito sapat bes at kailangan mo i-downgrade ang lifestyle mo kung dito ka lang nakadepende.

3. Family support- Walang kasiguraduhan kung kaya ka i-assist ng mga anak mo financially. Gugustuhin mo rin bang maging cause ng financial stress nila in the future? I'm sure hindi. Kaya save enough funds to support yourself.

4. Inflation - Ngayon pa lang ramdam na ang pagtaas ng mga bilihin so paano pa in the future? HIndi natin masabi kaya mas mainam kung maging handa ka na lang ,right?

Message me so we can do Financial Planning for you!

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12/02/2020

Walang masama sa pagiging EMPLEYADO.
Walang masama sa trabaho na 8 or 6 hrs.
Walang masama sa pag ko-commute
Walang masama sa sahod na minimum.
Walang masama sa nakakapagod na routine.

Ang tanong lang, hanggang kailan?

Tandaan mo, ok ang Good at Better pero wag mong kakalimutan na may “BEST” na nag aantay sa future mo at sa pamilya mo.

Mag-ipon at mag invest habang kaya pa mag trabaho para balang araw pag pagod kana ang pera naman ang patrabahuin mo para LIVING ON INTEREST ka na lang.

Register for free seminar about Stock Market and Mutual Funds click here
@ Bit.ly/DiversifiedInvestment


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06/02/2020

06/02/2020

How to get ahead financially?

INCREASE INCOME.

If you cannot do it with your current job, why not have another source?

Have a part time job or a side business that you can do even with a full time employment.

REDUCE EXPENSES.

You should be tracking your daily expenses.

Revisit them monthly to see areas where you can cut down expenses.

06/02/2020

4 NA KATANUNGANG HINDI NAITATANONG.

1. Magkano ang withdrawal fee mo sa atm pag sa ibang banks? P12-P15?

2. Yung 10k mo ng 2yrs nasa bank magkano kinita? 0.25% ? babawasan pa ng withholding tax, Magkano nalang?

3. Time deposit mo ng P50k in 2 years magkano kinita? P1,000? babawasan pa ng withholding tax, magkano nalang?

4. Increase ng salary mo? 5%? ang tanong nag increase nga ba? Inflation rate ngayon? 6%! Ibig sabihin hindi kumikita ang pera mo sa bangko lugi ka pa.

Pag nagkasakit ka mawiwithdraw mo lahat yan. Kaya mostly walang matitira. Back to zero ka na naman, sayang ang time.
Kaya matutong mag Save and Invest ng Tama.

We're here to help you. Attend our Free Financial Planning and Investment Seminar. Message Us for details

05/02/2020

Meet Bochi Bear, 🙂 Even before she turned one, she already had a Mutual Fund under her name. How? All the monetary gifts she received during her baptism were invested by her parents on an Equity Fund. A few months after, she celebrated her birthday and received more monetary gifts from the people who love her and it was also invested by her parents. Before she turns 20, Audrey can already become a Multi-millionnaire. Her greatest asset is not money (obviously hindi pa siya nag wowork) it's actually her TIME.

Lesson: The earlier we start, the more time we have to let our money grow.

Start your own financial journey now!

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05/01/2020

Let me share a practical tip!

Most Filipinos let LONG TERM SAVINGS sleep in bank accounts earning 0.5% per year.

Why not keep it in high yield investment vehicles such as equity mutual funds with average earnings of 12% to 20% per year?

In 36 years, P100,000 will grow
-- to less than P120,000 in a bank account earning 0.5% per yeaar, or

-- to about P400,000 in government bonds earning 4% per year, or

-- to at least P6,400,000 in equity mutual funds earning an average of 12% per year!

The difference between P6.4M and P119,700 is about the same amount as what a person earning P26,000 per month would earn in 20 years!

But make sure to build your Solid Financial Foundation first. :)

Credit to Bryan Jay Maningas

05/01/2020

𝗛𝗼𝘄 𝘁𝗼 𝗮𝗰𝗰𝘂𝗺𝘂𝗹𝗮𝘁𝗲 𝟭 𝗠𝗶𝗹𝗹𝗶𝗼𝗻 𝗽𝗲𝘀𝗼𝘀 𝗶𝗻 𝘁𝗲𝗻 𝘆𝗲𝗮𝗿𝘀?

A. 𝗧𝗜𝗠𝗘 𝗗𝗘𝗣𝗢𝗦𝗜𝗧 earning 1% per year guaranteed

B. 𝗠𝗨𝗧𝗨𝗔𝗟 𝗙𝗨𝗡𝗗 (pooled fund) that can potentially earn 15% per year

C. 𝗗𝗜𝗥𝗘𝗖𝗧 𝗦𝗧𝗢𝗖𝗞 𝗠𝗔𝗥𝗞𝗘𝗧 investment that can potentially earn 30% per year

Choose the right investment vehicle depending on your investment knowledge, time horizon and risk appetite.

Reminder, mag-aral muna o magtanong sa expert bago mag-invest.

05/01/2020

MAHIRAP MAG-RETIRE NA WALANG PERA

Kapag nag-retire ka, hindi ka pa naman mamamatay kinabukasan. Hahaba pa ang buhay mo ng 10-20 years, kakain ka pa rin, mananamit, may mga bills at higit sa lahat ay naglalabasan na ang sakit.

Paano na ang maintenance, pambili ng gamot, pang hospital?

Kung ngayon na bata ka pa hindi ka nag-iipon at nag-iinvest, malamang sa malamang ay mahihirapan ka talaga pagka-retire mo.

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05/01/2020

It starts with the decision to improve your life.

Then small efforts will eventually turn into habits.

The right habits will then develop into a lifestyle.

Next thing you know you have already improved your financial well being.

It doesn't hurt to save a little money for yourself.

Ctto The Smart Peso

01/01/2020

Realize this.

"FROM BEING A FAMOUS SINGER, EARN MILLIONS TO BEING BROKE:

"I am Aaron Carter, my career was all started when I was 8 years old, my brother Nick Carter was in the Backstreet Boys, being a lil' brother, I wanted to do the same thing. When I was first on my tour, my career started gotta rock. My career before was definitely grows hundred million dollars per share, and now I am basically BROKE. I'm sitting here in the apartment because I can't kept money in my bank account. My parents didn't put me in charge of this stuff, I was just a little kid, all I gonna do is to go to the stage and perform. Before 18, my money goes to my mom and to my dad's pocket, but because they don't have financial education, they didn't handle it correctly. We buys family yachts, boats, big houses, we have cars, we even have lavish lifestyle but today, I filed bankruptcy to protect my parents to going to prison for mismanaging my finances.

-Aaron Carter, Singer Celebrity
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Even if you have a lot of money, if you don't have Financial Education, that money went gone.
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20/11/2019

Tapos na ang holloween pero sila hindi natatapos..