Money Mindset Mentor

14/05/2026

Who will provide your healthcare during Retirement Years? Is it Short Term Healthcare or Long Term Healthcare. Kaiser is the only Long Term Healthcare here in the Philippines . Kaiser has a fixed premiums with the 20 years term life insurance ,waiver of installment due tie death or total dis ability and fix premium for 7 years with a lifetime healthcare benefit. While the SHORT TERM HEALTHCARE there is a yearly increase of premium until age 60 yrs old. Kaiser long term healthcare has Return of Premium or money back especially if we never used the hospitalization benefit during the 7 years saving period. So the 80 percent of contract price of your Kaiser plan will be given to us during the Maturity period or 20th yr. Kaiser Long term healthcare will give us 2 yrs before the policy will terminate while the short term there is only 30days grace period. Kaiser is only 7 years to pay or one time payment or spot cash payment option.

At the end build your healthcare and grow your money while you still have the ability to do so. Kaiser healthcare will help you have a happy and stress free retirement days.

12/05/2026

You should consider your healthcare and protection as a priority. Why?

Even if you save a few hundred pesos a month, but have no healthcare and life insurance, it will not take you far.

When you get sick, disabled, or die suddenly, your savings won't last very long. Getting long-term healthcare and life insurance are the best investments.

- Excerpt from the book "The Secret to Saving & Building Your Future"

I am glad I have my own healthcare with retirement fund plus a FREE 20 years life insurance coverage .I am worry free that even if I live too long or die too soon,my love ones will be taken care of.

Kaiser Ultimate Health Builder Plan is a 3 in 1 product with:

1.Healthcare fund even beyond 60 years old.
2. Life and Accident insurance covered for 20 years.
3. Retirement fund which earns an average of 3% -10% every year.

Thats why I loved IMG and Kaiser!

They help me in building my future!
Message me to get started.

22/04/2026

IMG at Kaiser, pareho ba sila? Let’s clear this up!
Marami ang nalilito—so here's the tea 🍵

💡 IMG stands for International Marketing Group.
It’s a brokerage company and a financial education platform that helps Filipinos build a solid financial foundation through saving, protection, and investment.

🏥 Meanwhile, Kaiser is a Health Maintenance Organization (HMO)—isa sa mga partner companies ng IMG.

So yes, magkaiba po sila. 🙌

🔍 What is IMG?
✔️ A financial institution partnered with top providers in the PH
✔️ Aims to educate—not just sell
✔️ Helps you save on fees through membership
✔️ You don’t invest in IMG—you invest in its partner companies
✔️ Membership = parang discounted gift card 💳 (less gastos, more savings!)

At IMG, you’ll learn how to:
💰 Save smart
🛡️ Protect your income and future
📈 Grow your money
💼 And achieve long-term financial security

✅ To recap:
🔹 IMG ≠ Kaiser
🔹 IMG = Brokerage + Financial Education
🔹 Kaiser = Health Care Provider
🔹 IMG helps you Learn, Earn, Save, and Invest.

Let’s make finance simple and doable. 🤝

Message me to know how to start! 📩
Ur Financial Literacy Partner Annie Img

20/04/2026

Ikaw ba ay may Kaiser 3-in-1 na o malapit ng maging isang senior citizen na pinag hahandaan na ang final expenses? Mas mainam na kumuha ka din ng Everest Memorial Solution PLUS (para mag assign ng final hospital expenses at memorial services).

Kung ikaw ay may Kaiser 3in1 na, para ka na ding may EMS na pang sarili at the same time ay may pamana pa sa iyong mga maiiwan.

Maganda ding tandem ang Kaiser 3in1 at M.O.S.T. 18 or M.O.S.T. GRP para mas malaki ang death benefits. Mas happy ang family. 😁😃

🌹🌹🌹🌹

'Yong akin?
* Kaiser 3-in-1 ✅️
*MOST GRP ✅️

What's next in line?
*Everest Memorial Solution.🙌🙏💪

15/04/2026

07/04/2026

Kapamilya, kaibigan, kabayan!

isang SAKIT can wipe out your SAVINGS & INVESTMENTS.

Karamihan ayaw makinig sa sharing naman.
U REJECT to avail Health care plan while u are healthy..
BUT remember HEALTH CARE can reject You when you already UNHEALTHY😔
Know your quote.. 👇
https://122628ph.imgcorp.com/quote/kaiser

07/04/2026

Habang bata pa ang anak mo, mas mababa ang premium at mas madaling ma-approve ang insurance. Early start means longer protection. Start now habang maaga pa.

06/04/2026

Habang tumatagal lalo ko naappreciate ang KAISER, biruin mo, after 7yrs hindi kana naghuhulog pero INSURED at may HEALTH BENEFITS kapa rin.
Ito pa. Kapag hindi mo nagamit, 85% ng hinulog mo plus BONUS makukuha mo sa maturity.🤩

05/04/2026

𝗜𝗠𝗚 𝗠𝗲𝗺𝗯𝗲𝗿𝘀𝗵𝗶𝗽 one-time fee 𝗣6,000
𝗬𝗲𝗮𝗿𝗹𝘆 𝗔𝗰𝗰𝗿𝗲𝗱𝗶𝘁𝗮𝘁𝗶𝗼𝗻 𝗥𝗲𝗻𝗲𝘄𝗮𝗹 𝗣1,500

𝗔𝗻𝗼 𝗻𝗴𝗮 𝗯𝗮 𝗺akukuha 𝗺𝗼 𝗸𝗮𝗽𝗮𝗴 𝗜𝗠𝗚 𝗠𝗲𝗺𝗯𝗲𝗿 𝗸𝗮?

𝗜𝗻𝗰𝗹𝘂𝗱𝗲𝘀:
♦️ 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 - 𝗙𝗥𝗘𝗘
♦️ 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗧𝗿𝗮𝗶𝗻𝗶𝗻𝗴𝘀 - 𝗙𝗥𝗘𝗘
♦️ 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗪𝗼𝗿𝗸𝘀𝗵𝗼𝗽 - 𝗙𝗥𝗘𝗘
♦️ 𝗣1,000 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗶𝗻 𝗺𝘂𝘁𝘂𝗮𝗹 𝗳𝘂𝗻𝗱 𝘄𝗶𝘁𝗵 𝘇𝗲𝗿𝗼 𝗲𝗻𝘁𝗿𝘆 𝗳𝗲𝗲
♦️ 𝗣100,000 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗮𝗰𝗰𝗶𝗱𝗲𝗻𝘁 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
♦️ 𝗣50,000 𝗟𝗜𝗙𝗘 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 (𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹 services)
♦️ 𝗙𝗿𝗲𝗲 𝗲𝘆𝗲 𝗳𝗿𝗮𝗺𝗲𝘀 𝗳𝗿𝗼𝗺 𝗞𝗮𝗶𝘀𝗲𝗿 𝗮𝗻𝗱 𝗜𝗠𝗚
♦️ 𝗙𝗿𝗲𝗲 𝗨𝗡𝗟𝗜𝗠𝗜𝗧𝗘𝗗 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻 𝗮𝘁 𝗞𝗮𝗶𝘀𝗲𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗖𝗲𝗻𝘁𝗲𝗿𝘀
♦️ 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝗼𝗻 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗼𝗿𝘆 𝘁𝗲𝘀𝘁𝘀
♦️ 24/7 𝗮𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝗰𝗲 𝗳𝗿𝗼𝗺 𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹 𝗰𝗼𝗻𝗰𝗶𝗲𝗿𝗴𝗲
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗖𝗔𝗥 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗲𝘀
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝘃𝗲𝗵𝗶𝗰𝗹𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗳𝗶𝗿𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗲𝘁𝗰.
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗮𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗲𝗿 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗡𝗼𝗻-𝗟𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗦𝗽𝗲𝗰𝗶𝗮𝗹 𝗖𝗼𝘂𝗿s𝗲𝘀
♦️ 𝗥𝗘𝗖𝗢𝗚𝗡𝗜𝗧𝗜𝗢𝗡𝗦
♦️ 𝗘𝗫𝗖𝗟𝗨𝗦𝗜𝗩𝗘 𝗘𝗩𝗘𝗡𝗧𝗦 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗰𝗼𝗱𝗲𝗱 𝗺𝗲𝗺𝗯𝗲𝗿𝘀)
♦️ 𝗪𝗢𝗥𝗟𝗗𝗪𝗜𝗗𝗘 𝗣𝗥𝗢𝗧𝗘𝗖𝗧𝗜𝗢𝗡 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀)
♦️ 𝗔𝗖𝗖𝗜𝗗𝗘𝗡𝗧𝗔𝗟 𝗗𝗜𝗦𝗔𝗕𝗟𝗘𝗠𝗘𝗡𝗧 𝗕𝗘𝗡𝗘𝗙𝗜𝗧 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀)
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𝗬𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆.
𝗬𝗼𝘂𝗿 𝗰𝗵𝗼𝗶𝗰𝗲.

Become your own Financial Educator ❤️

"𝙊𝙪𝙧 𝙜𝙤𝙖𝙡 𝙞𝙨 𝙩𝙤 𝙚𝙙𝙪𝙘𝙖𝙩𝙚 30 𝙢𝙞𝙡𝙡𝙞𝙤𝙣 𝙛𝙖𝙢𝙞𝙡𝙞𝙚𝙨 𝙗𝙮 𝙮𝙚𝙖𝙧 2030"

03/04/2026

Imagine. Hindi ka na malakas. Hindi makapagtrabaho.
Hindi ka na kumikita.
Wala kang ipon. Walang Investment.
Walang Healthcare. IMAGINE. 😥

03/01/2026

Ang Healthcare at Life Insurance are two products na mabibili mo lamang kapag HINDI MO PA KAILANGAN? Pero kapag kailangan mo na - hindi ka na pwedeng bumili (even if you can afford it).

Buying a healthcare plan or insurance policy is a PRIVILEGE.

Dahil may mga taong gusto mag avail, pero di na pwede makabili.
It’s our healthy body, NOT our money, that enables us to buy it.

So ngayong bata ka pa, malusog ka pa, o wala ka pang sakit, this is the BEST TIME to start your Healthcare and Life Insurance.

Message me for Quotation based on your age. 😊