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CCC iponaryo, Santo Tomas (2026)

13/02/2022

Natutuwa ka ba kapag maraming naka-pila sa Jollibee?
Mas MASISISYAHAN KA kung ikaw ay isa sa mga investor ni Jollibee...
Alamin kung papaano?

10/02/2022

"Hindi ko itataya ang career na pinaghirapan ko for 30 years now, to be in a company that is not trusted. IMG is a company headed by great mentors whose mission is to help people at malaking bagay yun sa akin to serve people and be an instrument to bless others." -Boy Abunda

If you imagine yourself 5 years from now, what do you see? Success or failure?

If you see yourself successful, join IMG now.
If failure, join IMG now. You will see the new version of yourself 5 years from now.

IF YOU WANT TO BE RICH, YOU NEED TO BE FINANCIALLY LITERATE.

Paano ka maging successful sa IMG Business mo?
Be part of our financial literacy campaign. Be an IMG member now to reach your financial goals!

Financial knowledge does not go away, it stays with you and it evolves with you. No one can take it from you. Get EDUCATED so you can jump in on the next opportunity. Be prepared, get ready, opportunities like this don’t come often.

IMG is one of the leading financial institutions in the world. 1998 was the birth of IMG in the Philippines and was registered in the SEC in 2002. Historically, IMG system started in America and Canada way back 1977. It is aligned with a world financial organization called World Financial Group.

PM me "HOW" guide po kita :))

09/02/2022

Munting paalala lang po...
Client: Hindi ako naniniwala sa Insurance at Healthcare.
Me: Bakit naman po? Mr. Client di ba may kotse ka?
Client: Yes
Me: May spare tire kang dala?
Client: Yes
Me: Bakit ka may dala?
Client: Para may pamalit in case mag flat tire ako.
Me: Alam mo kailan ka maf-flatan?
Client: Hindi.
Me: Gusto mong ma-flatan gulong?
Client: Syempre hindi!
Me: Kapag na-flatan ka, anong mas gusto mo, may spare tire ka or wala?
Client: Syempre meron.
Me: Parang ganun lang ang insurance at healthcare Mr. Client. Hindi mo pa gustong mawala. Hindi mo rin gustong magkasakit, ma-disabled, ma-aksidente or ma-confine. Pero kasi hindi natin alam kung kelan mangyayari ang mga yan eh. At kung sakaling mangyari ang isa sa mga yan anong mas gusto mo? Handa ka o hindi?
Client: Syempre yung handa ako.
Me: Oh halika pumirma ka dito ✍ nanggigigil ako sayo! 😃
Moral Lesson of the Story: Dapat lagi kang may "spare tire", have your own life insurance and healthcare para lagi kang handa in cases of life's uncertainties.😊
CCTO

07/02/2022

Ang IMG po ay may Membership Benefits.
Kapag nagpamember ka, sa Membership Fee na (P5,500.00), tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.

✔️ IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo.

✔️ IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits.

✔️ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may Php 1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, “Paano nga ba makapag-umpisa?” Now wala ng problema! Pwede mo itong dagdagan ng minimum of Php 20.00 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.

✔️ Manila Bankers Life 100K Personal Accident Insurance: Nakainsured ka na agad! Sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100,000 pesos para sa kanila diba?��

✔️ Calamity & Emergency Financial Assistance Program up to 50,000 pesos for Floods, Typhoon, Landslide, Earthquake and Fire for every member.

✔️ Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya. Saan ka pa? Health is Wealth ika nga!

✔️ Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center. Ito ang Vision Care because we care your Vision.

✔️ Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito. Ito ay group insurance with Php 50,000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.

✔️24 Hours Memorial Concierge Services: Ang pinakamasakit sa lahat ay ang pagdadalamhati, kasama na pagiintindi sa gastos, tuliro sa pagaasikaso sa Memorial Service pero hindi na ngayon dahil kay Everest sila na lahat ang bahala magasikaso sa pianakamalapitmna serbisyo sa lugar basta miyembro ng Philippine Mortuary Association. Pwede isettle ang gastos, awas sa investments, insurance proceeds ng miyembro sa negotiable na halaga.

Sulit ang Php 5,500 one time payment dahil lifetime na tayong member sa IMG and sobrang daming benefits for you and your family. I will be your Financial Coach here and guide you. Feel free to message me. ^^

©️ Dave Vallejos, AFP

06/02/2022

Sa IMG, hindi tayo nagbebenta ng insurance, investments, hindi tayo nagpapa-loan at hindi din tayo networking. Ang binibenta natin dito ay “UNDERSTANDING”.

Alam mo ba na the key to Financial Security is to build a strong financial house? Para maintindihan mo ng lubos, libre lang po mga financial classes natin online.

Ano ang mga bagay na hindi mo pa nagagawa para mabago ang takbo ng finances mo?

Para matuto, you can attend our free financial literacy orientation.

Message us for more info^^

05/02/2022

NAG-IIPON ka? that's good...

Pero alam mo ba na may pwersang legal na "NINANAKAW" ang halaga ng ipon mo?

Ang tawag dito ay .

Ang ay ang pagtaas ng presyo ng bilihin. Alam mo bang ang inflation rate natin sa Pilipinas noong Oct. 2021 to Dec. 2021 ranges from 3% to 5%?

Alam mo ba kung magkano ang interest na binibigay sa savings account?

0.25%

Basahin mo muli…

5% vs. 0.25%

20x ang bilis ng pagtaas ng presyo ng bilihin kumpara sa paglago ng pera mo.

Kung nagtataka ka kung bakit kumokonti ang nabibili mo sa parehong halaga, ito ang rason. Ang paraan upang masolusyunan ito ay ang pag-iinvest.

NAG-IINVEST ka na? that's good...

Pero SOLID ba ang iyong Financial Foundation? Baka may investment ka nga pero wala kang Short-term and Long-term Healthcare, paano kung magkasakit ka? Saan ka kukuha ng panggastos? Sa Investment mo? Paano kung that time ay bagsak ang Market? Lugi ka na agad plus gumastos ka sa Hospital, LUGING-LUGI ka dun.

O kaya naman may Investment ka nga pero wala kang Life Protection or Life Insurance, paano na lang "IF YOU DIE TOO SOON"? Paano na ang maiiwang family natin? Makukuha ba nila ang investment mo? Ang sagot ay HINDI, subject to ESTATE TAX yan. Kailangang magbayad ang family ng estate tax bago nila makuha ang investments mo.

Halimbawa naman may Investment ka pero marami ka rin palang utang, ang masaklap pa doon ay mas MALAKI pa ang interest rate ng UTANG versus INVESTMENT. For example ay credit card debts, alam mo bang 3.5% ang interest rate nito per month? in 12 months or 1 year ay 42% ang interest rate nito. Samantalang yung investment natin ay swerte na kung pumalo ng average 12% per year.

At halimbawa namang may Investment ka pero wala kang emergency funds, paano na lang kung biglang tinangay ng malakas na hangin ang bubong niyo? Saan ka kukuha ng pangpaayos? Paano kung may nasirang appliances, paano kung mawalan ka ng trabaho? Paano kung di pa ganun kalaki ang kinita ng investments mo or paano kung di pa pala kumikita ang investments mo, ang malala ay paano kung negative pa pala ang investments mo?

Sa pag-BUILD ng isang SOLID FINANCIAL FOUNDATION, it should start from ground and up.

1. Healthcare
2. Life Insurance
3. Eliminate Debts
4. Emergency Funds
5. Investments

Pero ang pinaka-FOUNDATION talaga ay INCREASE YOUR CASH FLOW (reduce expenses and/or increase income). Balewala kung alam mo ang pagkakasunod ng healthcare, life insurance, eliminate debts, emergency funds at investments kung wala kang money na panglagay sa mga yan. 🙂

Para mas matuto ng mga stratehiya sa pag-iipon at pag-iinvest ng tama, nagkakaroon kami ng FREE Financial Coaching and Webinar training.

05/02/2022

Why is Kaiser the BEST Health Care Insurance?
It's a 3 in 1 Savings Plan. It has Healthcare, Life Insurance & Investment.

Have a healthcare not only for critical illneses. Pay only for 7 years & be have a healthcare til 100 yo.

How it works?

✔ The Health Care Benefit can be used lifetime even if you're 60 years old and above.

✔ 85% of the contract price will be given at the maturity date if Kaiser Long Term Care is NOT USED during the 7 years paying period. (LONG TERM CARE BONUS)

✔ Life Insurance or Instant Money will be given to the beneficiary incase the plan holder dies too soon.

✔ Waiver of Installment due to Death. Automatic, the Kaiser Plan is fully paid even if the plan holder just paid 1 year and the health care coverage will be transferred to the beneficiary.

✔ Portion of the fund is invested in Mutual Funds.

✔ On the maturity date, it is GOOD AS CASH. If you wish not to withdraw everything, remaining balance will continue to grow earning 10% interest compounded annually.

• Who can avail this Kaiser LTC? - Ages 10 to 60 years old only.

If you don't want to give a burden to your family either cases YOU DIE TOO SOON or LIVE TOO LONG, then prepare it now.

Start your Kaiser 3in1 Long Term Healthcare.
MESSAGE US for more details and free quotation! 📩

*Lower & Higher Plan Type are available.*

Ctto

05/02/2022

Only a few know about the Stock Market in the Philippines. Even this is the most LEGAL of all investments. 😬
Here you can INVEST and buy shares from big companies for only 5,500. So while they are earning, you are also earning as a shareholder/part-owner of the company. You shouldn't just be their customer. 😃

I'll Teach you? PM is the Key!

03/02/2022

Yung taong kumikita ng 15K per month, bumili ng iPhone 13... na-broke financially.
Yung kumikita ng 40K per month, kumuha ng hulugang kotse... na-broke financially.
Yung 80K per month, nag-loan sa bangko ng 2BR condo... na-broke.
Yung taong kumikita ng 200K per month, bumili ng milyones na relo... na-broke financially.
Yung nagwa-1 million per month, bumili ng yate at Ferrari... na-broke financially.
Yung bilyonaryong kumikita ng 20M pesos per month, nag-acquire ng private jet at bakasyunang isla... na-broke financially.

So ano ang punto ko?
Wala yan sa laki nang pumapasok na income mga kapatid, nasa laki yan nang lumalabas.
Kahit kumita ka pa diyan ng isang milyon buwan-buwan, kung hindi mo lang din alam paano gastusin 'to ng tama eh for sure maghihirap ka pa rin bukas.
Spending within your means is the key towards financial stability. Ayan ang dahilan kung bakit hanggang ngayon eh problemado ka pa rin sa pera kahit tumaas naman ang personal income mo kumpara sa mga nakaraang taon.
If you really want financial freedom in your life, you should learn first how to free yourself from overspending.
Ctto Shirley C San Miguel
Message me to attend free financial coaching class live via zoom online. I am 1 message away to your financial change❤️

01/02/2022

LIFE CYCLE..

WHEN YOU'RE 25, You had your first job and lived the life you want. Gimmicks and everything.... Someone approached you and convinced you to start a business and save for yourself. You said (Maybe Next Time, I want to enjoy life!)

WHEN YOU'RE 35, You had your family, your wife and two kids. Someone approached you and convinced you to start a business and save for yourself. You said (Maybe Next Time, My budget is not enough for my family and myself)

WHEN YOU'RE 45, You are now a manager or having a top position in your company. Someone approached you and convinced you to start a business and save for yourself. You said (Maybe Next Time, My children are going to college)

WHEN YOU'RE 55, You are retired. Someone approached you and convinced you to start a business and save for. You said (Maybe Next Time, My retirement fund is enough for me)

WHEN YOU'RE 65, You are broke and you're sick. You approached someone and said "Is there something that i can do to start a business? I also need a savings for my family. That someone said "I'm sorry my friend but i think you're no longer qualified. You should have started sooner....

NOTE: "You have to do what others won't. By moving out of accepted norms, you have an opportunity to investigate. What life really has in store for you."

"Making a BIG life change is pretty scary. But, know what's even scarier? REGRET."

Live life with significance!

Prepare for it while you are still young!

Join us in our crusade, and become a Hero to every Filipino Families!!!!!
Check it out:

is your ally in building up great future.

31/01/2022

DON'T ENVY THE HARVEST OF THE RICH. ENVY THEIR PLANTING!
Take Charge Of Your Financial Future. I believe investing small amount each month will give you financial freedom in the later years of your life. - Bo Sanchez
P20/day can be P3.5 million in 35 years (compounded at 12%/yr)
May opportunity na tayo to invest for as low as 20 PESOS!
Take 100% responsibility for your future.
P.S. Figures are for illustration purposes. But look how much you can accumulate. Di na drawing! 🤓
Think twice? Saan aabot ang 20 PESOS mo? Small "Gastoses" can sink millions!
**********************************************************************
Friend, kung nasa Goals mo ang mag 𝐒𝐚𝐯𝐞 & 𝐈𝐧𝐯𝐞𝐬𝐭, you will find time to read this. Otherwise, just ignore this post.
𝐒𝐡𝐨𝐰𝐜𝐚𝐬𝐢𝐧𝐠 𝐨𝐮𝐫 𝐯𝐞𝐫𝐲 𝐨𝐰𝐧, 𝐒𝐎𝐋𝐃𝐈𝐕𝐎 𝐌𝐔𝐓𝐔𝐀𝐋 𝐅𝐔𝐍𝐃𝐒! 𝐋𝐞𝐭 𝐭𝐡𝐞 𝐩𝐞𝐫𝐟𝐨𝐫𝐦𝐚𝐧𝐜𝐞 𝐬𝐩𝐞𝐚𝐤 𝐟𝐨𝐫 𝐢𝐭𝐬𝐞𝐥𝐟.
Alam mo ba na ang price per share nila as of today ay...
Soldivo Bond Fund - P1.0330
Soldivo Strategic Growth Fund - P0.7027
(tama ang basa mo, wala pa itong piso kada share)
Alam mo ba na ang initial minimum investment requirement nila is ~ P1,000.00
Alam mo ba na ang minimum additional investment sa kanila ngayon is ~ P20.00
Alam mo ba that if you are an IMG member (Jan 2019 onwards) and if you become one, isa sa 50+ Benefits mo as a member ay may FREE P1,000 shares ka na agad sa Soldivo Strategic Growth Fund Inc. IMG member ka na may investment ka pa!
Alam mo ba na kung may existing Soldivo account ka na, pwede ka ng magkaroon ng SUB-ACCOUNTS (para sa educational funds, retirement funds, or for whatever goals you want to achieve in life).
Alam mo ba na FREE ang ONLINE platform where you can invest and napakadali.
Alam mo ba na pag IMG member, walang Entry Fee/Sales Load pag mag-i-invest ka sa LAHAT ng accredited Mutual Fund companies nila.
(Ibig sabihin walang kaltas sa pera mo pag bibili ka ng shares).
Alam mo ba na ang Soldivo Bond Fund is the #1 Bond Fund intermediate, in all Fixed Income and annual return, in the whole country for 2020! 8% gain net of tax! (Source: Rex Mendoza’s Market Update, Jan2021).
Ayan ang dami mo ng alam about Soldivo Mutual Funds.
Kung hindi ka pa investor nito, what are you waiting for?

Disclaimer: IMG does not sell mutual funds. All mutual funds are sold by RAMPVER FINANCIALS.

CCC iponaryo

13/02/2022

10/02/2022

09/02/2022

07/02/2022

06/02/2022

05/02/2022

05/02/2022

05/02/2022

03/02/2022

01/02/2022

31/01/2022

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