Meriann Sanchez Regulto I Financial Coach

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Faith-driven Life & Certified Financial Coach | Traveler & Vlogger l Empowering Filipino families to build wealth and live with purpose.
๐Ÿ‘‰ https://5924lf.imgcorp.com/linkbio/

17/09/2026

ANG TUNAY NA TAO MAY PERA!

๐™”๐™Š๐™'๐™๐™€ ๐™„๐™‰๐™‘๐™„๐™๐™€๐˜ฟ!!!Baka ito na ang pagkakataong hinihintay mo para mas matuto tungkol sa financial literacy, savings, at m...
16/09/2026

๐™”๐™Š๐™'๐™๐™€ ๐™„๐™‰๐™‘๐™„๐™๐™€๐˜ฟ!!!

Baka ito na ang pagkakataong hinihintay mo para mas matuto tungkol sa financial literacy, savings, at mga oportunidad para sa iyong future. Huwag palampasin ang libreng IMG Membership Orientationโ€”marami kang matututunan na maaaring makatulong sa pagiging mas handa at responsable sa pera.

๐Ÿ“… September 19, Saturday | 1:00 PM
๐Ÿ“ IMG Makati, 10th Floor, The World Centre Building

๐Ÿ“ฉ Gustong umattend? Comment ATTEND para ma-reserve namin ang iyong seat.

Huwag mong palampasinโ€”baka ito na ang unang hakbang tungo sa mas magandang financial future. ๐Ÿ’š



A little over 27 years ago, two young gentlemen started working in the same company. The first man graduated from one of the top universities in the country. The other didnโ€™t graduate from a very good school and was even kicked out from college.

The quieter your lifestyle, the louder your wealth will grow.
16/09/2026

The quieter your lifestyle, the louder your wealth will grow.


16/09/2026

Yung sumahod ka kahapon pero kulang pa pala sa pambayad ng kuryente ang natira ๐Ÿ˜…

16/09/2026

Kung makakausap mo ang iyong wallet, ano ang gusto mong sabihin sa kanya? ๐Ÿ˜…

Shout out to my newest followers! Excited to have you onboard! Anthony Castillo, Yolanda Luces, Marvin Villaruel, Juanit...
16/09/2026

Shout out to my newest followers! Excited to have you onboard! Anthony Castillo, Yolanda Luces, Marvin Villaruel, Juanita Sangcap Operario, Anna Patricio Aradillos, Darlein Catubig, Maricel Labustro, Aicah JJ Postor, Junjun Nanoy, Baltazar Pagador, Mark Aian Bautista, Day'z Kei Smith Nacuda, Beverly Ferrer, Reniza Centino, Roger Black, SherNan Pauyo, Dyesh Z Bhel, Aurora Ungria, Raymund Ray

Maraming salamat po ๐Ÿ™๐Ÿฅฐโ™ฅ๏ธ
God bless you all ๐Ÿ™๐Ÿ˜‡



ใ‚š

Financial Literacy is a must! https://www.facebook.com/share/p/1CJCf6LW4B/
15/09/2026

Financial Literacy is a must!

https://www.facebook.com/share/p/1CJCf6LW4B/

Makikinabang ang mga vulnerable sectors sa Pasig City sa financial education program na layong turuan sila ng praktikal na paraan ng pamamahala ng pera, pagpapalago ng kabuhayan at paghahanda para sa mas matatag na kinabukasan. Kabilang sa mga target beneficiaries ang relocated families, micro-entrepreneurs, persons recovering from drug use, solo parents, persons with disabilities at senior citizens.

Isinulong ito sa partnership ng BDO Foundation, Bangko Sentral ng Pilipinas (BSP), at Pamahalaang Lungsod ng Pasig bilang suporta sa mga livelihood at social reintegration programs ng lungsod. Layunin nitong matulungan ang mga benepisyaryo na mas maging maalam sa pagdedesisyon sa pera at kung paano mapapanatili ang kanilang kabuhayan.

๐—•๐—ฎ๐—ธ๐—ถ๐˜ ๐—ธ๐—ฎ๐—ถ๐—น๐—ฎ๐—ป๐—ด๐—ฎ๐—ป ๐—ฎ๐—ป๐—ด ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—˜๐—ฑ๐˜‚๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป?Ayon sa ๐‘ป๐’‰๐’† ๐‘บ๐’†๐’„๐’“๐’†๐’• ๐’•๐’ ๐‘บ๐’‚๐’—๐’Š๐’๐’ˆ ๐’‚๐’๐’… ๐‘ฉ๐’–๐’Š๐’๐’…๐’Š๐’๐’ˆ ๐’€๐’๐’–๐’“ ๐‘ญ๐’–๐’•๐’–๐’“๐’† ๐‘ฉ๐’๐’๐’Œmarami ang nabibigo sa...
14/09/2026

๐—•๐—ฎ๐—ธ๐—ถ๐˜ ๐—ธ๐—ฎ๐—ถ๐—น๐—ฎ๐—ป๐—ด๐—ฎ๐—ป ๐—ฎ๐—ป๐—ด ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—˜๐—ฑ๐˜‚๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป?
Ayon sa ๐‘ป๐’‰๐’† ๐‘บ๐’†๐’„๐’“๐’†๐’• ๐’•๐’ ๐‘บ๐’‚๐’—๐’Š๐’๐’ˆ ๐’‚๐’๐’… ๐‘ฉ๐’–๐’Š๐’๐’…๐’Š๐’๐’ˆ ๐’€๐’๐’–๐’“ ๐‘ญ๐’–๐’•๐’–๐’“๐’† ๐‘ฉ๐’๐’๐’Œ

marami ang nabibigo sa buhay pinansyal dahil sa maling pagpplano at pagiipon para sa kinabukasan.
Tingnan mo ang iyong sarili kung saan ka nabibilang dito:

๐— ๐—”๐—•๐—”๐—œ๐—ง: Hindi sapat ang maging mabait para umasenso sa buhay, kadalasan sila pa ang naabuso tulad ng mababait at todo bigay na mga OFW.

๐— ๐—”๐—ฆ๐—œ๐—ฃ๐—”๐—š: Kung kasipagan lang ang batayan ng pagyaman, marami na sanang mayaman, lalo na sa Pilipinas

๐— ๐—”๐—ง๐—”๐—Ÿ๐—œ๐—ก๐—ข: May kaklase ka bang sobra ang talino na akala mo alam niya ang lahat noong mga nagaaral pa kayo pero ngayon hindi parin umaasenso, dahil lahat ay aaralin nya daw muna kaya hanggang ngayon hindi parin nakakapagsimulang magipon.

๐— ๐—œ๐—Ÿ๐—Ÿ๐—˜๐—ก๐—ก๐—œ๐—”๐—Ÿ๐—ฆ: Ang kabataan ngayon ay hindi naniniwala sa pagiipon, lalo na ang mga millennials, Sabi nga nila, YOLO, "You Only Live Once" kaya ang kanilang pera ay nasa gadgets, gimmicks, travels at kung ano ano pa na sa kanilay magpapasaya ng pansamantala

๐—ฅ๐—˜๐—ง๐—œ๐—ฅ๐—˜๐—˜ / ๐—ฆ๐—˜๐—ก๐—œ๐—ข๐—ฅ ๐—–๐—œ๐—ง๐—œ๐—ญ๐—˜๐—ก: Tumingin ka sa paligid at makikita mo na karamihan sa mga Senior Citizens ay di nakaipon, hindi sapat ang pensyon, nagttrabaho parin sa kanilang mahinang katawan at umaasa sa gobyerno sa kanilang pangangailangang medikal.

๐—ฃ๐—ฅ๐—ข๐—™๐—˜๐—ฆ๐—ฆ๐—œ๐—ข๐—ก๐—”๐—Ÿ๐—ฆ: Ano mang propesyon ngayon ay hindi naggagarantiya ng maayos na kinabukasan, Ilan kaya ang kakilala mo na matatagumpay noon, wala ng pera ngayon at tumanda na wala man lang naipon?

Walang gusto maging ganito, pero nangyari dahil kulang sa Financial Education lalo na sa Tamang Pagpa-plano.
Saan ka dito? Nasaang edad ka na ngayon at propesyon?
Kailangan mo ang FINANCIAL EDUCATION

Message us to attend our Financial Literacy Class
Meriann Sanchez Regulto I Financial Coach
Meriann Sanchez Regulto



My thoughts on Zac Alvizโ€™s MLM Ferrari post:Naalala ko lang, ilang beses din akong nainvite sa MLM nung college. Di ako ...
14/09/2026

My thoughts on Zac Alvizโ€™s MLM Ferrari post:

Naalala ko lang, ilang beses din akong nainvite sa MLM nung college. Di ako nagpush kasi wala naman ako pera pambayad haha.

Pero Iโ€™ve always found MLM interesting because some of the best agents, sellers and business owners I know today actually came from that world.

Actually, I tried doing a distributorship model with one of my brands before, somewhat similar to MLM. And doon ko na-realize kung gaano kahirap gumawa ng network of people who will consistently sell your product.

Kaya when I see people from MLM, one thing I canโ€™t deny is their sales discipline.

Sanay kumausap ng strangers, mag-present, mag-follow up, ma-reject, mag-close, at mag-build ng team na parang kulto levels na ๐Ÿคฏ

And thatโ€™s a fu***ng valuable skill in business ha.

Honestly, I think thatโ€™s the part people are missing when they talk about MLM.

Whether you like the industry or not, it created people who were forced to learn how to sell. ๐Ÿ’๐Ÿปโ€โ™‚๏ธ

And selling is not something you can easily teach through a course. Or even sa school.

You learn it by doing it eh.

Thatโ€™s why Iโ€™m not surprised that some networkers eventually became good at ecommerce, real estate, insurance, agencies, and other businesses.

They already had the muscle. They just changed the arena.

Now, about doon sa Ferrariโ€ฆ

I actually think Zac is asking the wrong question.

โŒ The interesting question isnโ€™t: โ€œ12 years ka na, bakit wala ka pang Ferrari?โ€

โœ… The better question is:

โ€œDoes this business actually create sustainable income, or are we just looking at the lifestyle being presented to us?โ€

Kasi sa totoo lang ako ha, Ferrari is not a business model. A mansion is not a business model. Luxury travel is not a business model.

Those are outcomes.

If youโ€™re using those things to convince people that your business works, then yes, show me the numbers.

How many people actually succeed. How many quit. How much people actually earn.

Same as when selling a franchise.

Kasi that's a much more intelligent conversation.

But I disagree with the idea that โ€œwalang Ferrari after 12 years = failure ka.โ€

Thatโ€™s just another form of measuring success through material things.

Maybe someone spent those 12 years building enough income to leave their job.

Maybe they were able to support their family.

Maybe they bought a house.

Maybe they built savings.

Nakapagpatapos na anak or kapatid.

Maybe they gained something even more valuable: Control over their time.

Thatโ€™s success too. โค๏ธ

So I wouldnโ€™t defend MLM as an industry. Kais marami rin talagang misrepresentation and unethical practices coming from karamihan sa mga networkers.

But I also wonโ€™t pretend that nothing valuable came out of it.

Because Iโ€™ve seen the sales discipline it created in people.

And honestly, in ecommerce and ibang business nga, Iโ€™ve seen the opposite.

People want to sell online but donโ€™t want to talk to customers.

ayaw magbenta

ayaw mag follow up

ayaw mereject

Ano ba?? Haha

They want to run ads and hope Facebook does the selling for them.

Thatโ€™s not how business works eh

You can teach Meta Ads.

You can teach funnels.

But you canโ€™t easily teach someone to have the balls to sell every single day.

MLM taught a lot of people that.

And whether you like MLM or not, thatโ€™s a skill worth acknowledging

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Santa Rosa
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