Coaching your Finances with Joy

Coaching your Finances with Joy Life Insurance with Investment Components

Are you looking for a meaningful career with unlimited growth and income potential?Weโ€™re looking for passionate, driven,...
07/11/2025

Are you looking for a meaningful career with unlimited growth and income potential?

Weโ€™re looking for passionate, driven, and goal-oriented individuals to join our Sun Life team.

Letโ€™s build a career that empowers others and transforms your future. ๐Ÿ’›

Send me a message today and take the first step toward your brighter life!โ€

โ˜€๏ธ๐๐„๐– ๐๐‘๐Ž๐ƒ๐”๐‚๐“ ๐€๐‹๐„๐‘๐“โ€ผ๏ธโ˜€๏ธ๐Ÿ“ฃ๐—บ๐—ฎ๐˜† ๐—ฝ๐—ฟ๐—ฒ-๐—ฒ๐˜…๐—ถ๐˜€๐˜๐—ถ๐—ป๐—ด, ๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—ต๐—ถ๐˜€๐˜๐—ผ๐—ฟ๐˜† ๐—ผ ๐—บ๐—ฎ๐—ถ๐—ป๐˜๐—ฒ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ธ ๐—ป๐—ฎ ๐—ฏ๐—ฎ?๐Ÿ“ฃ๐˜†๐—ผ๐˜‚ ๐˜„๐—ฎ๐—ป๐˜ ๐—น๐—ถ๐—ณ๐—ฒ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—ฎ๐—ฟ๐—ฒ๐—ป๐˜๐˜€...
31/10/2025

โ˜€๏ธ๐๐„๐– ๐๐‘๐Ž๐ƒ๐”๐‚๐“ ๐€๐‹๐„๐‘๐“โ€ผ๏ธโ˜€๏ธ

๐Ÿ“ฃ๐—บ๐—ฎ๐˜† ๐—ฝ๐—ฟ๐—ฒ-๐—ฒ๐˜…๐—ถ๐˜€๐˜๐—ถ๐—ป๐—ด, ๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—ต๐—ถ๐˜€๐˜๐—ผ๐—ฟ๐˜† ๐—ผ ๐—บ๐—ฎ๐—ถ๐—ป๐˜๐—ฒ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ธ ๐—ป๐—ฎ ๐—ฏ๐—ฎ?
๐Ÿ“ฃ๐˜†๐—ผ๐˜‚ ๐˜„๐—ฎ๐—ป๐˜ ๐—น๐—ถ๐—ณ๐—ฒ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—ฎ๐—ฟ๐—ฒ๐—ป๐˜๐˜€ ๐—ฎ๐—ด๐—ฒ๐˜€ ๐Ÿฑ๐Ÿฌโ€“๐Ÿณ๐Ÿฌ?

๐Ÿ“ŒGood news! Introducing ๐’๐ฎ๐ง ๐‹๐ข๐Ÿ๐ž ๐„๐š๐ฌ๐ฒ๐‹๐ข๐ง๐ค ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ... a plan that lets your money protect and grow! ๐ŸŒž

๐‡๐ข๐ ๐ก๐ฅ๐ข๐ ๐ก๐ญ๐ฌ:
โ€ผ๏ธ๐๐จ ๐ฆ๐ž๐๐ข๐œ๐š๐ฅ ๐ž๐ฑ๐š๐ฆ ๐ง๐ž๐ž๐๐ž๐โ€ผ๏ธ
โœ…๐†๐”๐€๐‘๐€๐๐“๐„๐„๐ƒ ๐€๐๐๐‘๐Ž๐•๐€๐‹!
โœ…๐‹๐ข๐Ÿ๐ž๐ญ๐ข๐ฆ๐ž ๐œ๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž ๐ฎ๐ฉ ๐ญ๐จ ๐š๐ ๐ž ๐Ÿ๐ŸŽ๐ŸŽ
โœ…๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ-๐ฅ๐ข๐ง๐ค๐ž๐ ๐ฐ๐ข๐ญ๐ก ๐ฌ๐ฉ๐ž๐œ๐ข๐š๐ฅ ๐›๐จ๐ง๐ฎ๐ฌ๐ž๐ฌ
โœ…๐…๐ฅ๐ž๐ฑ๐ข๐›๐ฅ๐ž ๐ฉ๐š๐ฒ๐ฆ๐ž๐ง๐ญ ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ

๐Ÿ’ฐ Secure your familyโ€™s future and grow your fund.
๐Ÿ˜Ž Letโ€™s make your money work while you sleep.
๐ŸŒฑ Because smart protection today is financial freedom tomorrow.

Can apply ages 0-70! ๐Ÿ“ฉ

Thank you Sun Life, Answered Prayer tlaga itong plan. Affordable kahit may edad, at kahit may maintenance medicine na, kahit high risk occupation, approved kaagad ang application!

Message me now for your FREE quote and consultation!

LIFE INSURANCE POLICY APPROVED ๐Ÿ‘Congratulations my dear client and Welcome to a Brighter Life!โ˜€๏ธAnother family has been ...
15/06/2024

LIFE INSURANCE POLICY APPROVED ๐Ÿ‘

Congratulations my dear client and Welcome to a Brighter Life!โ˜€๏ธ

Another family has been insured!

She is my orphan client, ang unang policy ni Ma'am ay Educational Funding for his Son, and now finally, si Ma'am naman ang insured, VUL Plan with Critical Illness Benefit.

Gusto mo na din ba ng peace of mind at maagang investment? Let me help you to achieve your Financial Goal๐Ÿ’ช

Tara Usap Tayoโ—

Your Partner for Life,
Joy-Racel Perez โœจ

Thank you Lord ๐Ÿ™๐Ÿ™๐Ÿ™Secured 1 precious life today via E-App Congratulations my dear client and Welcome to a Brighter Life ...
10/06/2024

Thank you Lord ๐Ÿ™๐Ÿ™๐Ÿ™
Secured 1 precious life today via E-App

Congratulations my dear client and Welcome to a Brighter Life โ˜€๏ธ

Si Ma'am ay isa sa aking orphan client, as I reviewed her policy, ang insured d2 ay ang kanyang anak for educational funding, kaya inadvise ko sya na dapat sya mismo ay insured dahil xa ang bread winner ng pamilya. Ngunit sabi nya s kin "Mam Joy baka di na kaya ng budget kung kukuha p ko ng bagong plan" kaya ngconduct kmi ng financial analysis para macheck nmin kung anong plan ang fit para s kanya๐Ÿ’› Tuwang tuwa c Ma'am at finally nakapagstart xa khit maliit๐Ÿ˜Š

Kukurot ka lng, OK lng ung maliit ang mahalaga umuusad๐Ÿ˜Š

Ikaw, gusto mo din bang isecure ang future mo at ng pamilya mo?

Tara, usap tau!

Just send me a msg:
Joy-Racel Perez
Your partner's for life

Join Our Team! IC EXAM Schedule this Month of March! March 2, 2024, at Lucena City, Quezon March 2, 2024, at Lipa Ci...
07/02/2024

Join Our Team!
IC EXAM Schedule this Month of March!

March 2, 2024, at Lucena City, Quezon
March 2, 2024, at Lipa City, Batangas
March 16, 2024, at San Pablo City, Laguna

Start a new career as a Sun Life Financial Advisor and be part of the NUMBER 1 Insurance Company in the Philippines

ENJOY THESE BENEFITS:
Flexible Work Schedule
Personal and Professional Growth
Travel Incentives

Can be done full-time or part-time.

Email your CV/Resume:
[email protected]
Sun Life Financial Philippines

๐€๐๐Ž ๐€๐๐† ๐Œ๐€๐†๐€๐๐ƒ๐€๐๐† ๐Š๐”๐‡๐€๐๐ˆ๐ ๐๐€ ๐’๐”๐ ๐‹๐ˆ๐…๐„ ๐ˆ๐๐’๐”๐‘๐€๐๐‚๐„ ๐๐Ž๐‹๐ˆ๐‚๐˜?Me: Lahat ng plans ni Sun Life ay maganda, created with different...
05/02/2024

๐€๐๐Ž ๐€๐๐† ๐Œ๐€๐†๐€๐๐ƒ๐€๐๐† ๐Š๐”๐‡๐€๐๐ˆ๐ ๐๐€ ๐’๐”๐ ๐‹๐ˆ๐…๐„ ๐ˆ๐๐’๐”๐‘๐€๐๐‚๐„ ๐๐Ž๐‹๐ˆ๐‚๐˜?

Me: Lahat ng plans ni Sun Life ay maganda, created with different GOALS, LIFE STAGES, and NEEDS.

So, it depends on your goal in getting an insurance plan.๐Ÿ˜Š

Ano man ang reasons or needs kung bakit gusto mo ng insurance, may suitable Sun Life policy na pwede sa iyo at sa mga loved ones mo. ๐Ÿ’›

โ—พ๏ธ ๐‹๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฐ๐ข๐ญ๐ก 100% ๐›๐š๐ฅ๐ข๐ค ๐ง๐  ๐œ๐š๐ฉ๐ข๐ญ๐š๐ฅ?
๐Ÿ”…Sun Acceler8
๐Ÿ”…Sun Wealth Prime 7

โ—พ๏ธ๐‹๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฐ๐ข๐ญ๐ก ๐ ๐ฎ๐š๐ซ๐š๐ง๐ญ๐ž๐ž๐ ๐œ๐š๐ฌ๐ก ๐ฉ๐š๐ฒ๐จ๐ฎ๐ญ ๐Ÿ๐จ๐ซ ๐ฅ๐ข๐Ÿ๐ž?
๐Ÿ”…Sun Smarter Life Elite

โ—พ๏ธ ๐€๐Ÿ๐Ÿ๐จ๐ซ๐๐š๐›๐ฅ๐ž ๐ฅ๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž?
๐Ÿ”…Sun Safer Life
๐Ÿ”…Sun Start Up
๐Ÿ”…SunLife Assure

โ—พ๏ธ ๐‹๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ง๐š ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ-๐ฅ๐ข๐ง๐ค๐ž๐?
๐Ÿ”…Sun Maxilink Prime

โ—พ๏ธpero ๐ฅ๐ข๐ฆ๐ข๐ญ๐ž๐ ๐ฉ๐š ๐š๐ง๐  ๐›๐ฎ๐๐ ๐ž๐ญ?
๐Ÿ”…Sun Flexilink
๐Ÿ”…Sun Maxilink100

โ—พ๏ธ ๐„๐๐ฎ๐œ๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐Ÿ๐ฎ๐ง๐ para sa mga anak mo?
๐Ÿ”…Sun Smarter Life Elite (with guaranteed cash benefits)
๐Ÿ”…Sun Dream Achiever
๐Ÿ”…Sun Maxilink Bright (investment-linked)

โ—พ๏ธComprehensive ๐ก๐ž๐š๐ฅ๐ญ๐ก ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž that covers 114 critical illnesses?
๐Ÿ”…Sun Fit and Well and Sun Fit & Well Plus/Advantage

โ—พ๏ธfor ๐ฌ๐ž๐ง๐ข๐จ๐ซ ๐ฉ๐š๐ซ๐ž๐ง๐ญ๐ฌ ๐š๐ง๐ ๐ ๐ซ๐š๐ง๐๐ฉ๐š๐ซ๐ž๐ง๐ญ๐ฌ?
๐Ÿ”…Sun Senior Care

โ—พ๏ธKung gusto mo na insured ang female family members nyo na specific sa ๐Ÿ๐ž๐ฆ๐š๐ฅ๐ž ๐œ๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ข๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐š๐ง๐ ๐ฆ๐š๐ญ๐ž๐ซ๐ง๐ข๐ญ๐ฒ ๐›๐ž๐ง๐ž๐Ÿ๐ข๐ญ๐ฌ?
๐Ÿ”…Sun Maiden / Sun Maiden Plus

THE BEST INSURANCE POLICY IS
1. ๐“๐ก๐ž ๐ฉ๐จ๐ฅ๐ข๐œ๐ฒ ๐ญ๐ก๐š๐ญ ๐ฒ๐จ๐ฎ ๐œ๐š๐ง ๐š๐Ÿ๐Ÿ๐จ๐ซ๐.
2. ๐“๐ก๐ž ๐ฉ๐จ๐ฅ๐ข๐œ๐ฒ ๐ญ๐ก๐š๐ญ ๐ฉ๐ซ๐จ๐ฏ๐ข๐๐ž๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐ง๐ž๐ž๐๐ฌ.

๐“๐š๐ฅ๐ค ๐ญ๐จ ๐ฒ๐จ๐ฎ๐ซ ๐ญ๐ซ๐ฎ๐ฌ๐ญ๐ž๐ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐€๐๐ฏ๐ข๐ฌ๐จ๐ซ ๐ญ๐จ๐๐š๐ฒ!
๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐จ๐ง๐ž? ๐’๐ž๐ง๐ ๐ฆ๐ž ๐š ๐ฆ๐ž๐ฌ๐ฌ๐š๐ ๐ž! ๐Ÿ’Œ

Joy-Racel Perez
๐‘†๐‘ข๐‘› ๐ฟ๐‘–๐‘“๐‘’ ๐ฟ๐‘–๐‘๐‘’๐‘›๐‘ ๐‘’๐‘‘ ๐น๐‘–๐‘›๐‘Ž๐‘›๐‘๐‘–๐‘Ž๐‘™ ๐ด๐‘‘๐‘ฃ๐‘–๐‘ ๐‘œ๐‘Ÿ

Thank you Lord for today๐Ÿ™Unexpected appointment 9:30am ngchat c client, nag inquire sya kung ano ung plan para sa tulad ...
03/02/2024

Thank you Lord for today๐Ÿ™

Unexpected appointment
9:30am ngchat c client, nag inquire sya kung ano ung plan para sa tulad nyang OFW, then nagsend ako sa kanya ng nga option na bagay sa kanya. Since afternoon p naman ang aking appointment and same location lng kmi we decided to meet up para mas maexplain ko ng maayos ung mga plan ni Sun Life.

My client is a friend of mine since 2012, isa xang OFW from South Korea, nasa abroad p lng c client inapproach ko n xa. Like other client, seen zone lng ako๐Ÿ˜Š Its ok, kc possible busy lng tlga xa. As per him, di p lng tlga xa makadecide kc alam nyang di p pwede mag apply once nasa abroad p ung applicant.

At ngaung nagbakasyon xa s Pinas, ngdecide n xang kumuha ng Life Insurance. Para s kanya hindi nman natin alam ang mangyayari s mga susunod n araw, iba n ang handa at protected.

Thank you Sir for the trust๐Ÿ™
Congratulations and Welcome to a Brighter Lifeโ˜€๏ธ

Ikaw gusto mo dn b ng security?

Msg mo lng ako, usap tau๐Ÿ˜Š

Your Partner's for Life,
Joy-Racel Perez
Licensed Financial Advisor
Sunlife of Canada Phil. Inc.

30/11/2023

Happy payday! SunSon is asking how will you spend your sweldo?

We are here to remind you to stay on a budget and spend within your means to avoid debts. Remember to always prioritize the essentials first! ๐Ÿ˜‰

READ MORE https://sunlife.co/financial-sustainability

"๐‹๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐๐ข๐›๐š ๐ฉ๐š๐ง๐  ๐ƒ๐„๐€๐“๐‡ ๐ฅ๐š๐ง๐  ๐ฒ๐š๐ง?"Life insurance depending on its TYPE and your PURPOSE can serve you in many di...
30/11/2023

"๐‹๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐๐ข๐›๐š ๐ฉ๐š๐ง๐  ๐ƒ๐„๐€๐“๐‡ ๐ฅ๐š๐ง๐  ๐ฒ๐š๐ง?"

Life insurance depending on its TYPE and your PURPOSE can serve you in many different ways and hindi lang for death or Funeral expenses.

๐๐ž๐ซ๐ฌ๐จ๐ง๐š๐ฅ๐ฅ๐ฒ, ๐ˆ ๐ ๐จ๐ญ ๐ฅ๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐›๐ž๐œ๐š๐ฎ๐ฌ๐ž ๐จ๐Ÿ ๐ญ๐ก๐ž ๐“๐Ž๐ ๐Ÿ’ ๐ซ๐ž๐ฌ๐ฎ๐ฅ๐ญ.

1. Burial & Funeral expenses - Mahal magpalibing at mamatay, gusto ko pa naman Rose Gold yung casket ko. Chariz. But seriously, What if I get sick and my health insurances are not enough? My life insurance can cover the rest as part of my final expenses.

2. Transfer of wealth - I am believer of "If you don't come from a rich family. A rich family must come from you". I am working hard, saving and investing hard not just for me, but to pass on the wealth to the generations after me. Dapat yung anak or apo ko tipong Small Laude!

3. Replace Lost Income - As we mature, we eventually become a bread winner. Imagine losing your parents or your sibling that provides for the family? Scary! I want my family to still enjoy life instead of suffering because I am no longer able to support them.

4. Supplement Retirement Income - Lastly, If I get too old, I can be a rich old grandma. Touring the world and nagpapamudmod ng blue bills to my family.

In the future, my needs and purpose of being insured will change and I am excited about how my life insurance plans can still be useful to those needs!

Curious how insurance can serve you in the future? Send me a message so I can guide you through making the most of your insurance policies!

Ctto:

Ano man ang life stage mo โ€” dapat may plano para sa sarili, sa partner, at sa pamilya mo! ๐Ÿ’›Ctto
23/11/2023

Ano man ang life stage mo โ€” dapat may plano para sa sarili, sa partner, at sa pamilya mo! ๐Ÿ’›

Ctto






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