Mommy B

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Mommy B Mommy B is your Wais Mom who’s there to Protect and SavEvery Juan through her wise financial advice. I am a fulltime mom of five beautiful children.

I am passionate about educating and motivating people

Give your child a head start on lifelong health protection.With AXA HealthMax 500, your child can have protection starti...
01/10/2026

Give your child a head start on lifelong health protection.

With AXA HealthMax 500, your child can have protection starting as early as age 1 with benefits designed to help through different stages of life.

✨ ₱500,000 Major Critical Conditions Coverage
✨ ₱100,000 Minor Critical Conditions Coverage
✨ Advanced Health Fund starting at ages 70, 75, 80 & 85
✨ ₱500,000 Life Insurance Coverage
✨ Daily Health Benefit upon confinement
✨ ₱500,000 Accident Benefit
✨ Payor’s Clause — premiums may be paid off if the qualified payor passes away or becomes permanently disabled

And with this offer, ₱1,500/month for 10 years then may pamana ka na for life. ❤️

Because preparing for your child’s future isn’t only about education and savings. It’s also about protecting their health along the way. 🛡️

📩 Message Mommy B to know if this plan is suitable for your child and to request a personalized illustration.

01/10/2026

Minsan, hindi mo talaga malalaman kung kailan mo kakailanganin ang pera mo.

Last December 2022, I met a client who was initially a stranger to me. Nagtiwala siya and invested ₱500,000 in AXA Asset Master.

In 2024 and 2025, she withdrew ₱100,000 each year. Then today, October 2026, dahil may emergency siya at kailangan niyang pumunta ng US, she decided to fully withdraw her remaining fund: ₱874,641.65.

📊 Look at the numbers:

💰 Initial investment: ₱500,000
💸 Previous withdrawals: ₱200,000
💵 Current withdrawal: ₱874,641.65

TOTAL CASH RECEIVED: ₱1,074,641.65

That’s ₱574,641.65 in gains, or 114.93% total growth, based on the cash received.

And here’s what’s even more interesting. 👇

Based on the original 4% illustration, the ₱500,000 was projected to reach ₱869,979 by Year 15 pa dapat.

But in her actual journey, after just 3 years and 9 months, her current withdrawal alone is already ₱874,641.65 on top of the ₱200,000 she had previously withdrawn.

Hindi niya kinailangang maghintay ng 15 years para maranasan ang ganitong earnings.

Of course, illustrations are not guarantees, and investment returns can go up or down depending on market performance. But this is a real-life example of how an investment can potentially grow while still giving you access to your money when life calls for it.

And what makes me happiest? ❤️

My client can now attend to her emergency and travel to the US, knowing that the ₱500,000 she entrusted to AXA almost four years ago has grown significantly.

From a stranger I met in 2022… to a client who trusted me with her hard-earned money.

This is why I love what I do.
Hindi lang tayo nag-iinvest for tomorrow. We prepare for tomorrow while giving our money the opportunity to grow today. 🌱📈





May client ako na nakasabay recently, and habang nagkukwentuhan kami, may shinare siya sa akin. ❤️Yung family ng classma...
28/09/2026

May client ako na nakasabay recently, and habang nagkukwentuhan kami, may shinare siya sa akin. ❤️

Yung family ng classmate ng anak niya, nagkaroon ng accident habang namamasyal sa Hong Kong. Sobrang laki ng gastos, at napilitan pa silang umuwi agad ng Pinas.

Doon niya na-realize na kahit gaano kaganda ang travel plans, dapat may plano rin for the unexpected or any emergencies.

Kaya I shared with her about our Smart Travel Insurance. At least ngayon, mas kampante na siya for their next trips—local man or international. 😊

Minsan hindi question kung mura o mahal ang isang plan. Ang importante, prepared tayo.

If may travel plans kayo this holiday season, you can check my personal link here or nessage me for more details😀

https://www.axa.com.ph/gio/referral?id=6158bcil

Travel more. Worry less. ✈️❤️

Okay, aminado ako… hindi ako ganito ka-smooth sa totoong buhay! 😂Medyo tinulungan lang tayo ng beauty app dito. Charot! ...
24/09/2026

Okay, aminado ako… hindi ako ganito ka-smooth sa totoong buhay! 😂
Medyo tinulungan lang tayo ng beauty app dito. Charot! 🤣
Pero at least… kamukha ko pa rin naman si Madam CEO ng Brilliant! 😂

Pero seryoso for a moment. ❤️

May isang maliit na favor lang sana ako sa mga FB friends ko…

Sa lahat ng FB friends ko dito, sana kapag may naisip kayo o may kaibigan, kapamilya, kamag-anak or kakilala na naghahanap ng:

🛡️ Life Insurance
🏠 Fire Insurance
🚗 Car Insurance
🏢 Business Insurance
🏥 HMO / Health Insurance
⚰️ St.Peter Plan

Sana ako yung unang maisip ninyong tawagan o tanungin. 😊

Goal ko kasi na maging one-stop person ninyo when it comes to protecting the things that matter most para hindi na kayo palipat-lipat ng kausap kapag may kailangan kayong protection plan.

Kasi bilang client din ako, alam ko yung feeling na kailangan mo ng tulong pero hindi mo ma-contact yung agent mo. 😅

Kaya gusto ko sa mga clients and friends ko, nandito ako—not just when you’re buying a plan, but when you need someone to help you understand what you have and what you may need. ❤️

So please…

Tandaan ninyo ang mukha ko. 😂
Tandaan ninyo ang pangalan ko.

HARDER ang apelyido… pero SOFTER naman daw ang puso. 😜❤️

And if someday may magsabi sa inyo ng:

“May kilala ka bang mapagtatanungan tungkol sa insurance?”

Sana ang sagot ninyo ay…

“Oo! Si Mommy B!” 😀

Mommy B | Health & Wealth Coach
Helping families protect what matters most. ❤️

SEPTEMBER IS LIFE INSURANCE AWARENESS MONTH💙May life insurance ka na ba—and sapat pa ba ito para sa pamilya mo?Life chan...
16/09/2026

SEPTEMBER IS LIFE INSURANCE AWARENESS MONTH💙

May life insurance ka na ba—and sapat pa ba ito para sa pamilya mo?

Life changes. Nag-aasawa, nagkaka-anak, bumibili ng bahay, nagbu-business, or nagiging mas malaking provider ng family.

And as our responsibilities grow, our financial protection may need to grow too.

💡 What is life insurance for?

Simply put, it helps provide financial support to the people who depend on you if something happens to you.

It can help with:

✅ Daily family expenses
✅ Children’s education
✅ Loans and other financial obligations
✅ Immediate expenses
✅ Replacing part of the income your family may lose

May existing policy ka na? Good! But it’s also worth reviewing if it still matches your family’s current needs.

Wala pa? Let’s explore your options.

And if you think insurance is expensive, let’s run the numbers first. Your needs and budget are unique, so there’s no one-size-fits-all answer.

❤️ A conversation and a quotation cost nothing.

This September, take a moment to ask yourself:

“Kung wala na ang income ko bukas, financially prepared ba ang pamilya ko?”

If you need more informations about it, message me😀



⏰ BEFORE YOU NEED IT, MAKE SURE YOU HAVE IT.Just a quick reminder… health emergencies don’t give us a warning.Today, you...
13/09/2026

⏰ BEFORE YOU NEED IT, MAKE SURE YOU HAVE IT.

Just a quick reminder… health emergencies don’t give us a warning.

Today, you’re healthy. You’re working. Everything seems okay.

But one unexpected diagnosis or hospitalization can suddenly mean hundreds of thousands—or even millions—in medical expenses. And when you’re already sick, that’s when getting protection becomes harder.

Don’t wait for “saka na.”
Because the best time to prepare for a health emergency is while you’re still healthy.

You’ve already seen the options. Now is a good time to take the next step. ❤️

📩 FB: Beth Magno Harder
Licensed Health Coach
📱 09985406288

Your health can change in one day. Your preparation can start today.

“Insurance? Pag may extra na lang siguro.”“Bata pa naman ako.”“May HMO naman kami sa work.”“Hindi pa kaya ng budget.”“Ne...
13/09/2026

“Insurance? Pag may extra na lang siguro.”
“Bata pa naman ako.”
“May HMO naman kami sa work.”
“Hindi pa kaya ng budget.”
“Next time na lang, busy pa ngayon.”

Familiar? 😅

Ang problema, hindi naman natin napaplano kung kailan tayo magkakasakit o maaaksidente. At kapag dumating yung unexpected, saka natin maiisip kung sana may protection pala tayo.

Kaya kung kaya mong gumastos ng kape araw-araw, maybe it’s also worth asking yourself:

“Kaya ko rin bang maglaan ng maliit na amount para protektahan ang income at pamilya ko?”

With AXA FlexiProtect, you can start with affordable term insurance, ₱1,200/month or roughly ₱40/day for a sample plan, with ₱4M life coverage. May option din for Critical Illness Rider and renewable up to age 74.

☕ Small daily choice. Big protection when you need it most.

Hindi kailangan hintayin ang “perfect time.” Start while you’re healthy and while kaya pa ng budget. ❤️

11/09/2026

Hospitalization shouldn’t have to put your finances at risk.

I’m with AXA Philippines, and through our Global Health Access, you can have comprehensive health protection for hospitalization and major medical expenses—here in the Philippines and abroad. 🌍🏥

Because when a health crisis happens, you deserve to focus on getting better and not worrying about how you’ll pay the bill.

Let’s make sure you’re protected before you need it.
📩 Message me and I’ll walk you through the details.

POV: “Bakit ako kukuha ng life insurance? Bata pa naman ako.” 😅Gets. Kapag bata ka, mas iniisip mo pa yung travel, wants...
10/09/2026

POV: “Bakit ako kukuha ng life insurance? Bata pa naman ako.” 😅

Gets. Kapag bata ka, mas iniisip mo pa yung travel, wants, career, investments, at kung saan next kakain. 😂

Pero here’s something worth thinking about…

Life insurance isn’t only for the people you might leave behind.

It can also be for YOU.

Para kung biglang may accident or serious illness, may financial support ka habang nagpapagaling.

Para hindi mo kailangang ubusin agad ang savings mo.

At habang bata at healthy ka pa, mas may chance kang makakuha ng coverage at premium na mas manageable.

Kasi ang goal naman isn’t to expect something bad to happen.

Ang goal is to make sure na kung may unexpected na mangyari, hindi mo kailangang magsimula ulit from zero.

And someday, when you’re older, you’ll be thankful na may naipundar kang protection para sa sarili mo. 🤍

Hindi ito tungkol sa pagiging paranoid sa future.

It’s about taking care of the future version of you.




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Axa Calamba
San Pedro
4026

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