Lilian Guinhawa- IMG Financial Literacy Advocate

18/04/2025

From Debts to Hope: An Empowering Journey with IMGMegy Gundan's dreams turned into reality because IMG helped her walk on the right path to financial freedom...

30/09/2023

Financial Literacy No. 2
Building A Solid Financial Foundation

Building wealth is like building houses. It should be built from the ground and up. No one starts building roofs without laying the foundation first.

steps on building a solid financial foundation

STEP 1. 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 - provide protection for your health thru health insurance for possible sickness. No one could increase your cash flow if you ar unavailble to make money anymore.
STEP 2. 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 - Life is full of risks and uncertainties such as death, acc8dents, disasters and/or business shutdown. It doest not matter how big your income is or how wealthy you arr, if you do not have insurance an emergency can wipe out all your assets and savings.
STEP 3. 𝐃𝐞𝐛𝐭 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭- pay off your debts. To manage debts properly, you must create a budget and stick to it. Discipline yourself to pay your bills on time to avoid incurring penalties or additional charges. Increase your income alsi while delaying gratification and maintaining a simple life.
STEP 4. 𝐄𝐦𝐞𝐫𝐠𝐞𝐧𝐜𝐲 𝐅𝐮𝐧𝐝
- set aside 3-6 months worth of your income to cover unexpected expenses. You may opt to put your emergency fund on a regular savings account that will allow you to access your money when you need it.
STEP 5. 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 - Start investing now. Why invest? First, is to grow money. Second, to combat enemies of wealth such as taxes and infkation. Earnings from investments such as capital gain and dividends from mutual funds and interest income from bonds can helo us grow our money over time plus providing us a good opportunity to achieve our financial goals ever.

Learn more👉 https://bit.ly/3U9MqdD

30/09/2023

20/07/2023

An advocate of wellness, an icon, and the Supreme Idol is now a part of the KAISER family!

He is a dedicated man, forward-looking, compassionate, and an inspiration to others who continuously proves that by properly taking care of our health and well-being, we can achieve our dreams and goals.

Let us all extend a warm welcome to Kaiser’s New Brand Ambassador,
Mr. Daniel Padilla!

Kaiser, Na Sa’yo Na Ang Lahat! 💙









Disclaimer: This video belongs to its rightful owner Kaiser International Healthgroup Inc and is intended for promotional / financial literacy purposes only.

02/02/2023

Nagbabayad ka ng Memorial Plan mo 900+ pesos monthly for 5 years diba? Kabaong lang yun.

Pero pag IMG member ka 500 pesos one time payment lang may 50,000 life insurance kana na convertible sa memorial concierge. Saan kapa! 😍

Fidelity Life Insurance is essential lalo na kung breadwinner ka.

Handa kabang maging beneficiary?

Iinsured na dapat ang mga breadwinner.

Mura di ba? Murang mura... Be a member of IMG and you can have it too.

click here for more info👇
https://bit.ly/3U9MqdD

29/01/2023

JOIN AND BE ONE OF US !
Helping Filipino Family to create wealth so that NO FAMILY IS LEFT BEHIND.

28/01/2023

Para saan ba ang KAISER KO?

Pagmamahal sa SARILI ko, PAGMAMAHAL bilang miyembro ng buong PAMILYA ko, at PAGMAMAHAL ng magulang sa ANAK ko, it's all about LOVE for the FAMILY.

SIMPLE lang naman eh di ako naghahangad ng sobrang yaman, gusto ko lng na di ako maging pabigat pagdating ng araw na di ko na kayang magtrabaho..

It's better to sacrifice now kung ang kapalit nun ay isang buhay na wlang pag-sisisi sa bandang huli...

Sabi nga, If you're investing without HEALTHCARE, you aren't investing for your future but you're investing for your doctor! kaya napakahalaga ang KAISER..

Kaise r3in1 Savings Plan
message me how to avail
m.me/lmguinhawa

28/01/2023

INVEST & EARN INTEREST WHILE YOU SLEEP!!!

Get started with COMPOUNDING INTEREST!

Gusto mo mag-invest sa STOCK MARKET pero:
1.) Walang time mag-monitor
2.) Walang time mag-aral ng technical analysis
3.) Hindi kalakihan ang capital

We suggest investing INDIRECTLY sa stock market thru Mutual Funds for as low as 1,000 pesos only. 😊

👉Benefits of Investing in Mutual Funds:
☑ It is professionally managed.
☑ It is very liquid.
☑ It is diversified.
☑ It has a low minimum investment requirement.
☑ It’s very transparent.
☑ It has a strong track record.
☑ It is safe and secure.
☑ Zero load fees
☑ The gains are tax-exempt.

Click here to know more about Mutual funds.

https://324368ph.imgcorp.com

28/01/2023

𝗔 𝟮𝟬 𝗣𝗘𝗦𝗢𝗦 𝗔 𝗗𝗔𝗬, 𝗞𝗘𝗘𝗣𝗦 𝗣𝗢𝗩𝗘𝗥𝗧𝗬 𝗔𝗪𝗔𝗬❗
𝗔𝗡𝗚 𝗛𝗜𝗥𝗔𝗣 𝗠𝗔𝗚 𝗜𝗣𝗢𝗡 𝗗𝗜𝗕𝗔 𝗔𝗧 𝗔𝗬𝗔𝗪 𝗠𝗢 𝗡𝗚 𝗠𝗔𝗚 𝗜𝗡𝗩𝗘𝗦𝗧 𝗕𝗔𝗞𝗔 𝗠𝗔 𝗦𝗖𝗔𝗠 𝗞𝗔.

𝗜 𝗙𝗘𝗘𝗟 𝗬𝗢𝗨!

Pero alam mo ba na pwede ka maglagay ng pera sa mga malalaking company tulad ng 𝗦𝗠, 𝗝𝗢𝗟𝗜𝗕𝗘𝗘, 𝗔𝗬𝗔𝗟𝗔, 𝗕𝗗𝗢, 𝗖𝗢𝗡𝗩𝗘𝗥G𝗘, 𝗥𝗢𝗕𝗜𝗡𝗦𝗢𝗡𝗦 𝗟𝗔𝗡𝗗, atbp.

Alam mo din ba na sa halagang 20 pesos ay pwede kang mag 𝗜𝗣𝗢𝗡 𝗮𝘁 𝗜𝗡𝗩𝗘𝗦𝗧 sa kanila.

Kung gusto mong malaman kung ano ang ginagawa ng 𝗠𝗔𝗬𝗔𝗬𝗔𝗠𝗔𝗡 kaya lalong 𝗬𝗨𝗠𝗔𝗬𝗔𝗠𝗔𝗡, attend ka lang sa 𝗟𝗜𝗕𝗥𝗘𝗡𝗚 pag aaral kung paano natin 𝗨𝗠𝗣𝗜𝗦𝗔𝗛𝗔𝗡.

The best investment is to invest in 𝗞𝗡𝗢𝗪𝗟𝗘𝗗𝗚𝗘!

Attend our Financial class for more information.

"𝗬𝗼𝘂 𝗱𝗼𝗻'𝘁 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗯𝗲 𝗮 𝗠𝗶𝗹𝗹𝗶𝗼𝗻𝗮𝗶𝗿𝗲 𝘁𝗼 𝘀𝘁𝗮𝗿𝘁,
𝘆𝗼𝘂 𝗻𝗲𝗲𝗱 𝘁𝗼 𝘀𝘁𝗮𝗿𝘁 𝘁𝗼 𝗯𝗲𝗰𝗼𝗺𝗲 𝗮 𝗺𝗶𝗹𝗹𝗶𝗼𝗻𝗮𝗶𝗿𝗲."

Challenge yourself and start learning.
At once alam mo na ay 𝗘𝗫𝗘𝗖𝗨𝗧𝗘 lang natin. .

The best talaga kung mas maunawaan mo sa
pamamagitan ng Financial Education, libre lang umattend ng financial class sa IMG!

Click here to learn more!👇
https://324368ph.imgcorp.com
message me at m.me/lmguinhawa

28/01/2023

Ang dami nating pwede matutunan sa IMG pero isa ito 👇to secure your future...

Pitong taon ka lang mag-iipon. Parang binabayaran mo lang ang sarili mo. At habang nagbabayad ka, insured na ang health mo for 7 Years. May Term Insurance sa loob ng 20 years at retirement money kapag nagmature na ang policy mo.

Ang ganda di ba? KAISER is like no other. HMO po ito ha, hindi Insurance. Magkaiba kase ‘yon!

Scenario 1: Nagkasakit ka at naospital. Hindi mo pwede sabihin sa Ospital o Doctor na meron po ako “Life Insurance" kase po hindi iyon tatanggapin sa Ospital. Pag na-ospital ka, maglalabas ka pa rin ng pera.

Scenario 2: Nagkasakit ka at Naospital (Not Pre-existing), then may KAISER healthcard ka. Pwede mo sabihin sa Ospital o Doctor na, meron po akong KAISER. Tatanggapin yon at itatanong lang sa’yo ano po ang policy number niyo?

That is the difference. Hindi ka mangangamba kase may Healthcard ka from Kaiser. Healthcard na may Term Insurance at Investment 3n1..
send me a message kung gusto mong malaman kung paano mg avail
m.me/lmguinhawa