05/05/2026
๐๐ช๐ฃ ๐๐๐๐ฉ: ๐๐๐ฃ๐จ๐๐ฃ ๐ ๐ค ๐ฃ๐ ๐ฃ๐๐จ๐๐๐ ๐จ๐ ๐๐ง๐๐ซ๐๐ง ๐ฃ๐ โ๐ ๐ช๐ฎ๐ ๐ ๐ช๐ฃ๐ ๐๐ช๐จ๐ฉ๐ค ๐ข๐ค๐ฃ๐ ๐ข๐๐ช๐ฃ๐, ๐ฌ๐๐ ๐ข๐ค ๐ ๐๐ข๐ ๐๐๐๐ข๐๐ฎ.โ ๐๐๐๐ก๐ ๐ฃ๐๐ ๐๐ ๐๐ฅ๐๐ฉ ๐ข๐๐๐๐ ๐๐๐๐! ๐๐ง๐๐๐ ๐ ๐๐จ๐ ๐ฎ๐ช๐ฃ๐ ๐ข๐๐ ๐ฅ๐๐ฉ๐ค๐ ๐ฃ๐ ๐๐๐๐ฅ ๐๐๐๐? ๐จ
Real story ito. I got my first plan back in 2016, 10 years ago. As a single person and one year ng working after college.
Came 2018, when I gave birth to Marti, bigla nalang ako worried palagi.
โWhat if may mangyari sakin, pano anak ko?โ
โPaano na future nya kung wala ako?โ
Ayun, napagbuntungan yung jeep. ๐ Tapos bigla ko naisip na kausapin yung financial advisor ko (yes, I was a believer first bago ako naging financial advisor myself). Nagrevisit kami if sapat na ba yung current policy ko.
Dun ko mas naintindihan ang value ng life insurance plan ko, nung nagkaron na ako ng dependent.
True enough, what I purchased nung single pa ako did not match to what I think my child deserves if something happens. She deserves more for her education, for her needs, for her future.
From โฑ3,000 nagpaincrease ako to โฑ3,800 per month.
Nag upgrade kami ng ilang benefits.
๐๐ ๐ฝ๐ฎ๐๐ ๐๐ผ ๐ต๐ฎ๐๐ฒ ๐๐ผ๐๐ฟ ๐ฝ๐ผ๐น๐ถ๐ฐ๐ถ๐ฒ๐ ๐ฟ๐ฒ๐๐ถ๐ฒ๐๐ฒ๐ฑ ๐ผ๐ป๐ฐ๐ฒ ๐ถ๐ป ๐ฎ ๐๐ต๐ถ๐น๐ฒ โ
Now, if kagaya ko nagiba ka din ng life stage, nagkaron ng anak, nagincrease ng income, nagiba ng priorities.. talk to a financial planner. Do a policy review. Get fully insured.
PS. Pa-cute lang si dependent ๐๐ซถ๐ป