29/10/2025
📣📣Ikaw ba ay nagbabalak na mag loan para sa pamilya❓❓
Siguraduhin na sa legit na financing company ka mag-aapply katulad ng Cepat Kredit.
Narito ang ilang mga tips para hindi ka maloko at masigurong safe ang process mo.
📃For general OFW loan qualifications📃
NO. 1 OFW Personal - Para sa mga OFW na paalis pa lang:
✴️ OFW with a valid Philippine passport.
✴️ Valid contract and confirmed ticket booking required.
✴️ Minimum net monthly salary: ₱40,000 (₱25,000 basic + allowances).
✴️ OFW must be aged 21 to 59 years.
✴️ Must have an immediate relative, beneficiary, receiver of remittance, or common-law spouse aged 21 to 59 years who can be the Co-Borrower.
No. 2 - OFW Abroad - Para sa mga OFW na nasa abroad na:
✴️ Minimum net monthly salary: ₱40,000 (₱25,000 basic + allowances).
✴️ Must have remitted to a relative or beneficiary in the Philippines for the past 3 months, with a minimum total of ₱30,000.
✴️ Must have an immediate relative, beneficiary, receiver of remittance, or common-law spouse aged 21 to 59 years who can be the Primary Borrower.
⛴️For general Seafarer's loan qualifications⛴️
🌟NO.1 - Seaman Loan Personal - Para sa mga seafarers na papaalis pa lang🌟
✴️ A valid Philippine Passport, Seaman's Book, and DMW Contract
✴️ Minimum basic salary, fixed OT pay, and allowance totaling at least ₱30,000
✴️ At least a three-month contract (one-month contracts are subject for approval)
✴️ Has an immediate relative, allottee, allotment receiver, or common-law spouse aged 21 to 59 years old who can be the co-borrower
🌟NO.1 - Seaman Loan On Board - Para sa mga seafarers na nakasampa sa brako at sa mga kapamilya na nakakatanggap na ng allotment🌟
✴️A valid Philippine Passport, Seaman's Book, and DMW Contract
✴️Minimum basic salary, allowance, and fixed OT totaling at least ₱30,000
✴️Has at least two months remaining contract for all positions (except hotel and catering, which has a three-month requirement)
✴️Has an immediate relative, allottee, allotment receiver, or common-law spouse aged 21 to 59 years old who can be the principal borrower✴️
To apply for the OFW and Seaman Loan:
🌟You may message us here on Facebook or call us at 📲 +639164852007