Standard Insurance Antique

Standard Insurance Antique Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Standard Insurance Antique, Insurance Company, G/F Street Nicholas Bldg. T. A. Fornier St., San Jose.

Standard Insurance is 67 year old non-life insurance company operating in the Philippines to provide car insurance, residential/property insurance, business insurance, truck/cargo/marine insurance as well as travel and personal insurance.

Okay so gusto mo na mag-EV. Valid naman IN THIS ECONOMY.Mahal na ang mga bilihin, mahal na ang gasolina, tapos may mga n...
17/06/2026

Okay so gusto mo na mag-EV.
Valid naman IN THIS ECONOMY.

Mahal na ang mga bilihin, mahal na ang gasolina, tapos may mga nagse-sell ng EV ngayon na hindi na kasing mahal ng dati.

Pero before ka mag-visit ng showroom o mag-Google ng "best EV Philippines 2026".

Tanungin mo muna ang sarili mo ng isang bagay.

Ready ba ang bahay mo?

Kasi ito yung hindi sinasabi ng mga EV ads sa'yo.
Ang kotse lang ang ina-advertise hindi yung buong lifestyle change na kasama sa pag own ng EV.

So, honest check muna tayo.

📌 QUESTION 1:
Anong type ng electrical outlet ang nasa garage o parking mo?

Kung regular na 220V outlet lang kaya mo pa ring mag-charge. Pero matagal. Mga 8–12 hours para sa full charge, depending on your EV model.

Kung gusto mo ng mas mabilis, kailangan mo ng dedicated Level 2 charger. At dito pumapasok ang hindi sinasabi ng dealership:

Ang home charger installation hardware at labor combined typically nasa ₱20,000 to ₱50,000 sa Metro Manila area.

Iyon ay para sa standard 7kW wall box na within 15 meters away from the main circuit breaker mo.

Tip: Kung ang EV dealership mo ay may in-house installation package minsan around ₱35,000 na kasama na ang wall box at wiring.

It is worth asking bago ka mag-hire ng separate electrician. Hindi ito dealbreaker basta alam mo lang na may gagastusin ka pa bukod sa kotse mismo.

📌 QUESTION 2:
Kaya ba ng electrical system ng bahay mo?

Ito yung madalas na hindi naiisip.
Ang EV charger, lalo na yung Level 2, ay nag-a-add ng significant load sa electrical system mo.

Kung medyo matagal na ang bahay mo o hindi pa na-upgrade ang circuit breaker, possible na kailangan mo ng electrical upgrade muna bago mag-install ng charger.

Magpa-check sa licensed electrician bago ka mag-commit. Mas okay malaman ngayon kaysa may problema in the future. Seriously, huwag laktawan ito.

📌 QUESTION 3:
May dedicated parking ka ba?

Ito yung reality check para sa mga street parking, condo at apartment dwellers.

Kung shared parking o hindi ka guaranteed ng fixed parking spot mahirap mag-set up ng home charger.

Kailangan mo ng consistent na spot na sa'yo lang para may charging access ka every night.

Kung wala, reliant ka sa public charging stations.
Hindi imposible pero kailangan mong malaman kung saan ang pinakamalapit sa daily route mo.

Mag-research muna bago mag-decide. Or better yet, huwag umasa sa mga public charging.

📌 QUESTION 4:
Handa ka bang mag-adjust ng routine?

Hindi ito technical pero ito yung pinaka-underrated na adjustment. Sa gasolina, pag mababa na, nagpapa-gas na agad ng full tank ilang minuto lang.

Sa EV ang "gas station" mo ay ang bahay mo.
Plug in every night. Wake up, full na.

Para sa karamihan ng tao mas convenient ito in the long run. Pero kailangan ng bagong habit.

At kung minsan nakalimot kang mag-plug in, ’yan yung magiging problema mo kinabukasan.

Honest take lang, mas tipid ang EV per km compared to gas. Pero ang savings na iyon ay dahan-dahan mong mararamdaman over time, hindi overnight.

So kung expecting kang mabawi agad ang cost ng charger installation, realistic expectations lang muna tayo.
Kung nasagot mo lahat ng questions na 'to at okay ka, then yes.

Ready ka na mag-explore ng EV seriously.
At kapag nag-decide ka na at nakabili ka na.

Huwag kalimutang kumuha ng Standard Insurance EVantage namin. (Siyempre naman, post namin 'to. Pero seriously maraming advantage and Standard EVantage. Hahaha!) 🤣

Specifically built para sa EV owners ito.
Pero iyan, next topic na natin. 😉

Hope this helps.

📌 Share this post para makatulong din sa ibang EV OWNER BEGINNER GUIDE.

Ingat sa byahe!

Okay so ito yung content na hindi palagi ginagawa ng mga travel insurance companies pero kailangan mong malaman 'to.Trav...
16/06/2026

Okay so ito yung content na hindi palagi ginagawa ng mga travel insurance companies pero kailangan mong malaman 'to.

Travel insurance is not magic.

Hindi lahat ang covered.

At mas okay na malaman mo ngayon kaysa ma-disappoint ka sa gitna ng travel trip mo.

Hindi covered ng travel insurance ang:
❌ Pre-existing conditions
Unless specifically included. Kung may sakit ka na bago pa mag-simula ang trip mo or event getting the travel insurance, medical costs related doon ay generally hindi covered by travel insurance.

May specific plans na may pre-existing condition coverage pero kailangan mong specifically i-check iyon bago ka mag-purchase. Huwag mag-assume.

❌ Adventure sports
Unless may add-on ka. Bungee jumping. Scuba diving. White water rafting. Skiing. Kung nagka-accident ka habang ginagawa ito, hindi covered sa travel insurance.

Kailangan ng hazardous sports add-on. I-check ang itinerary and travel plan mo bago ka mag-try ng anything extreme.

❌ Travelling against government travel advisories.
Kung nag-travel ka sa isang lugar na may active travel advisory ang DFA at may nangyari sa'yo doon, complicated ang coverage. I-check ang DFA advisory bago mag-book.

❌ Change of mind.
Nag-cancel ka ng trip kasi "ayaw mo na."
Wala kang natanggap na medical certificate.
Walang natural disaster.
Walang covered reason.

Trip cancellation coverage ay hindi para sa "hindi na ako trip." May specific covered reasons iyan at "nagbago isip ko" ay hindi kasama.

❌ Intoxication-related incidents.
Kung nagka-aksidente ka habang lasing, hindi covered. Oo, totoo iyan. Nakalagay sa policy.

❌ Pregnancy and childbirth.
Generally excluded sa travel insurance.
Kung pregnant ka at mag-ttravel i-check ang specific terms ng plan mo bago umalis or better yet, ask your agent.

❌ Epidemics and Pandemics.
Kung may active epidemic o pandemic sa destinasyon mo at nagkasakit ka related doon, generally hindi covered ng travel insurance.

Oo, kasama rito ang COVID-19. Pero kung may active government o WHO pandemic advisory na nag-o-order ng travel restrictions o border closures sa oras ng trip mo at nag change of mind ka or you had fear of traveling dahil sa pandemic — hindi covered iyon.

May specific COVID-19 coverage ang Standard Insurance Travel Protect para sa ilang destinations pero may specific conditions iyon.

I-check ang policy details or ask your agent regarding this.

Huwag mag-assume, masasaktan ka lang sa huli.
Hindi ito para takutin ka at sabihin “scam” ang travel insurance.

Para lang i-set ang tamang expectations mo, para kapag bumili ka ng travel insurance, alam mo exactly kung para saan ito talaga.

Ang travel insurance ay para sa mga “unexpected” na bagay na hindi mo kontrolado.

Hindi siya para sa mga bagay na “expected” mo o alam mo na bago pa man umalis.

Ask your agent if hindi ka sigurado kung covered ka, mas okay magtanong bago pa umalis kaysa malaman sa gitna ng trip. 👇

Subject to policy terms and conditions.
Coverage varies per plan.

The destination doesn't matter as much as who's with you.That one friend who books everything. The one who gets lost. Th...
16/06/2026

The destination doesn't matter as much as who's with you.

That one friend who books everything.
The one who gets lost.
The one who finds the best food.
The one who documents everything.

Your barkada makes every trip worth it.
Book the trip. Get everyone insured. Go together.

Because the best stories are always the ones you share.

Get your travel insurance today!

This one's for the car owner na hindi pa nakakarinig ng "Excess Bodily Injury." Brace yourself. 🧵Ang CTPL mo may limit s...
15/06/2026

This one's for the car owner na hindi pa nakakarinig ng "Excess Bodily Injury." Brace yourself. 🧵

Ang CTPL mo may limit siya.
₱200,000 lang per incident.

Sounds okay until ang hospital bill ng taong nasagasaan mo ay nasa ₱300,000 na.

What happens?
CTPL pays ₱200,000.

Hindi pa lahat yan dahil may tinatawag po tayong “SCHEDULE OF INDEMNITIES FOR BODILY INJURY AND/OR DEATH”.

Ang remaining ₱100,000 (or more)?
Galing sa sarili mong bulsa.

And if the injured party decides to sue, ang legal liability mo ay maaring higit pa dyan.

Dito pumapasok ang Excess Bodily Injury (EBI) coverage sa comprehensive car insurance.

Ito ang coverage na nag-e-extend ng protection mo BEYOND the ₱200,000 CTPL limit.

Sa Standard Insurance Car Protect:
✅ EBI coverage goes up to ₱500,000
✅ So kahit malaki ang injury claim ng third party, protected ka.

Real talk: Pag may aksidente at may naagrabyadong tao, ang ₱200,000 CTPL limit ay mabilis na maubos, lalo na kung may hospitalization involved.

EBI coverage = yung part ng car insurance na hindi mo pinapansin na kailangan mo, hanggang kailangan mo na nga.

Message us to get a quotation for car insurance.
Subject to policy terms and conditions.

Typhoon season doesn't stop your daily drive. Make sure your coverage is just as consistent.Get Standard Insurance Car P...
15/06/2026

Typhoon season doesn't stop your daily drive.
Make sure your coverage is just as consistent.

Get Standard Insurance Car Protect, comprehensive coverage built for every season, every road, every situation.

Message us for a Car Insurance quote. 🤝

The best part of owning an EV?Coming home, plugging in, and waking up to a full charge.No extra stops. No morning rush t...
14/06/2026

The best part of owning an EV?

Coming home, plugging in, and waking up to a full charge.
No extra stops. No morning rush to the gas station.
Just a car that's ready the moment you are.

And with Standard EVantage, your home charging setup is covered too.

🏠 Home Charger Coverage — up to ₱10,000/year
🔌 Charging Cable Coverage — up to ₱5,000/year
⚡ Battery Protection — 0% depreciation up to 3 years
🌿 Green Driving Rewards — freebies for eco-conscious drivers

Because the EV life doesn't stop when you park.
Neither does your protection.

💬 Message us to learn more about Standard EVantage.

Terms and conditions apply. Subject to underwriting approval. Standard EVantage is underwritten by Standard Insurance Co., Inc.

Your banking is on your phone.Your calendar.Your health records.Your government IDs — digital copies, backed up, always ...
13/06/2026

Your banking is on your phone.
Your calendar.
Your health records.
Your government IDs — digital copies, backed up, always ready.

You've built a fully digital life — except for one thing.

Your car insurance policy is still sitting in an envelope somewhere. Or buried in an old email. Or worse, you're not sure where it is at all.

That doesn't match who you are.

Sign up for My Standard Online and bring your car insurance into the life you've already built.

Sign up here: https://bit.ly/4s05Cu4

This Independence Day, we honor not just our past but the lives we continue to build today! 😇May we keep choosing care, ...
12/06/2026

This Independence Day, we honor not just our past but the lives we continue to build today! 😇

May we keep choosing care, responsibility, and protection for the country we call home! 🇵🇭


Para sa mga nag-iisip na complicated ang LTO registration, ngayon hindi na po.📌 Tatlong requirements lang ang kailangan ...
11/06/2026

Para sa mga nag-iisip na complicated ang LTO registration, ngayon hindi na po.

📌 Tatlong requirements lang ang kailangan mo:

Step 1: OR/CR — clear photocopy.
Yung Official Receipt at Certificate of Registration ng sasakyan mo. Photocopy lang, hindi kailangan ng original para sa step na ito.

Step 2: CTPL Insurance — COC + COV.
Ang Certificate of Cover (COC) ay makukuha mo sa insurance company mo. Kasama rin ang Certificate of Validation (COV) required by law, provided ng insurance company mo.

Wala pa? Message us, makukuha mo agad.
At ito ang CTPL rates para sa reference mo:
🏍 Motorcycle / Tricycle — ₱300.40*
🚗 Private Sedan / SUV — ₱610.40*
🚚 Light / Medium Trucks — ₱660.40*
🚛 Heavy Trucks — ₱1,250.40*

*Rates may vary. 1-year renewal only.

Step 3: MVIC Certificate.
Pumunta sa accredited Motor Vehicle Inspection Center para ma-inspect ang sasakyan mo. I-check kung roadworthy pa.

Step 4: Pumunta na sa LTO Car Registration Office

Done na. Ganoon lang kasimple ang LTO registration mo.

Subject to LTO guidelines and Insurance Commission-approved rates.

What's your flood story?
11/06/2026

What's your flood story?

Address

G/F Street Nicholas Bldg. T. A. Fornier St.
San Jose
5700

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

09175396549

Website

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