02/09/2026
Wading is continuing to drive through floodwater instead of stopping until you reach dry ground. This can be treated as a driver's decision, not just an act of nature.
That's why your judgment matters, every single time.
But here's what you should know: when something does happen, you're not left figuring out the next step alone.
We're with you from reporting the incident to the claims process itself. For Acts of Nature claims, report the incident within 7 days.
Message us to see how it works about comprehensive car insurance.