23/09/2024
Hindi porket mura o may insurance at retirement plan ka na, ay pwede na. ๐ค
Ang tanong sapat ba ang insurance coverage mo para sa pamilya mo?
๐กThe ideal insurance coverage formula is...
your monthly income x 120 mons (10 yrs)
Sample: 20K x 120 = P2,400,000
120 months is 10 yrs duration, enough time para makapagtransition ung loved ones from financial loss.. kasama na sa lifestyle na naprovide mo sa family. para makasurvive sila, makapagpatuloy ng business, or makapagtuloy ng pag aaral ung kids/future kids.. dun mo mapapadama sa kanila na even you are taken out of the picture, you are still providing for their needs, secured sila financially.
Ang tanong sapat ba ang Retirement fund mo para sa sarili mo?
Here's to explain a Retirement Fund in a Pancit Canton way ๐
Let's say an instant Pancit Canton is โฑ๐ฎ๐ฑ.๐ฌ๐ฌ by the time you RETIRE.
โฑ๐ฎ๐ฑ.๐ฌ๐ฌ ๐
๐ฏ ๐บ๐ฒ๐ฎ๐น๐/๐ฑ๐ฎ๐ = โฑ๐ณ๐ฑ.๐ฌ๐ฌ
โฑ๐ณ๐ฑ.๐ฌ๐ฌ ๐
๐ฏ๐ฒ๐ฑ ๐ฑ๐ฎ๐๐ (๐ญ ๐๐ฒ๐ฎ๐ฟ) = โฑ๐ฎ๐ณ,๐ฏ๐ณ๐ฑ.๐ฌ๐ฌ
โฑ๐ฎ๐ณ,๐ฏ๐ณ๐ฑ.๐ฌ๐ฌ ๐
๐ฎ๐ฌ ๐๐ฒ๐ฎ๐ฟ๐ = โฑ๐ฑ๐ฐ๐ณ,๐ฑ๐ฌ๐ฌ.๐ฌ๐ฌ
Pancit Canton palang kalahating Milyon na! Kung may asawa ka, โฑ๐ญ,๐ฌ๐ฌ๐ฌ,๐ฌ๐ฌ๐ฌ.๐ฌ๐ฌ ๐ฃ๐๐ฆ๐ข๐ฆ ๐๐๐๐!
Samahan mo pa ng itlog! ๐ magkano kaya isang itlog in the future? Oops Wait lang, sample lang po yung pansit canton ha, bawal everyday e pansit canton ang kakainin mo! Health is Wealth
Pano pa kanin, gas, kuryente, pamasahe, others like groceries, check ups, mentainance, etc.
Why not stretch your earnings today habang bata at malakas ka pa? May mawawala ba when you start your savings plan now?
Retirement either the longest vacation or longest nightmare of you life?
Ung iba na maagang nag-iipon sa retirement fund nila, ages 50s or 60s. Kadalasan nauuna talaga ang pagkakaroon ng malubhang sakit bago mag-retire.
Dahil na rin sa lifestyle and environment dito sa Pilipinas. Ung dapat sanang pangretirement fund napupunta sa health fund, so why not magprepare ng atleast 3Million as Critical lllness Benefit/Health Fund.
Kung nacompute mo at kulang pa? You can avail multiple plans, walang rule na dapat isa lang insurance plan mo. Some insurance has pension fund.
Increase your life and health insurance coverage while you are still healthy & insurable. You'll never know when it's your last insurance policy.
As Financial Advisor, I help my clients achieve and protect their future goals by sharing with them the whole concept of Financial Planning.
Let me help you,
๐คต๐ปโโ๏ธ Erick Christian Caymo | Licensed Insurance Advisor