Broke No More

24/08/2025

Guys ito lang po ang legit na HMO (Health Maintenance Organization) company sa Pilipinas. Licensed sila sa Insurance Commission.
Kung wala sa list diyan di yan legit.
Kasi ang list na yan ay latest po yan as of AUGUST 11,2025.
Listed alphabetically. Number 16 po ang Kaiser.

source: Insurance Commission website.
https://www.insurance.gov.ph/health-maintenance-organizations/

https://www.insurance.gov.ph/

24/08/2025

May nagtanong, bakit ang tagal ng maturity pag kumuha ng Kaiser savings plan? To think na 7 years ka lang naman mag iipon pero sa 20th year pa ang maturity?

Imagine, sa SSS ilang taon ka ba nagbabayad para magkaroon ng pension at age 60? Minimum 10 years?

Sa Kaiser longterm care, 7 years mo lang pag-iipunan, 1M+ na makukuha mo after 20 years.

Sa Kaiser longterm care, may healthfunds ka na for your medical needs in your senior years.

Start saving for your longterm care now.

Sa panahon ngaun, lamang ang me protection.

24/08/2025

✅

23/08/2025

Wow! 💯

A big round of applause to our licensing passers 👏

Congratulations to all our licensing exam passers who took the exam today, August 23, 2025, at the King’s Court Financial Center! 🎉

With an impressive 100% success rate, your hard work, focus, and determination have truly paid off. You’ve shown that with dedication, success is always within reach. 🌟

This milestone is just the beginning—greater things are waiting ahead. Keep aiming higher! ✨

23/08/2025

"Alam mo ba na may regalo ngayon ang gobyerno para sa mga empleyado? 7,000 pesos healthcare subsidy!

Alam mo, nakaka-touch talaga yung ginawa ng gobyerno ngayon para sa mga empleyado—binigyan ng ₱7,000 healthcare subsidy. Hindi man sobrang laki, pero pagdating sa kalusugan, malaking bagay na ‘yan.

Naalala ko tuloy yung mga g**o, mga empleyado sa gobyerno… minsan kahit may sakit na, pumapasok pa rin dahil iniisip nila: “Sayang ang araw, sayang ang sahod.”

Pero this time, may option na tayo para hindi na mahirapan.
Kaya nga maraming ahensya ng gobyerno ang nagkaisa at pinili ang Kaiser Healthcare Shield—para siguradong may sandalan sa oras ng pangangailangan.

✔ May coverage hanggang ₱75,000 kada sakit
✔ Libre access sa major hospitals
✔ Kasama ang pre-existing at dreaded illnesses
✔ At may Family Assistance pa ❤️

Ang gobyerno nagbigay ng subsidy. Ikaw, pipili na lang kung paano mo ito gagawing blessing para sa kalusugan mo at ng pamilya mo. 🌱




Pwede kitang tulungan para maguide ng Tama.

22/08/2025

Grabe! Marami pa ang hindi nakikita ang halaga ng HMO kaya kailangan nating ma educate ang mga pilipino.... 🥺

SAAN AABOT ANG 7K MO KUNG CASH LANG? Kung may kilala ka na IMG Member, huwag kang mahihiyang magtanong para matuto para maliwanagan....

May Kaiser National Healthcare Shield naaaa, magsosolve sa 7k Medical budget ng Govt. employees.... Mura na at sulit pa ang benepisyo...

Feel free to message me 📩📩📩

21/08/2025

Financial Education is not just for the wealthy. It is for everyone ♥️

Kung gusto mong matuto about Money Matters. Join our Free Financial Coaching Webinar tonight, Wednesday 8PM.

Comment "access" para masend namin ang zoom link. See you there! 🤩

21/08/2025

Put your spending habits on check.

21/08/2025

$100 a month invested from age 25 to 65 is $1,176,000. You do NOT have to retire broke.

And before you start arguing about the math: The S&P 500 has averaged 10–12% over the last 30 years. This is long-term investing, not get-rich-quick nonsense. But it works.

Investing isn't about timing the market. It's about time in the market.

Get out of debt. Save your emergency fund. Then invest 15% of your income. That's how everyday people become millionaires.

Stop looking for shortcuts. Start looking at your future. And invest every month, no matter what the headlines say.

21/08/2025

21/08/2025

📌

Preparation is the key💯

21/08/2025

🤔