Coach Jef

20/04/2021

Money ensures that you can eat, have a roof over your head, pay your cell phone bill and treat yourself to something nice once in a while. It makes life easier. So it’s important to find a balance between making money, and creating a life for yourself, filled with happiness.

18/04/2021

18/04/2021

I ONLY WANTED TO SECURE MY FAMILY....
(kwento ng magkumpare)

J: pare, tutal kanina pa tayo nag uusap about duon sa nangyari kay Mira na nadamay sa car accident, matanong kita, bakit ka ba naglalagay ng lock sa pinto ng bahay mo?

A: Anong klaseng tanong yan pare? Tinatanong pa ba yan? Syempre, unang una ayoko manakawan, sayang naman yung pinaghirapan ko para sa family ko, saka pinakamahalaga sa lahat,para safe and secured kami every night pag tulog kami diba?
Teka bro, ano naman ang kinalaman ng susi na yan sa nangyari kay Mira?

J: Ganito kasi bro, ikaw na rin nagsabi na gusto mo sila(family) safe and secured diba at ayaw mo mawala sayo ang pinaghirapan mo, what if sabihin ko sayo bro na mas malaki ang maaring manakaw sayo pag hindi mo din isecure mismo ang income mo at mga mahal mo sa buhay? Unang una hindi natin alam kung kelan tayo magkakasakit, lalo't higit ayaw man natin mangyari pero darating yung panahon na mawawala din tayo, hindi natin alam kung kelan kung saan, kelan at papano, diba nag laki ng mananakaw satin? yung oras natin sa halip na pamilya ang aasikasuhin natin, mapupunta sa pag aalala kung ano pambayad ng bills, e di lalo ka magkakasakit kakaisip nyan...gaya ng nangyari kay Mira pare, wala namang may gusto mangyari yun pero ayun na nga. Buti napaghandaan ng family nila pare, meron na sila financial security kahit papano, masakit man yung nangyari pero nabawasan na yung burden kasi hindi na nila kailangan danasin yung hirap financially, kahit sabihin natin na sya yung inaasahan sa pamilya nila pero naipagpapatuloy pa rin nila yung same lifestyle na meron sila, at malaking pasalamat ko na din na share ko sa kanya ito dati pa at nagtiwala sya sakin na na I can help her secure her finances...

A: (nag isip isip)... Pare, alam mo ang dami ko natutunan sayo ngayon..

J: Salamat kung ganun pare, dati ko na kasi binabanggit sayo ito kaya lang inuuna mo yung pagtatalpak e...sabi mo kasi yun ang priority mo, sabi mo pa talpak is lfe pare.. e ngayon family mo naman pala talaga...

( Nagtawanan ang dalawa......)

A: E pasensya ka na pare ngayon ko lang unti unting narerealize ....Eto na yung 3k ko pare umpisahan ko na mag save buwan buwan, hindi na ko tatalpak araw araw, twice a month nalang..

J: Akin na nga yung ID mo pare, kanina ka pa e....

A: Salamat pare, huling tanong na lang pare, si Queenie yung inaanak mo,yung bunso ko, balak maging piloto e, gusto ko sana after 10 years makaipon na ako ng 3 Million kaya lang di pa ko nakakapagumpisa mag ipon, baka matulungan mo din ako...

J: Sige pare, order lang ako ng kape kailangan natin pag usapan yan...
...at umuwing masaya ang magkumpare...

22/03/2021

VUL pa more, change oil no more..✌☝😁

15/03/2021

We can't deny the fact na;

Most of the people today ay binibigyan ng priority ang pag accumulate ng wealth ( acquire new lot or house and lot, purchase a brand new car, ipon for travels, simply have a huge bank savings, planning to enter a new stage of their lives, or acquiring other material things), truly deserved naman talaga yung investments na yun for the long years of hard work to provide for the family and their loved ones para magkaroon ng comfortable na buhay at lifestyle..

But most of them also , maybe pa hindi aware of having their income being protected..YES, income protection..For me, it is not an option but a necessity...

I am sure meron kang kakilala or kilala who went from an UNFORTUNATE life event which prompted them to sell their properties, their cars, their house para lang may maipambayad sa expenses dahil diagnosed ang isa sa family members ng malalang sakit, or need to pay for the recovery from an accident or worst is loss of a loved one..

Of course we do not want it to happen to us and to our loved ones, but the risk is always present , let others experience serve as a lesson for us to have a better understanding and full awareness of having ourselves being financially protected in case of UNFORTUNATE events..

When you PROTECT your INCOME,you are also protecting your loved ones from the burden of having financial suffering..

As I would always say, we should aim for FINANCIAL FREEDOM, to live life fully..

Want to know more about income protection? let's have meaningful conversations...

( Photo Courtesy: Salt at Shoal Bay)