Alfred Ricafrente - AIA Life Planner & MediCard Officer

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Alfred Ricafrente - AIA Life Planner & MediCard Officer AIA | MediCard
Life, Health and Medical Insurance Advisor
👇 email for inquiries
📧 [email protected] Let's connect and build a secure future together.

Your dedicated partner in securing health and wealth for your family and your business. As both an AIA Life Planner and a MediCard Account Officer, I provide complete protection under one roof. My Services:

For Individuals & Families: Life Insurance, Financial Planning, Savings & Investments, and Personal HMO Plans. For SMEs & Corporations: Group Life Insurance, Business Continuity Solutions, and Corporate Healthcare (HMO) Packages. Protecting your life's work, both at home and in the office.

Did you know that MediCard is also under the AIA Group?
24/09/2026

Did you know that MediCard is also under the AIA Group?

Kung business owner ka, you are not covered by any corporate health plan. That's why it's so important to build one for ...
22/09/2026

Kung business owner ka, you are not covered by any corporate health plan. That's why it's so important to build one for yourself.

At the end of the day, you've worked hard to build your business. Pero isang hospitalization lang, pwedeng maapektuhan lahat ng pinaghirapan mo. Aabot ng hundreds of thousands or even millions ang hospital bills.

Where will you get that money kung wala pa siya sa bank account mo?

Yes, credit cards can help kung may 1M credit limit ka. But would you rather use your credit card and pay huge debts later, or magbayad ka ng small installment now para you get an instant health emergency fund? The value and benefits you will be getting are so much bigger than what you will be paying.

Don't let a health emergency become a financial disaster.

Sino na napadaan sa One Ayala? 💙Iniinvite ka na ma-insured oh. Message nyo lang ako kaps. Baka malate lang ng response a...
03/09/2026

Sino na napadaan sa One Ayala? 💙

Iniinvite ka na ma-insured oh. Message nyo lang ako kaps. Baka malate lang ng response ah, dami nyo nag iinquire 😅

01/09/2026

Need yata ng mga trentahin nito 😅

31/08/2026

Paano kung mas knowledgeable tayo about cancer?

Join us at this rare opportunity:

👨‍⚕️ Dr. Ang Peng Tiam
Medical Director & Senior Consultant, Medical Oncology
Parkway Cancer Centre, Singapore

📅 September 4, 2026 | Friday
🕗 01:30 PM – 05:00 PM
📍 AIA Cubao

📅 September 5, 2026 | Saturday
🕗 7:30 AM – 11:00 AM
📍 Dear Joe Coffee & Juice, Antipolo

📩 Message me to reserve your slot

Alam niyo ba kung sino ang doktor na tumulong sa cancer treatment ni Doc Willie Ong?Si Dr. Ang Peng Tiam, isang internat...
30/08/2026

Alam niyo ba kung sino ang doktor na tumulong sa cancer treatment ni Doc Willie Ong?

Si Dr. Ang Peng Tiam, isang internationally recognized medical oncologist from Singapore.

Many Filipinos followed Doc Willie Ong’s cancer journey in 2024. He was diagnosed with sarcoma and eventually went to Singapore for treatment under Dr. Ang Peng Tiam. In one of his updates, Doc Willie shared that his cancer had significantly shrunk after treatment.

And now, Dr. Ang Peng Tiam is flying in from Singapore to Antipolo to personally share his knowledge about cancer.

🎗️ LIVE BETTER FORUM: PREMIUM HEALTH ACCESS

This is not just about cancer treatment.
It’s about understanding where cancer care is today.

👉 What can we actually do to prevent or reduce our risk of cancer?
👉 How important is early detection?
👉 What happens when cancer is already detected?
👉 What are the newer treatment options and technologies available today?
👉 And how different is cancer treatment now compared to what many of us grew up knowing?

Because for many Filipino families, cancer is not just a medical problem.
It's a financial problem. It's a family problem. It's an emotional problem.
And sometimes, we only start asking questions when someone we love is already diagnosed.

Maybe it's better to learn about cancer before we need to.
That's why I'm inviting everyone who are interested in cancer awareness, prevention, early detection, and the latest developments in cancer treatment to join us.

👨‍⚕️ Featuring Dr. Ang Peng Tiam
Medical Director & Senior Consultant, Medical Oncology
Parkway Cancer Centre, Singapore
📅 September 5, 2026 — Saturday
🕗 8:00 AM – 11:00 AM
📍 Dear Joe, Upper Antipolo Area

A rare opportunity to hear directly from the oncologist who treated Doc Willie Ong—right here in Antipolo.

If you've ever wondered “Ano na ba talaga ang kaya ng modern medicine pagdating sa cancer?”

This forum might be worth your Saturday morning.
📩 Message me if you'd like to reserve a seat. Limited slots only.

Hot take: Hindi porke't single ka, hindi mo kailangan ng insurance.Pero hindi rin ibig sabihin na kailangan mo agad kumu...
29/08/2026

Hot take: Hindi porke't single ka, hindi mo kailangan ng insurance.
Pero hindi rin ibig sabihin na kailangan mo agad kumuha.

Kasi ang insurance, hindi naman dapat kinukuha dahil lang sa status mo—single, married, may anak, walang anak.
Dapat may purpose.

Kung single ka at wala kang dependent, valid naman na hindi death benefit ang priority mo.

Baka mas importante sa’yo ngayon ang emergency fund.
Baka may goals ka na gustong pag-ipunan.
Baka gusto mong mag-invest.
Baka kailangan mo munang ayusin yung cash flow mo.

Pero kung OFW ka, Virtual Assistant, freelancer, or self-employed, may ibang risk na kailangan mong pag-isipan.

What happens if you suddenly can't work?
Hindi dahil namatay ka.
Dahil nagkasakit ka. Naospital. Nagkaroon ng critical illness. O kailangan mong magpahinga nang matagal.
Tuloy pa rin ang bills kahit wala kang income.
And that's where insurance can become part of the conversation.

Kaya para sa akin, hindi dapat:
“Single ako. Kailangan ko ba ng insurance?”

Mas magandang itanong:
“Ano ang financial risk na hindi ko kayang i-handle gamit ang savings ko?”

Kasi baka hindi mo kailangan ng insurance right now.
Pero baka kailangan mo rin.
Ang importante, alam mo kung bakit ka kumukuha—at kung ano talaga ang pinoprotektahan mo.

Hindi lahat ng single kailangan ng parehong insurance.
At hindi lahat ng may insurance, tama na agad ang coverage nila.

So before you ask, “Kailangan ko ba ng insurance?”

Ask yourself first:
“Kung mawala muna ang income ko, kaya ko ba?”
That's a much better place to start.

Had the chance to meet AIA's brand ambassador, Kathryn Bernardo, in person sa taping ng closely followed series na Someo...
28/08/2026

Had the chance to meet AIA's brand ambassador, Kathryn Bernardo, in person sa taping ng closely followed series na Someone Someday and had a small talk about her mom and Philamlife, which was AIA before. Grabe, ang bait nya kausap ❤️

“May insurance na ako.”Ito yung isa sa pinaka-common na sagot na naririnig ko kapag nag-a-approach ako ng potential clie...
27/08/2026

“May insurance na ako.”

Ito yung isa sa pinaka-common na sagot na naririnig ko kapag nag-a-approach ako ng potential clients.

Pero ang tanong: Alin sa apat ang meron ka?

✅ Life Insurance
✅ Health / Critical Illness
✅ Medical / Hospitalization
✅ Retirement / Investment

Baka may insurance ka nga… pero death benefit lang ang meron ka, habang living benefits naman ang kailangan mo habang buhay ka.

Hindi naman kasi one-size-fits-all ang insurance. You can’t expect one plan to do everything.

May kanya-kanyang purpose ang bawat plan.
Ang importante, alam mo kung ano ang meron ka, ano ang wala, at ano ang kailangan mong idagdag.

Hindi tanong kung “may insurance ka ba?”
Mas magandang tanong: “Sapat ba ang insurance mo para sa mga risks na gusto mong protektahan?”

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