15/03/2019
Overheard
Dental Assistant: Nagsara daw un rural bank sa Bulacan. May 3M si Doktora (a UST Doctor) dun.
Insured po ang pera ni Doktora na maximum of Php500,000. Meaning hanggang dun lang. Pero kung kelan makukuha ni doctora ang 2.5Million, hindi po natin masasagot sapagkat di na sya covered ng insurance ng PDIC.
Tip lang po.
Kung sobrang laki ng pera nyo na umabot ng 3 Million, sana dineposit nyo po sa 6 banks. You should have diversified your savings. So that by the time this banckruptcy happened, you are assured (sa tagalog SIGURADO) na makukuha mo un pera mo sa bank. Don't exceed your savings more than the alloted 500,000 deposit insurance.
I'm a PRULIfe Financial Advisor.
Thus, I am expected to be financially knowledgeable.
Any financial questions are highly welcome.