Maria Papa - Filipino Mortgage Broker

Maria Papa - Filipino Mortgage Broker Home loans
Properties
Finance

31/07/2023

Join our Senior Finance Broker, and our licensed real estate broker partner, and the Managing Partner of AskMe: The Property Specialist Group, as they discuss the sizes of the condominium units available at Arca South. Find out which of these properties is the best option for you and your family - whether as a family home or an investment property.

There are several factors that can affect the market value of a property.  These are the location, size, condition, and ...
28/07/2023

There are several factors that can affect the market value of a property. These are the location, size, condition, and recent sales of comparable properties in the area. The market value of a property can be determined by a professional appraiser or by looking at recent sales data of similar properties in the same location.

Ready to live your best life in the vibrant city of Taguig? Introducing Arca South, the ultimate destination for a balan...
26/07/2023

Ready to live your best life in the vibrant city of Taguig? Introducing Arca South, the ultimate destination for a balanced, healthy, and synchronized lifestyle! With lush green spaces, innovative workspaces, diverse lifestyle destinations, and prime accessibility, Arca South is where your dreams of a fun and exciting life become a reality. Come and explore the possibilities of Arca South today!

12/07/2023

Arca South, the City In Sync.

Join our Senior Finance Broker, and our licensed real estate broker partner, and the Managing Partner of AskMe: The Property Specialist Group, as they welcome you to Arca South and give you exclusive insights about this developing masterplan of Ayala Land in Taguig.

Discover this vibrant and dynamic community nestled in the heart of Taguig City, offering a seamless fusion of residential, commercial, and recreational spaces. Join us as we embark on a journey through Arca South, a visionary development by Ayala Land that redefines urban living. Explore the possibilities and experience the essence of a truly integrated and sustainable lifestyle.

Lenders typically prefer to see genuine savings as it signifies that the borrower has demonstrated financial responsibil...
25/06/2023

Lenders typically prefer to see genuine savings as it signifies that the borrower has demonstrated financial responsibility and has the capacity to save money. It also indicates that the borrower has invested their own funds into the property, which can reduce the lender's risk. Examples of genuine savings can include savings held in a bank account, term deposits, shares, or managed funds accumulated over time. Having genuine savings can enhance a borrower's eligibility for a home loan and may result in more favorable loan terms, such as a lower interest rate or reduced fees. It's important to note that the specific requirements for genuine savings may vary among lenders, so it's advisable to consult with a lender or mortgage broker to understand their specific guidelines.

The process of pre-approval involves a thorough assessment of the borrower's financial information, such as income, cred...
22/06/2023

The process of pre-approval involves a thorough assessment of the borrower's financial information, such as income, credit history, and assets, to evaluate their ability to qualify for a loan. During the pre-approval process, the borrower provides the necessary documentation to the lender, who then reviews their financial profile. Based on this evaluation, the lender determines the maximum loan amount they are willing to lend to the borrower. The pre-approval is usually valid for a specific period, such as 90 days.

The process of pre-approval involves a thorough assessment of the borrower's financial information, such as income, cred...
19/06/2023

The process of pre-approval involves a thorough assessment of the borrower's financial information, such as income, credit history, and assets, to evaluate their ability to qualify for a loan. During the pre-approval process, the borrower provides the necessary documentation to the lender, who then reviews their financial profile. Based on this evaluation, the lender determines the maximum loan amount they are willing to lend to the borrower. The pre-approval is usually valid for a specific period, such as 90 days.

Happy Father's Day, to all the super dads! May your day be filled with love, laughter, and the knowledge that you are de...
18/06/2023

Happy Father's Day, to all the super dads! May your day be filled with love, laughter, and the knowledge that you are deeply loved and appreciated.

Calculating your borrowing capacity is vital in determining the maximum loan amount you can secure. There are various me...
18/06/2023

Calculating your borrowing capacity is vital in determining the maximum loan amount you can secure. There are various methods to estimate this capacity. Here are the different calculation methods that will equip you with the knowledge to enhance your chances of loan approval and secure favorable interest rates.

Understanding your borrowing capacity is crucial as it determines the maximum amount a lender is willing to lend you. Se...
16/06/2023

Understanding your borrowing capacity is crucial as it determines the maximum amount a lender is willing to lend you. Several factors influence this capacity, and by learning about these, you can take proactive steps to improve your chances of loan approval, get favorable interest rates, and finally purchase your dream home.

Lenders evaluate serviceability to determine if a borrower has sufficient income and cash flow to meet their loan repaym...
14/06/2023

Lenders evaluate serviceability to determine if a borrower has sufficient income and cash flow to meet their loan repayment obligations without experiencing financial hardship. When assessing serviceability, lenders typically consider factors such as the borrower's income stability, employment status, credit history, debt-to-income ratio, and living expenses. They aim to ensure that the borrower can afford the loan repayments based on their financial situation.

Saving up for a deposit to buy your dream home may seem like a daunting task, but fear not! With the right plan and a di...
10/06/2023

Saving up for a deposit to buy your dream home may seem like a daunting task, but fear not! With the right plan and a disciplined approach, you can make it happen. Let's dive into some savvy strategies that will help you save for a deposit on your dream home.

Address

Unit 9J, One Orchard Road Tower 1, Eastwood
Quezon City
1112

Opening Hours

Monday 7am - 4pm
Tuesday 7am - 4pm
Wednesday 7am - 4pm
Thursday 7am - 4pm
Friday 7am - 4pm

Telephone

+61430144008

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