Kiel Segunial- Insurance Advisor/ Health Benefit Consultant

Kiel Segunial- Insurance Advisor/ Health Benefit Consultant Helping Filipinos to enjoy life at Every stage.

Comfort feels safe, but growth happens when we choose courage over convenience. Your future is built by the decisions yo...
25/05/2026

Comfort feels safe, but growth happens when we choose courage over convenience. Your future is built by the decisions you make today.✨

Here’s a hard truth: An HMO covers the hospital. But who covers you? 🏠💸Major illnesses like cancer or stroke often mean ...
20/05/2026

Here’s a hard truth: An HMO covers the hospital. But who covers you? 🏠💸
Major illnesses like cancer or stroke often mean taking time off work. While your HMO pays the doctors, a Critical Illness Plan gives you a lump sum of cash to use however you need—bills, recovery or even specialized treatment. It’s the bridge between surviving and thriving.

The person you’re becoming is worth the challenges you’re facing today. Keep growing. Your breakthrough is coming.✨
18/05/2026

The person you’re becoming is worth the challenges you’re facing today. Keep growing. Your breakthrough is coming.✨

Your HMO is your best friend for preventive care. 🏥 Most people wait until they’re sick to use it, but the real power is...
13/05/2026

Your HMO is your best friend for preventive care. 🏥 Most people wait until they’re sick to use it, but the real power is in the Annual Physical Exam (APE).
• Pro-Tip: Use your HMO for regular screenings. Catching things early isn't just better for your health—it’s easier on your peace of mind. Check today!

Ever feel like insurance is a different language? 🤯 Let’s simplify. Think of your HMO as your everyday safety net—it’s f...
11/05/2026

Ever feel like insurance is a different language? 🤯 Let’s simplify. Think of your HMO as your everyday safety net—it’s for the check-ups, the lab tests, and the "I don't feel so well" days.

But what happens when life throws a curveball that’s bigger than a fever? That’s where Critical Illness insurance steps in. This week, we’re breaking down how these two work together to protect your health and your wallet. Stay tuned!


Some seasons will stretch you, challenge you, and make you question yourself. But that discomfort? It’s a sign that you’...
11/05/2026

Some seasons will stretch you, challenge you, and make you question yourself. But that discomfort? It’s a sign that you’re evolving into someone stronger, wiser, and more capable. Be excited for growth!✨

Your life shifts the moment you choose to take ownership. No more waiting. No more excuses. Just action.✨
04/05/2026

Your life shifts the moment you choose to take ownership. No more waiting. No more excuses. Just action.✨

The days will pass either way. What matters is the decision you make today because your future is built on the actions y...
27/04/2026

The days will pass either way. What matters is the decision you make today because your future is built on the actions you choose now. ✨

Sunfit & wellBenefits:Prevention - Free Go Well for 1 yearDiagnosis - Classified into Minor and Major Critical Illness (...
22/04/2026

Sunfit & well

Benefits:

Prevention - Free Go Well for 1 year

Diagnosis - Classified into Minor and Major Critical Illness (covers 114 critical Illnesses)
*Minor Illness
1st claim - 20% of face amount (Php 500k)
2nd claim - 20% of face amount (Php 500k)
3rd claim - 10% of face amount (Php 500k)
*Major Illness
50% of the remaining face amount after minor claims or 100% of face amount if major illness comes first

Treatment - Daily Hospitalization Benefits
* 0.125% of Face amount

Recovery - Home Recovery Benefit
*50% of Daily Hospitalization Benefit x number of days

- Palliative Care
* 10% of Face amount + 50% of Face amount if Specific Cancer Booster

with Cash dividends and special paid up bonus from Sun Life.

PROTECT YOUR FAMILY FROM FINANCIAL STRESSHealth issues are already stressful.Don’t let money make it worse.The goal is s...
20/04/2026

PROTECT YOUR FAMILY
FROM FINANCIAL STRESS

Health issues are already stressful.

Don’t let money make it worse.

The goal is simple:
Your family focuses on your recovery —
not on hospital bills.

Your limits aren’t real, they’re just decisions you haven’t challenged yet. Step up, take the risk, and rewrite your sto...
20/04/2026

Your limits aren’t real, they’re just decisions you haven’t challenged yet. Step up, take the risk, and rewrite your story.✨

Address

2/F One Banawe Complex, Banawe QC
Quezon City

Telephone

+639175014806

Website

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