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The Clever Gen Ph Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from The Clever Gen Ph, Insurance Agent, Quezon City.

👊🏻𝘽𝙀𝘼𝙏 𝙏𝙃𝙀 𝙄𝙉𝙁𝙇𝘼𝙏𝙄𝙊𝙉 ‼️Get your St. Peter Plan now before the Price Increase and get FREE Insurance for 5 to 10 years wo...
29/09/2022

👊🏻𝘽𝙀𝘼𝙏 𝙏𝙃𝙀 𝙄𝙉𝙁𝙇𝘼𝙏𝙄𝙊𝙉 ‼️

Get your St. Peter Plan now before the Price Increase and get FREE Insurance for 5 to 10 years worth your total contract price.

📲Message us for more information

👨‍👩‍👦FAMILY BUNDLE INSURANCE?😍YES, secured ang buong FAMILY at pasok sa budget mo!Mas masaya kung insured buong pamilya ...
29/09/2022

👨‍👩‍👦FAMILY BUNDLE INSURANCE?😍

YES, secured ang buong FAMILY at pasok sa budget mo!
Mas masaya kung insured buong pamilya at buong angkan.

Papa, 30 y/o, Non-smoker
Mama, 30 y/o, Non-smoker
Baby, 0-5 y/o, Female

You may also UPGRADE this plan to 5 in 1 benefit
📍Life Insurance
📍Accidental Death Benefit
📍Critical illness Benefit
📍Hospital Income Benefit
📍Investment

Price may vary depending on AGE, GENDER, OCCUPATION, HEALTH STATUS & SMOKING HABITS.

Message us today!🙂
Secure your future and financial goals!

We will guide you towards the brighter future! ☀️
GET A FREE QUOTE NOW!

Retirement 1. one day you will retire. You won't be going to work. You won’t have office power any more. No influence or...
26/05/2022

Retirement

1. one day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce.! Check retirement date on your payslip.

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely do do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother Naija will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills ( not useless paper certificates) Etc

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4 They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty "and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

ctto

🌞3 in 1 Plan with Sunlife🌞Get an affordable plan where you have BOTH Insurance and Savings/Investment for as low 799 per...
23/05/2022

🌞3 in 1 Plan with Sunlife🌞
Get an affordable plan where you have BOTH Insurance and Savings/Investment for as low 799 per month! 🙂

You can upgrade this plan to have 5 in 1 benefits
✔️ Life Insurance
✔️ Accidental Death Benefit
✔️ Critical Illness Benefit
✔️Hospital income Benefit
✔️ Investment

Send us a message for a FREE quote and online consultation.

*Price may vary depending on age, occupation, health status, and smoking habits. Message us to know the best plan for you and your budget.

There is always a choice.
29/04/2022

There is always a choice.

Never let go.
29/04/2022

Never let go.

It all started with a dream. Don't stop dreaming.
29/04/2022

It all started with a dream. Don't stop dreaming.


Mahal ang Life InsuranceMahal ang Heath InsuranceMas Mahal magsakit 😭Wala budget sa Life and Health Insurance? Hindi pri...
10/04/2022

Mahal ang Life Insurance
Mahal ang Heath Insurance
Mas Mahal magsakit 😭

Wala budget sa Life and Health Insurance? Hindi priority?

Sana my budget ka para sa mga sakit na ito soon 🤔

Source: https://doh.gov.ph/

⚠️6 days after the clients policy was APPROVED: FATAL CAR ACCIDENT. ⚠️💣Life is like a TIME BOMB. Boom! ⚰️We will never k...
02/04/2022

⚠️6 days after the clients policy was APPROVED: FATAL CAR ACCIDENT. ⚠️

💣Life is like a TIME BOMB.
Boom! ⚰️
We will never know when will it explodes.
No body knows how, when and why!

*I'm sharing this story with permission from my client's family.

Today, I delivered the insurance proceeds for one of my clients I met last year.

🙏🏻He was a beautiful soul, a lad in his early twenties but with wisdom beyond years.

He had everything planned out:
an IT career his very passionate about,
a homebody lifestyle, 💻
a financial plan to help him achieve financial goals faster, 💰
and to address his risks, 💡
including the possibilty of getting critically ill when he gets old. 💊

📝But as fate would have it,
six days after his policy was approved, he got into a fatal car accident. I almost couldn't believe my ears when I heard it. 🚧🚘

CTO: Sel Miralles

📲Send me a message for Financial Planning

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