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Brighter Life with Neva

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Brighter Life with Neva

If you need a financial advisor, look for someone with the heart of a teacher. A someone who wants you to learn and to be financial literate.

Someone who will help you for a better and secured future.

04/07/2024

Invest in your Health, because it’s worth it! 👌🏻

Times like these, it is essential to be financially protected from any critical illness, that’s why I’m bringing you
𝗦𝘂𝗻 𝗙𝗶𝘁 𝗮𝗻𝗱 𝗪𝗲𝗹𝗹 𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 — your comprehensive Health Insurance Plan.☀️

✅ Special Access to Wellness
✅ Comprehensive Critical Illness Benefit
✅ Hospitalization Benefit
✅ Home Recovery Benefit
✅ Life Insurance Coverage
✅ Guaranteed Cash Benefits and Dividends
✅ Limited Paying Period (Guaranteed 10, 15 or 20 years payment)

If you haven’t talked to a financial advisor, feel free to message me. Let me help you! 🤗

03/06/2024

FACT: Kapag kumuha ka ng life insurance nang nasa 20's ka palang, parang bumili ka ng condo na pre-selling.

Much cheaper ang premium, kaya afford mo ang higher coverage. 🥰

07/02/2024

𝐁𝐑𝐄𝐀𝐒𝐓 𝐂𝐀𝐍𝐂𝐄𝐑 𝐒𝐓𝐀𝐆𝐄 𝟑

Female
34 Years Old
Recruitment Officer

“𝙏𝙝𝙖𝙩 𝙩𝙞𝙢𝙚 𝙝𝙞𝙣𝙙𝙞 𝙖𝙠𝙤 𝙣𝙖𝙣𝙞𝙣𝙞𝙬𝙖𝙡𝙖 𝙨𝙖 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚, 𝙝𝙚𝙖𝙡𝙩𝙝𝙮 𝙣𝙖𝙢𝙖𝙣 𝙖𝙠𝙤 𝙥𝙚𝙧𝙤 𝙨𝙞𝙜𝙚 𝙆𝙐𝙆𝙐𝙃𝘼 𝘼𝙆𝙊..”

These were her words 2 years ago.

Then it happened.

Today, I still can’t believe that I have delivered to my client her 1,000,000 (1M) Critical Illness Benefit (CIB) Claim.
Tumulo na lang ang luha nya nung malaman nyang APPROVED na ang claim nya.

“𝙉𝙖𝙪𝙗𝙤𝙨 𝙖𝙣𝙜 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 𝙣𝙖𝙢𝙞𝙣,
𝙉𝙖𝙥𝙖𝙠𝙖𝙡𝙖𝙠𝙞𝙣𝙜 𝙩𝙪𝙡𝙤𝙣𝙜 𝙣𝙞𝙩𝙤.
𝙏𝙤𝙩𝙤𝙤 𝙥𝙖𝙡𝙖 𝙨𝙮𝙖. 𝙈𝙖𝙧𝙖𝙢𝙞𝙣𝙜 𝙨𝙖𝙡𝙖𝙢𝙖𝙩!”

CTTO: Salute to you Ms. Kriszel Bauan

17/08/2023

𝐈𝐟 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐬𝐚𝐯𝐞 𝐦𝐨𝐫𝐞 𝐨𝐫 𝐠𝐞𝐭 𝐚𝐧 𝐚𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐥𝐚𝐧, 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐭𝐨 𝐛𝐞 𝐲𝐨𝐮𝐧𝐠𝐞𝐫 𝐚𝐧𝐝 𝐡𝐞𝐚𝐥𝐭𝐡𝐢𝐞𝐫. 𝐘𝐨𝐮 𝐚𝐥𝐬𝐨 𝐧𝐞𝐞𝐝 𝐭𝐨 𝐛𝐮𝐧𝐝𝐥𝐞 𝐮𝐩 𝐬𝐨𝐦𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐩𝐨𝐥𝐢𝐜𝐢𝐞𝐬 𝐭𝐨 𝐠𝐞𝐭 𝐭𝐡𝐞 𝐦𝐨𝐬𝐭 𝐨𝐮𝐭 𝐨𝐟 𝐢𝐭.

𝙸𝚏 𝚢𝚘𝚞 𝚗𝚎𝚎𝚍 𝚑𝚎𝚕𝚙 𝚒𝚗 𝚐𝚎𝚝𝚝𝚒𝚗𝚐 𝚒𝚗𝚜𝚞𝚛𝚊𝚗𝚌𝚎 𝚝𝚑𝚊𝚝 𝚏𝚒𝚝𝚜 𝚢𝚘𝚞𝚛 𝚗𝚎𝚎𝚍 𝚊𝚗𝚍 𝚋𝚞𝚍𝚐𝚎𝚝, 𝚝𝚊𝚕𝚔 𝚝𝚘 𝚖𝚎. 𝚂𝚎𝚗𝚍 𝚖𝚎 𝚊 𝚖𝚎𝚜𝚜𝚊𝚐𝚎 𝚏𝚘𝚛 𝚊 𝚏𝚛𝚎𝚎 𝚌𝚘𝚗𝚜𝚞𝚕𝚝𝚊𝚝𝚒𝚘𝚗.

𝙷𝚊𝚟𝚎 𝚊 𝚜𝚞𝚌𝚌𝚎𝚜𝚜𝚏𝚞𝚕 𝚍𝚊𝚢 𝚝𝚘𝚍𝚊𝚢!

𝙵𝚘𝚛 𝚖𝚘𝚛𝚎 𝚝𝚒𝚙𝚜 𝚕𝚒𝚔𝚎 𝚝𝚑𝚒𝚜, 𝚏𝚘𝚕𝚕𝚘𝚠 𝚞𝚜:
𝙵𝚊𝚌𝚎𝚋𝚘𝚘𝚔: Brighter Life with Neva
𝙸𝚗𝚜𝚝𝚊𝚐𝚛𝚊𝚖: https://instagram.com/brighterlifewithneva?igshid=NTc4MTIwNjQ2YQ==

06/06/2023

Get yourself a Plan that will serve as your safety net or back-up
Plan in case health emergencies come your way. End this year with a Sun Life Policy. 🫶🏻

Interested?

Message me.

Maria Joneva Carpio
Your lifetime Sun Life Financial Advisor

23/05/2023

𝟔 𝐝𝐚𝐲𝐬 𝐚𝐟𝐭𝐞𝐫 𝐭𝐡𝐞 𝐜𝐥𝐢𝐞𝐧𝐭𝐬 𝐩𝐨𝐥𝐢𝐜𝐲 𝐰𝐚𝐬 𝐀𝐏𝐏𝐑𝐎𝐕𝐄𝐃: 𝐅𝐀𝐓𝐀𝐋 𝐂𝐀𝐑 𝐀𝐂𝐂𝐈𝐃𝐄𝐍𝐓.

Life is like a TIME BOMB.
Boom!
We will never know when will it explodes.
Nobody knows how, when and why!

*I'm sharing this story with permission from my client's family.

Today, I delivered the insurance proceeds for one of my clients I met last year.

He was a beautiful soul, a lad in his early twenties but with wisdom beyond years.

He had everything planned out:
an IT career he's very passionate about, a homebody lifestyle,
a financial plan to help him achieve financial goals faster,
and to address his risks,
including the possibilty of getting critically ill when he gets old.

But as fate would have it,
six days after his policy was approved, he got into a fatal car accident. I almost couldn't believe my ears when I heard it.

Ctto: Sel Miralles

27/03/2023

Life is brighter under the sun🌞, SUNLIFE PH offers you a great opportunity. Apply now and be a part of our growing team! below are the details and information about how to apply to be a Financial Advisor.

“Don’t wait for the right opportunity: create it.” - George Bernard Shaw

come join us now, be a Sunlife Financial Advisor, and experience a life-changing career!

12/03/2023

“𝐇𝐈𝐍𝐃𝐈 𝐊𝐎 𝐏𝐀 𝐊𝐀𝐘𝐀 𝐊𝐔𝐌𝐔𝐇𝐀 𝐍𝐆 𝐋𝐈𝐅𝐄 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄, 𝐌𝐀𝐋𝐈𝐈𝐓 𝐋𝐀𝐍𝐆 𝐒𝐖𝐄𝐋𝐃𝐎 𝐊𝐎 𝐄𝐇.”

Personally, I believe this. Kapag maliit talaga sahod mo, hindi naman talaga insurance ang priority mo. Mostly ang priority mo ay maka-survive sa sahod na meron ka.

But why do people say this immediately? Kasi most people assume na mahal ang insurance.

The thing is, it’s not expensive. Sa totoo lang. Your life insurance can be customized based on your needs and can be adjusted based on your budget.

Your trusted financial advisor can help you with that. They can help you compute how much benefits you need based on your current priorities, then you can move forward from there regarding your concerns on the amount. 🙂

Depende lang talaga yan kung saan mo ilalagay ang pera mo. That's how you will know what's important to you.

10/03/2023

Today’s Reminder

08/03/2023

Women, may you always dream of big things and come up of high aspirations.

Happy International Women's Day! ✨💖

06/03/2023

𝐓𝐇𝐄 𝐒𝐓𝐎𝐑𝐘 𝐎𝐅 𝐀 𝐒𝐔𝐍 𝐒𝐌𝐀𝐑𝐓 𝐄𝐋𝐈𝐓𝐄 𝐁𝐀𝐁𝐘

Taong 1939, nagkaanak si Juan at Maria at pinangalanan nilang Marian. Mahal na mahal nila si Marian. Nagdecide ang magasawa na kuhanan din ang kanilang anak ng insurance. Lumapit sila sa kanilang Financial Advisor na si Heidi. Heidi offered them SUN SMART ELITE. Babayaran ito ng magasawa ng sampung taon. Anim Ina taon ang nakalipas, 1945, simula na makareceive ang magasawa ng GUARANTEED ENDOWMENT mula sa Insurance na kinuha nila para sa kanilang anak (40,000 every year, kada dalawang taon). Nagdecide ang magasawa na iwanan ang pera sa Company para kumita. Tuloy tuloy lang din ang pagbabayad ng magasawa hanggang matapos sila taong 1949. Pero ang GUARANTEED ENDOWMENT nila para sa kanilang anak ay tuloy tuloy lang.

𝐆𝐔𝐀𝐑𝐀𝐍𝐓𝐄𝐄𝐃 𝐄𝐍𝐃𝐎𝐖𝐌𝐄𝐍𝐓: (𝐞𝐯𝐞𝐫𝐲 𝐨𝐭𝐡𝐞𝐫 𝐲𝐞𝐚𝐫, 𝐡𝐚𝐛𝐚𝐦𝐛𝐮𝐡𝐚𝐲, 𝐡𝐚𝐧𝐠𝐠𝐚𝐧𝐠 𝐚𝐠𝐞 𝟏𝟎𝟎)

1945: 40,000
1947: 40,000
1949: 40,000
1951: 40,000
1953: 40,000
1955: 40,000

1955: 16 years old na si Marian. Ready na sya kunin ang kurso na gusto nya sa kolehiyo. At dahil inipon ng kanyang mga magulang ang perang nakukuha sa insurance nya every two years, meron syang pangtuition.

1957: 40,000
1959: 40,000
1961: 40,000
1963: 40,000
1965: 40,000

1965: Nagttrabaho na si Marian, pero naisip nya, mas gusto na lang nyang magnegosyo. At dahil inipon pa rin nila ang perang nakukuha sa insurance nya every two years, meron syang pangbusiness.

Fast forward, 65 years old na si Marian. Ready na sya magretire. May mga anak na rin syang namamahala sa business nya. At dahil inipon pa rin nila ang perang nakukuha sa insurance nya every two years, meron syang pangretirement.

Sa edad na 80 years old (2019), namayapa na si Marian pero masaya sya dahil alam nya na may maiiwan sya para sa mga anak nya na galing pa sa mga magulang nya. Yung insurance na kinuha nila para sa kanya ay nagkakahalagang 1,000,000. Malungkot pero alam ng mga anak nya na ang pagmamahal sa kanya ng mga magulang nya, umabot hanggang sa mga minamahal nilang apo.

Sino ka sa kwentong ito? Ikaw ba si Juan? o Maria?
Gusto mo bang maranasan ng anak mo ang naranasan ni Marian at ng mga anak nya?

𝐓𝐡𝐢𝐬 𝐜𝐚𝐧 𝐫𝐞𝐚𝐥𝐥𝐲 𝐡𝐚𝐩𝐩𝐞𝐧.
𝐋𝐞𝐭 𝐦𝐞 𝐢𝐧𝐭𝐫𝐨𝐝𝐮𝐜𝐞 𝐲𝐨𝐮 𝐭𝐨 𝐒𝐔𝐍 𝐒𝐌𝐀𝐑𝐓𝐄𝐑 𝐋𝐈𝐅𝐄 𝐄𝐋𝐈𝐓𝐄. 𝐌𝐞𝐬𝐬𝐚𝐠𝐞 𝐦𝐞 𝐧𝐨𝐰! 💛☀️🤗

27/02/2023

10 Visuals That Will Shape You ✨

ctto twitter /

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