25/09/2026
Why would we stop talking about financial literacy when this is the reality we keep confronting?
🇵🇭 The Philippines has been cited among the bottom 30 of 144 countries in financial literacy.
💰 Only 28.7% of Filipino households reported being able to save in Q4 2024.
📉 Among low-income households, that drops to only 16.7%.
📈 And for many families, expenses are growing almost as fast as income—leaving very little room for emergencies, savings, or investing.
These are not just statistics. These are realities we see around us every day.
This is exactly why we continue our Financial Independence Track (FIT) seminars.
Not to tell people how to become rich overnight. Not to sell a quick fix.
But to help people understand the basics: manage what you earn, prepare for emergencies, protect what you’ve built, save consistently, invest wisely, and plan for the future.
Financial literacy may not solve every financial problem.
But better financial decisions have to start somewhere.
And that’s why we keep doing FIT.
Today's FIT is at Capital Maritine. Happy to be doing with Seafarers. At the same time, courtesy call to Marina Regional Director.