16/07/2022
INSURANCE? SCAM LANG YAN! 🤷♀️
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That's my first reaction when a former classmate offered me one. Nakaka-gulat pa nga kasi we don't even talk. Ngitian lang but other than that, wala na then out of nowhere, halos 5 years na ang nakalipas, he would offer me insurance?
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Girl, I was 20-ish that time. Single. Smoker lol but that's not the issue. The issue is I'm strong, healthy, and still years away from death.
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But I was wrong. Akala ko, insurance is just about my loved ones getting money when I die.
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I never thought about it covering my expenses in case of a critical illness hits -- na siguro naman ngayon, alam na natin can hit anyone regardless of the age.
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"E may savings naman ako. Philhealth. And HMO."
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That's another belief I have. Di ko na naisip na ung savings ko is for another goal -- to travel, buy tons of makeup, or purchase a beer-filled refrigerator.
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When I get sick, that saving will be used to cover it and knowing na sobrang mahal magkasakit, I know it won't be enough. Philhealth won't be enough. HMO won't be enough.
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Now that I know the value of health insurance, I might not be able to dodge bullets. I may get sick, be in an accident, or well, 🧟♀️ but at least I'll have the peace of mind I need knowing na somehow, di na ako/kami magiisip kung saan pa kukuha ng pang-cover ng expenses -- hospital and non-hospital related.
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Last but not the least, di na kailangan galawin ung savings and that means extra fund for my little one.
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How about you? Do you have what it takes to survive the worst?
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If none, DM me to get started!