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Monday 12am - 11:59pm Tuesday 12am - 11:59pm Wednesday 12am - 11:59pm Thursday 12am - 11:59pm Friday 12am - 11:59pm Saturday 12am - 11:59pm Sunday 12am - 11:59pm

Ask Broker DAN

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Ask Broker DAN

Licensed Real Estate Broker
Co-founder of Bahay Central Realty

20 years of helping future Homeowners like you na humanap nang tamang BAHAY for your family!

Located just 850m from SM Novaliches, Kathleen Place 4 (KP4) will be one of the best projects for middle income families looking for a property in Quezon City. KP4 sits on an 8.6 Hectare land which will have 742 Quality Townhouses and will come with complete amenities like swimming pool, clubhouse, park, and basketball court. Units will have 3 bedrooms, 2 toilet and bath, balcony, carport, steel

gate, and fence. Turnover will have complete finishes such as painted walls and ceilings, granite floor tiles for 1st floor (ceramic on 2nd Floor), modular cabinets on kitchen and all bedrooms, and complete fixtures for the toilet and baths. As a bonus, you can even choose the color of the wall paints.

22/04/2026

Applying for HOME LOAN sa multiple banks is allowed and actually recommended para may option ka later on.

22/04/2026

Pay additional DP…
Para mas bumaba Loan Amount
And Monthly Amortization

18/04/2026

BAHAY BA?

Parang paghanap ng JOWA lang yan, hindi puwede i-Delegate.

16/04/2026

Hindi lang BAHAY ang binibili mo… you’re also buying the rights to be part of that COMMUNITY.

14/04/2026

Sa pagbili ng BAHAY…

Hindi puwede na basta FINANCIALLY ready, dapat EMOTIONALLY ready din.

14/04/2026

🏠 𝟯 𝗦𝗜𝗚𝗡𝗦 𝗻𝗮 𝗥𝗘𝗔𝗗𝗬 𝗸𝗮 𝗻𝗮 𝗠𝗔𝗚𝗞𝗔𝗕𝗔𝗛𝗔𝗬

Hindi porket gusto mo na… ready ka na.
Check mo muna kung pasado ka dito 👇

1️⃣ Financially Ready Ka
✔️ May stable job or negosyo (at least 2 years)
✔️ Kaya mong mag-save ng 30% ng income mo without hurting your lifestyle
✔️ May extra for DP + monthly amortization
✔️ Ready ang documents for bank or Pag-IBIG loan
👉 Hindi sapat na mataas ang sweldo—dapat may natitira.

2️⃣ May Clarity Ka sa Hinahanap Mo
✔️ Investment ba or personal use?
✔️ Ilang rooms ang kailangan?
✔️ Need ba ng ground floor room (for senior/PWD)?
✔️ WFH ka ba or daily commute?
👉 Kung malinaw ang priorities mo, mas mabilis kang makakahanap ng tamang property.

3️⃣ Ready Ka sa Commitment
❌ Hindi pwedeng si mama lang ang naghahanap at nag-site visit
✔️ Ikaw mismo involved sa decisions
👉 Ang bahay milyon ang halaga at years ang bayaran—
kailangan committed ka, hindi lang financially, pati mentally.

💡 If tingin mo ready ka na…
we’d be happy to guide you every step of the way.

📌 Follow for more home buying tips!
_______________________
𝙃𝙖𝙡𝙞𝙠𝙖, 𝙏𝙍𝙄𝙋𝙋𝙄𝙉𝙂 𝙏𝘼𝙔𝙊! ⁣
Roldan and Mary Ann Binuya ⁣
Licensed Real Estate Brokers [PRC 000153 | 000152] ⁣
📞𝟬𝟵𝟭𝟳𝟴𝟲𝟱𝟬𝟳𝟮𝟱 [ᴍᴏʙɪʟᴇ | ᴠɪʙᴇʀ | ᴡʜᴀᴛꜱᴀᴘᴘ] ⁣
📧[email protected] | [email protected]⁣

13/04/2026

“Malaki naman sweldo ko… bakit parang hindi pa rin ako ready magkabahay?”

Kung nauubos din lahat every month…
baka hindi pa talaga. 😅

👉 Ganito ang totoong “financially ready”:
✔️ May stable job ka (regular) or negosyo na tumatakbo ng at least 2 years
✔️ May extra ka for downpayment + monthly amortization
✔️ At kaya mong patunayan ang income mo (for bank or Pag-IBIG loan)

❗ Real talk:
Kahit malaki sweldo mo, kung wala namang natitira…
hindi ka pa ready.

Ang bahay hindi lang “gusto” —
responsibilidad yan na binabayaran for years.

Kung gusto mong malaman kung pasok ka na sa pagiging homeowner…
message mo lang ako 👌

📌 Follow for more home buying tips!
_______________________
𝙃𝙖𝙡𝙞𝙠𝙖, 𝙏𝙍𝙄𝙋𝙋𝙄𝙉𝙂 𝙏𝘼𝙔𝙊! ⁣
Roldan and Mary Ann Binuya ⁣
Licensed Real Estate Brokers [PRC 000153 | 000152] ⁣
📞𝟬𝟵𝟭𝟳𝟴𝟲𝟱𝟬𝟳𝟮𝟱 [ᴍᴏʙɪʟᴇ | ᴠɪʙᴇʀ | ᴡʜᴀᴛꜱᴀᴘᴘ] ⁣
📧[email protected] | [email protected]⁣

12/04/2026

🏠 3 Signs na Ready Ka Na Magkabahay

Hindi porket gusto mo na… ready ka na.
Check mo muna kung pasado ka dito 👇

1️⃣ Financially Ready Ka
✔️ May stable job or negosyo (at least 2 years)
✔️ Kaya mong mag-save ng 30% ng income mo without hurting your lifestyle
✔️ May extra for DP + monthly amortization
✔️ Ready ang documents for bank or Pag-IBIG loan

👉 Hindi sapat na mataas ang sweldo—dapat may natitira.

2️⃣ May Clarity Ka sa Hinahanap Mo
✔️ Investment ba or personal use?
✔️ Ilang rooms ang kailangan?
✔️ Need ba ng ground floor room (for senior/PWD)?
✔️ WFH ka ba or daily commute?

👉 Kung malinaw ang priorities mo, mas mabilis kang makakahanap ng tamang property.

3️⃣ Ready Ka sa Commitment
❌ Hindi pwedeng si mama lang ang naghahanap at nag-site visit
✔️ Ikaw mismo involved sa decisions

👉 Ang bahay milyon ang halaga at years ang bayaran—
kailangan committed ka, hindi lang financially, pati mentally.

💡 If tingin mo ready ka na…
we’d be happy to guide you every step of the way.

📌 Follow for more home buying tips!
_______________________
𝙃𝙖𝙡𝙞𝙠𝙖, 𝙏𝙍𝙄𝙋𝙋𝙄𝙉𝙂 𝙏𝘼𝙔𝙊! ⁣
Roldan and Mary Ann Binuya ⁣
Licensed Real Estate Brokers [PRC 000153 | 000152] ⁣
📞𝟬𝟵𝟭𝟳𝟴𝟲𝟱𝟬𝟳𝟮𝟱 [ᴍᴏʙɪʟᴇ | ᴠɪʙᴇʀ | ᴡʜᴀᴛꜱᴀᴘᴘ] ⁣
📧[email protected] | [email protected]⁣

07/04/2026

💡 Bakit nga ba gustong-gusto ng maraming buyers ang PAG-IBIG financing?

Simple lang — mas kaya, mas flexible, at mas pabor sa ordinaryong Pilipino.

🏡 Mababa ang interest rate
➡️ Ibig sabihin: mas magaan ang monthly amortization

📌 3 dahilan kung bakit patok ito:

1️⃣ **Mahabang loan term**
Pwede hanggang **30 years** — at hanggang **70 years old** upon maturity
👉 Mas maliit ang buwanang bayad

2️⃣ **Pwede mag advance payment**
Lahat ng extra bayad mo — **100% diretso sa principal**
👉 Tipid sa interest + mas mabilis matapos ang loan

3️⃣ **Mas kontrolado mo ang bayad mo**
👉 May flexibility ka para mapagaan o mapabilis ang hulog depende sa budget mo

Kung first-time homebuyer ka at gusto mo ng **abordable na paraan para magkabahay**, malaking bagay talaga ang PAG-IBIG.

_______________________
𝙃𝙖𝙡𝙞𝙠𝙖, 𝙏𝙍𝙄𝙋𝙋𝙄𝙉𝙂 𝙏𝘼𝙔𝙊! ⁣
Roldan and Mary Ann Binuya ⁣
Licensed Real Estate Brokers [PRC 000153 | 000152] ⁣
📞𝟬𝟵𝟭𝟳𝟴𝟲𝟱𝟬𝟳𝟮𝟱 [ᴍᴏʙɪʟᴇ | ᴠɪʙᴇʀ | ᴡʜᴀᴛꜱᴀᴘᴘ] ⁣
📧[email protected] | [email protected]⁣

06/04/2026

Akala mo ba pag walang Pag-IBIG option… PASS na agad? 🤔

Maraming buyers ang hindi alam na may **home loan financing** na kasing ganda—at minsan, mas flexible pa—kumpara sa Pag-IBIG.

Yes, maganda talaga ang Pag-IBIG:
✔️ Long-term loan up to 30 years
✔️ Pwedeng mag advance payment (less interest, faster matapos)
✔️ Mababa ang interest, lalo na sa affordable housing

Pero eto ang hindi alam ng karamihan…

👉 May ibang option na halos same lang ang benefits:
✔️ 25–30 years loan term din
✔️ Pwede rin advance payment
✔️ Halos same lang ang interest at monthly (lalo na sa ₱2M+ loans)
✔️ Mas maraming projects ang available

💡 At ito yung financing na madalas iniiwasan ng buyers…

👉 **BANK FINANCING**

Yes—yung akala mong hindi okay… may same benefits din pala 😲

So next time na may nakita kang bahay na gusto mo:
❌ Huwag agad mag-decide base lang sa financing
✅ Tingnan mo kung pasok sa needs at budget mo

Kung may Pag-IBIG — great 👍
Kung wala — tandaan mo, **bank financing is also a strong option** 💪

_______________________
𝙃𝙖𝙡𝙞𝙠𝙖, 𝙏𝙍𝙄𝙋𝙋𝙄𝙉𝙂 𝙏𝘼𝙔𝙊! ⁣
Roldan and Mary Ann Binuya ⁣
Licensed Real Estate Brokers [PRC 000153 | 000152] ⁣
📞𝟬𝟵𝟭𝟳𝟴𝟲𝟱𝟬𝟳𝟮𝟱 [ᴍᴏʙɪʟᴇ | ᴠɪʙᴇʀ | ᴡʜᴀᴛꜱᴀᴘᴘ] ⁣
📧[email protected] | [email protected]⁣

05/04/2026

“Rent to own” nga ba talaga… o marketing lang? 🤔

Bago ka pumasok sa deal, alamin mo muna ‘to 👇

🚩 Red Flag #1
Kung pre-selling pa lang o hindi pa gawa ang unit
➡️ Hindi yan rent to own
Kasi sa rent, dapat makakalipat ka agad. Hindi ka naman magrerenta ng bahay na wala pa, diba?

🚩 Red Flag #2
Kung kailangan mo muna mag-home loan bago makalipat
➡️ Hindi rin yan rent to own
Kapag approved na ang loan mo, bayad na ang property—ibig sabihin, ikaw na ang owner. Hindi mo na ‘yan nirerentahan.

✅ Sa legit rent to own:
Pwede kang makalipat kahit wala pang loan approval.

Huwag basta maniwala sa label—intindihin mo ang proseso. 😉

Follow for more real talk sa real estate 🏡

Address

Manggahan
Pasig
1116

Opening Hours

Monday	12am - 11:59pm
Tuesday	12am - 11:59pm
Wednesday	12am - 11:59pm
Thursday	12am - 11:59pm
Friday	12am - 11:59pm
Saturday	12am - 11:59pm
Sunday	12am - 11:59pm

Website

https://www.bahaycentral.com/, https://www.youtube.com/@bahaycentral, https://www.bahaycentral.com/roldan-c-binuya/

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