OFW & Family Financial Literary

15/09/2022

𝗢𝗙𝗪 𝗥𝗲𝗮𝗹𝗶𝘁𝘆 𝗖𝗵𝗲𝗰𝗸 🇵🇭

60% of our OFWs remain financially challenged upon returning home, because only 40% of them have savings.

8 out 10 cannot return home because they are not financially ready to support their family.

Sad reality, a lot of them spend their entire life being away from their family and loved ones, only to return without anything for themselves as retirement plan.

If you are an OFW or you have family who is one, please consider starting a disciplined savings plan today.

𝗧𝗼 𝗼𝘂𝗿 𝗡𝗘𝗪 𝗚𝗘𝗡𝗘𝗥𝗔𝗧𝗜𝗢𝗡 𝗛𝗘𝗥𝗢𝗘𝗦, 𝗽𝗮𝘆 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳 𝗳𝗶𝗿𝘀𝘁. 𝗦𝗮𝘃𝗲 𝗮 𝗽𝗼𝗿𝘁𝗶𝗼𝗻 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗶𝗻𝗰𝗼𝗺𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁, 𝗺𝗲𝗱𝗶𝘂𝗺-𝘁𝗼-𝗹𝗼𝗻𝗴 𝘁𝗲𝗿𝗺 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗮𝗻𝗱 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻.

14/06/2022

For your information 🙂 Please Read

Isa sa mga dahilan kung bakit maraming Pinoy ang ayaw o allergic sa life insurance ay dahil sa nangyari sa CAP at ibang pre-need companies noon.

Hindi naging maganda ang investment ng CAP dahil ito ay nagfocus sa real estate (illiquid asset) na hindi madaling ibenta. Dagdag pa dito ay naapektuhan din sila nang hindi napigilang pagtaas ng tuition fee sa mga paaralan.

Hindi ko naman kayo masisi kung natatakot na kayo na baka mangyari ulit ito.

Ngunit gusto kong lang malaman niyo na magkaiba po ang pre-need company at life insurance company. Kung ang dahilan kung bakit ayaw mo sa life insurance ay dahil takot kang masayang ang pera mo at mauwi sa wala ang investment mo, inuulit ko lang po, magkaiba ang life insurance company sa pre-need company. Hindi life insurance ang pre-need plan.

Sa katunayan, marami itong pagkakaiba.

1. Bago magsara ang ilan sa mga pre-need companies noon, ang mga ito ay nasa regulasyon ng Securities and Exchange Commission (SEC) habang ang mga life insurance company naman ay nasa regulasyon ng Insurance Commission (IC).

2. Ang mga pre need companies ay local, habang karamihan naman ng mga insurance companies ay international at kilala sa buong mundo.

3. Ang mga pre-need companies ay nag ooffer ng open ended plans. Ipapromise nila na sila ang magbabayad ng tuition fee, pension o memorial services, etc. mo in the future. (But promises are meant to be broken.. Jk 😅) habang ang life insurance naman ay may guaranteed face amount, non guaranteed dividends o fund value ng iyong investment.

4. Kadalasan, ang pangalan ng mga pre need companies ay nagtatapos sa “plan” habang ang pangalan ng insurance companies ay nagtatapos naman sa “life”.
Halimbawa:
Pre need: College Assurance Plan, Pacific Plans, PhilPlans
Life Insurance: Sun Life, Philam Life, Pru Life, Manulife

Marami pa itong pagkakaiba. Sana tayo po ay makapagbasa at matuto pa para mabuksan ang ating isip sa importansya at mga benepisyo ng life insurance sa atin at sa ating mga mahal sa buhay.

Kasi kapag tayo biglang nawala, paano na lang ang mga maiiwan nating mahal sa buhay? Maganda kung pera ang maiibibigay at maiiwan natin sa kanila di ba? Kaysa naman utang 😊

12/04/2022

We help Individual Person to provide Income Protection for their families by providing them more info/knowledge about it.

We also help successful company owners provide benefits to their staff & educate their employees about smart money management.

If you’re interested in this, we can set up a meeting for 20 to 30 minutes to discuss the details with you.

Thank you. Keep Safe and God bless.”

11/04/2022

Kung sa tingin mo hindi ka magkakasakit, hindi ka mamamatay, hindi ka mauubusan ng pera or anumang emergency sa buhay...

Pag-isipan mo uli.

Ganyan din ang sinabi ng mga tao noon sa Titanic.
Isang iceberg lang pala ang katapat.

Huwag mo na antayin ang iceberg ng buhay mo!
MAGHANDA KA, MAG-IPON, MAGLAAN NG INCOME PROTECTION, MAG-INVEST.

TARA TULUNGAN KITANG MAGSIMULA! Usap tayo

28/03/2022

We are looking for Ex-OFW or Relatives of OFW who wants to be a part-timers or full-timers online Financial Consultants, Work from Home.

☀️Work from the comfort of your home and have the freedom to work anywhere and anytime. (Flexitime: no time in and time out)

❤️ If you have the heart to help other people, come and check out this career! Be part of a noble mission on protecting lives and dreams of Filipino families.

Please note that:
🙅‍♀️We are NOT a networking company
🙅‍♀️ This is NOT a call center job

QUALIFICATIONS:
1. A college graduate of any 4 year course
2. MUST have a stable internet connection
3. No experience required
4. Preferably 20-40 years old
5. Computer-literate (basic computer skills)

PERKS:
✅ Weekly commission with cash incentives
✅ Monthly and quarterly bonuses
✅ Free trainings via Zoom
✅ HMO and Group Insurance
✅ Local and International Travel Incentives (can be converted to cash)
✅ Winning culture and positive work environment
✅ Become a Licensed professional by the government

Ongoing Interview.....Career Preview will be on saturday, April 2 ..DM me for more details

14/02/2022

Best product for your Educational and Retirement Funder for as low as 215 pesos a day!

Mga Mars kayang kaya mo yan! Hindi mo na mamamalayan na nakakaipon ka na at the same time protected ka pa! Message ka lang to know more….

You can also start your protection plan for as low as 50pesos a daw. Ask me how? Ask me now!

21/09/2021

Our OFW Journey is TEMPORARY.

Walang forever na OFW kaya save as much as you can while you earn well. If you can SACRIFICE working abroad for 5-7 years, why not sacrifice 7 years of SAVING.

Hindi masamang tumulong sa kapwa lalo na sa pamilya pero siguraduhin na meron naitabi para sa sarili. 20% of your income invested now will make a difference once you stop working.

The best time to save is when you started working but don't worry, if di ka agad nakapagsave, it's not too late. The next best time to save is NOW.

Financial Literacy is your best friend. Don’t be afraid to seek for help/advise. 🙂

Start thinking about the future you.❤👉💯



me for details

16/09/2021

ITS FREE FOR ALL OF YOU & EXTENDED SA FAMILY MEMBERS NYO!

FREE PERSONAL ACCIDENT & COVID-19 INSURANCE PROTECTION! COMMENT BELOW OR MESSAGE ME SO I CAN REGISTER/ ASSIST YOU FOR FREE!

GUSTO NAMIN PROTEKTADO DIN KAYO AT ANG PAMILYA NYO LALO NA SA PANAHON NGAYON!

This Free Product Offer refers to Group Personal Accident Insurance with the following benefits:

Base Plan

P25,000 Accidental Death and Disablement/Dismemberment (ADD) Benefit
P10,000 Burial Benefit**


Additional Benefit

P50,000 Death due to COVID-19
P50,000 Death due to COVID-19 Vaccine


Coverage period is 12 months from Coverage Start Date

**In case the Insured dies due to natural means (illness, stroke, coronary artery disease, etc.) and not due to an accident

Note: Refer to the FREE Personal Accident – Accidental Death and Disablement/Dismemberment (PA-ADD) Benefit Plan with COVID-19 & COVID-19 Vaccine Protection Cover Terms & Conditions for the complete details of each benefit.

08/09/2021

JOIN FOR FREE!

With Over 500 lucky winners drawn! 😲 Want to be the next lucky winner? 😉 Join the 25th Anniversary Free Raffle Celebration now! https://bit.ly/getpulsepru25

Win towards wellness!