Joyce Almendrala, CPA - Prulife UK Financial Advisor

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Joyce Almendrala, CPA - Prulife UK Financial Advisor Junior Unit Manager | Full-time Financial Advisor with 85 Clients | Top 5% FA Nationwide

Another claim successfully processed. ๐Ÿ™Last July 18, this client and his wife got their insurance policy. Less than 2 mo...
18/09/2026

Another claim successfully processed. ๐Ÿ™

Last July 18, this client and his wife got their insurance policy. Less than 2 months pa lang yung policy nila nung aksidenteng maka-apak ng pako si client. ๐Ÿ˜ข

Claim timeline:
๐Ÿ“Œ September 3 โ€“ Accident happened
๐Ÿ“Œ September 14 โ€“ Completed all claim documents
๐Ÿ“Œ September 15 โ€“ Claim approved
๐Ÿ“Œ September 16 โ€“ 5,530 pesos na medical reimbursement ay na-credit na sa bank ni client. 2 days processing lang.

Hindi natin alam kung kailan may unexpected na mangyayari. Kaya habang okay pa, mag prepare na. โค๏ธ



๐Ÿณ ๐—ฝ๐—ผ๐—น๐—ถ๐—ฐ๐—ถ๐—ฒ๐˜€ ๐—ถ๐˜€๐˜€๐˜‚๐—ฒ๐—ฑ ๐—น๐—ฎ๐˜€๐˜ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜. ๐—œ๐—ธ๐—ฎ๐˜„ ๐—ป๐—ฎ ๐—ฏ๐—ฎ ๐—ฎ๐—ป๐—ด ๐—ป๐—ฒ๐˜…๐˜? ๐Ÿ‘€โค๏ธIf you are earning, building savings, supporting a family, or wor...
03/09/2026

๐Ÿณ ๐—ฝ๐—ผ๐—น๐—ถ๐—ฐ๐—ถ๐—ฒ๐˜€ ๐—ถ๐˜€๐˜€๐˜‚๐—ฒ๐—ฑ ๐—น๐—ฎ๐˜€๐˜ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜. ๐—œ๐—ธ๐—ฎ๐˜„ ๐—ป๐—ฎ ๐—ฏ๐—ฎ ๐—ฎ๐—ป๐—ด ๐—ป๐—ฒ๐˜…๐˜? ๐Ÿ‘€โค๏ธ

If you are earning, building savings, supporting a family, or working toward a goal, letโ€™s include protection in your financial plan. ๐Ÿ’ฐ

Message me to get a free quotation. Preferably healthy pa para smooth lang yung application. Pero if may medical condition na, expect lang na possible higher yung cost and longer yung process. ๐Ÿ“ฉ

Start today, thank yourself tomorrow. ๐Ÿ˜Š

If you love saving money, you NEED to read this. ๐Ÿ‘€๐Ÿ’ฐโฌ‡๏ธ
02/09/2026

If you love saving money, you NEED to read this. ๐Ÿ‘€๐Ÿ’ฐโฌ‡๏ธ

Napansin ko lang, puro 29 years old pala ang recent clients ko. ๐ŸคญAlam mo ba na habang tumatanda tayo, mas nagiging mahal...
21/08/2026

Napansin ko lang, puro 29 years old pala ang recent clients ko. ๐Ÿคญ

Alam mo ba na habang tumatanda tayo, mas nagiging mahal ang insurance premiums? ๐Ÿ‘€

And may noticeable jump sa premium once you hit 30, kaya ni-rush na rin talaga namin ng clients ko to process their insurance before they turn 30.

A reminder that the younger you are when you get insured, the more affordable your premium can be. ๐——๐—ผ๐—ปโ€™๐˜ ๐˜„๐—ฎ๐—ถ๐˜ ๐—ณ๐—ผ๐—ฟ ๐—ฎ๐—ป๐—ผ๐˜๐—ต๐—ฒ๐—ฟ ๐—ฏ๐—ถ๐—ฟ๐˜๐—ต๐—ฑ๐—ฎ๐˜† ๐˜๐—ผ ๐—บ๐—ฎ๐—ธ๐—ฒ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ป๐˜€๐—ถ๐˜ƒ๐—ฒ. โค๏ธ

Last Saturday, may Mommy na nag-decide to get herself insured and beneficiary si baby niya. Aside dun, may dividends pa ...
10/08/2026

Last Saturday, may Mommy na nag-decide to get herself insured and beneficiary si baby niya. Aside dun, may dividends pa na mawiwithdraw pang-add sa retirement fund niya. โค๏ธ

The next day, Sunday, may client naman na hindi ako mineet kasi akala niya scam ako. ๐Ÿ˜…

Honestly, I understand. Maraming scammers ngayon, kaya being cautious is important. But sometimes, being too afraid to verify can also make us miss opportunities.

So if someone offers you a plan, ๐—ฑ๐—ผ๐—ปโ€™๐˜ ๐—ท๐˜‚๐˜€๐˜ ๐˜๐—ฟ๐˜‚๐˜€๐˜ ๐—ฏ๐—น๐—ถ๐—ป๐—ฑ๐—น๐˜†, ๐—ฏ๐˜‚๐˜ ๐—ฑ๐—ผ๐—ปโ€™๐˜ ๐—ฑ๐—ถ๐˜€๐—บ๐—ถ๐˜€๐˜€ ๐—ถ๐˜ ๐—ฏ๐—น๐—ถ๐—ป๐—ฑ๐—น๐˜† ๐—ฒ๐—ถ๐˜๐—ต๐—ฒ๐—ฟ. Verify the adviser, check the company, ask questions, and understand what you are getting.

Because while some people are busy scamming, there are also people genuinely trying to help you protect your family. โค

Minsan, hindi rejection. Redirection lang. ๐Ÿ˜…You don't need everyone to say yes. You only need the people who truly value...
03/08/2026

Minsan, hindi rejection. Redirection lang. ๐Ÿ˜…

You don't need everyone to say yes. You only need the people who truly value what you offer.

Keep serving. Keep educating. The right clients will come. ๐Ÿฅฐ

"Sayang naman yung insurance, wala naman nangyari."Exactly. โค๏ธYan ang best scenario, na hindi mo siya magamit. Because t...
31/07/2026

"Sayang naman yung insurance, wala naman nangyari."

Exactly. โค๏ธ

Yan ang best scenario, na hindi mo siya magamit. Because that means you stayed healthy, safe, and alive.

Insurance isn't something you buy because you expect to use it. You buy it so that if life takes an unexpected turn, you and your family won't have to carry the financial burden alone.

Just like a seatbelt or a fire extinguisher, you'll be thankful it's there if you ever need it.

Instead of worrying if your retirement fund will be enough, why not start building one that can give you ๐—ด๐˜‚๐—ฎ๐—ฟ๐—ฎ๐—ป๐˜๐—ฒ๐—ฒ๐—ฑ ๐—น๐—ถ๐—ณ๐—ฒ...
29/07/2026

Instead of worrying if your retirement fund will be enough, why not start building one that can give you ๐—ด๐˜‚๐—ฎ๐—ฟ๐—ฎ๐—ป๐˜๐—ฒ๐—ฒ๐—ฑ ๐—น๐—ถ๐—ณ๐—ฒ๐˜๐—ถ๐—บ๐—ฒ ๐—ถ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ?

Whether your goal is 20,000 or 100,000 a month during retirement, it all starts with planning today.

The best part? You can begin preparing now and enjoy the benefits as early as 5 years from now.

Your future self will thank you for making the decision today. โค๏ธ

Life insurance isn't just a policy.It's one of the purest ways to say, "I will always love you," even when you are no lo...
25/07/2026

Life insurance isn't just a policy.

It's one of the purest ways to say, "I will always love you," even when you are no longer around.

Love protects. Love prepares. Love provides. โค๏ธ

One thing I admire about parents is how they will do EVERYTHING they can to protect their family. These clients chose to...
20/07/2026

One thing I admire about parents is how they will do EVERYTHING they can to protect their family.

These clients chose to get insured, not because they got the most expensive plan, but because they wanted to make sure their kids will have financial protection no matter what happens to them.

Hindi kailangan ng malaking hulog agad. Start with a plan that fits your budget. After all, a small premium is still better than having no protection at all. You can always increase your coverage over time. โค

Address

Pasig City
Pasig

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