Financial Planning with Engr. Romhel and Engr. Jane

30/05/2026

“VUL kasi scam!” - Narinig mo na rin ba ‘to? 🤔
Hindi scam ang VUL. Hindi lang sya para sa lahat.
VUL = protection first, investment second. Ang premium mo napupunta sa insurance coverage + investment fund na pwedeng tumubo over time.
Gets na gets? Message mo ko para i-explain natin ng simple, no pressure.

16/04/2026

𝗪𝗵𝘆 𝗶𝗻𝘀𝘂𝗿𝗲 𝗼𝘂𝗿 𝗽𝗮𝗿𝗲𝗻𝘁𝘀? 👴🏻👵🏻

As a loving and responsible individual, it’s our duty to protect our loved ones. Here’s why insuring our parents matters:

1. Aging makes them prone to get ill.
2. Helps the family avoid unexpected financial burdens.
3. Covers hospital expenses, from confinement to post medical care.
4. Eases the cost of funeral, a reality we must prepare for.
5. Provides peace of mind, ensuring a comfortable retirement.

While setting aside money now might be challenging, it’s far better than facing financial stress and burden later.

Know your options and let’s achieve financial freedom together! ❤️

15/04/2026

Common mistake ng parents when preparing for their child’s education?

Nag-iipon… pero walang plan.

Walang clear target.
Hindi sure kung magkano talaga ang kailangan.
Walang timeline.
Walang backup plan.

So ang ending? Kulang.

Kasi saving without a plan = hulaan lang.

And when it comes to your child’s future…
hindi pwedeng bahala na.

Smart parents don’t just save—they PLAN.

They set clear goals.
They prepare for the unexpected.
They make sure na tuloy-tuloy ang pangarap ng anak nila—kahit anong mangyari.

If you want to start planning the right way, I’m here to help 🤝

Message us 📩 Romhel Dulay Jane Claude to schedule your FREE consultation

17/02/2026

𝗕𝗘𝗦𝗧 𝗦𝗘𝗟𝗟𝗘𝗥 𝗔𝗟𝗘𝗥𝗧: 𝗙𝗔𝗠𝗜𝗟𝗬 𝗕𝗨𝗡𝗗𝗟𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘! ❤️

YES! This exists and swak sa budget mo! 💸

What’s even better? Pwede natin i-customize based on your budget and goals! 🙌

A practical, all-in-one protection with savings and investment in one bundle!

Perfect for:
✅ Life Insurance Coverage
✅ Retirement Fund
✅ Education Fund
✅ Savings for Future Milestones

Because protecting your family’s future doesn’t have to be expensive. It just needs to be intentional. 💖

Message me today to see how this Family Bundle can work for you and your loved ones!

16/02/2026

11/02/2026

💖 This Feb-Ibig, Don’t Just Say “I Love You, PROVE IT. 💖

The best gift you can give your family isn’t chocolates or flowers…
It’s financial security that lasts a lifetime.

✔️ Guaranteed Life Coverage
✔️ 100% Coverage Benefits
✔️ Critical Illness & Accident Protection
✔️ Cash Value & Savings Growth
✔️ Flexible & Affordable Premiums
✔️ Fast & Hassle-Free Claims

🎁 FREE Life Insurance Consultation this February!

Protect your loved ones today while it’s easy and affordable.
📩 Message me now and let’s secure their future.

Because love isn’t just felt ,it’s planned. 💕

01/02/2026

Maximize what your wealth can do for you. With PRUWealth 10, enjoy guaranteed yearly payouts, a full premium return after maturity, and 10 years of protection—all in one solution.​

You’ve built your success. Now make sure your wealth continues working for you, well into the future.​

Secure this plan before JANUARY 31! ​
Talk to your agent today.​

To know more about PRU Life UK’s business and contact information, visit https://pru.ph/ContactUs​

Learn more at pru.ph/PW10FB

28/12/2025

GETTING INSURED WITH YOUR PARTNER IS ALSO AN ASSURANCE 💍

It gives assurance because…

1. You’re securing each other’s future. — No matter what happens, your partner is financially protected.

2. You’re building a safety net together. — Life can be unpredictable, but insurance keeps your plans steady.

3. You’re showing real commitment. — It’s not just about promises; it’s about action and protection.

4. You’re sharing peace of mind. — Both of you can sleep soundly knowing you’re covered.

5. You’re preparing for the “what ifs.” — True love isn’t just about today — it’s about being ready for tomorrow.

6. You’re creating financial stability as a team. — Insurance ensures that your goals don’t stop even if challenges come.

7. You’re making your love practical. — Because love isn’t only about emotions — it’s about wise decisions too.

8. You’re protecting your shared dreams. — Whether it’s your wedding, a home, or kids in the future — everything stays on track.

9. You’re proving that you are partners for life. — Not just in happiness, but also in planning, protecting, and providing.

10. You’re investing in peace, not just policies. — Insurance isn’t just paperwork — it’s love expressed through responsibility.

So if you’re in a serious relationship, getting insured as a couple is one of the smartest commitments you can make. Because true partnership means thinking ahead, together. 👩🏻‍❤️‍👨🏻👩🏻‍❤️‍👩🏽👨🏽‍❤️‍👨🏻

Message me for consultation. 📥

23/12/2025

𝐒𝐭𝐚𝐫𝐭 𝐲𝐨𝐮𝐫 𝐨𝐰𝐧 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐰𝐢𝐭𝐡 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓𝐒 𝐧𝐨𝐰❗️

Check our best-selling 12-IN-1 PLAN for as slow as ₱100 per day. 🙌🏼

Be protected with millions of insurance benefits while fighting inflation and getting higher interests. 💪🏼
Be future-ready with the 𝐍𝐔𝐌𝐁𝐄𝐑 𝟏 Insurance Company in the Philippines. Protecting lives for OVER 175 YEARS.

✅ 7,000,000 - projected fund value at age 65
✅ 2,500,000 tax-free inheritance for your family
✅ 1,000,000 permanent disability cash assistance
✅ 1,000,000 accidental benefits
✅ 1,000,000 critical illness insurance protection
✅ 1,000 daily hospital confinement benefit
✅ All premiums waived upon disability

Message me for a free sample quotation. 💬

22/12/2025

HELLO MGA TITO AT TITA! 👋🏻❤️

PRUWealth 10 is now more accessible this December 💡

With a reduced minimum single premium of ₱250,000, you can enjoy the same strong benefits

✅5% annual cash payouts for 10 years
✅100% of your premium back at maturity
✅110% life insurance coverage.

Available starting December 16 for ages 0–59, this limited-time offer is a smart year-end move for growing and protecting your wealth.

📩 Message me to learn more or secure a slot before year-end.