01/03/2018
To ALL Applicants, thank you for your interest to apply for money loans with us. To secure your priority to avail this service, kindly check your Eligibility and requirements as it applies to you.
Sa LAHAT po ng aplikante, salamat po sa inyong interes sa pag apply ng loan. Upang mabigyan po ng prayoridad sa proceso p**i check po ang detalye sa ibaba at i scan para mas malinaw) o kunan ng picture ang requirements para ma attach sa Messenger. Maraming Salamat Po!
Home Loan
Own your dream home starting at 5.25%
• Lowest rates in the market
• Loan up to 80% of property value
• As fast as 7 working days approval!
Take a look at what we can offer:
Loan Amount Up to 80% of appraised value
Payment Terms Up to 20 years
Joint Gross Monthly Income (minimum) P50,000
Approval Time 5 banking days
Minimum Loan Amount P1,000,000
Pay on your own terms
Interested?
We are here to answer your questions.
Eligibility & Requirements
• At least 21 years old, but not more than 65 years old upon loan maturity
• Earning a combined monthly income of Php 50,000
• Has been continuously employed for at least 2 years
• For the self-employed, must be operating a legitimate and profitable business for the last 3 years
What are the requirements required for a Housing Loan?
Required Documents:
• Home Loan Online Application Form
• List of Required Documents
• Special Power of Attorney (SPA)
A. For Locally-Employed Borrowers:
o Completely filled out and signed application form
o Clear copy of one valid ID (photo-bearing government issued) of borrower/spouse/co-borrower/ signatories of the loan
o Any ONE of the following income documents:
Latest Certificate of Employment and Compensation
Latest Income Tax Return
Latest 3 months Payslips
Latest 3 months Bank Statements
o Note: to credit commission income, kindly submit latest 6 months payslips
o Mortgage Redemption Insurance (MRI) Application Form
o Relevant collateral documents (Section E)
B. For Self-Employed Borrowers:
o Completely filled out and signed application form
o Clear copy of one valid ID (photo-bearing government issued) of borrower/spouse/co-borrower/ signatories of the loan
o Income Tax Return (1701 for sole proprietary owner; or 1702 for Corporation)
o Any ONE of the following income documents:
Audited Financial Statements (Latest 1 year)
Bank statements (Latest 3 months)
Lease/Rental Contracts
o Note: For licensed Real Estate brokers and licensed Insurance brokers, kindly submit latest 12 months proof of income to credit commission-based income
o Mortgage Redemption Insurance (MRI) Application Form
o Relevant collateral documents (section E)
C. For Corporate Borrowers:
o Completely filled out and signed application form
o Company profile: background, owners, key officers
o SEC Registration and General Information Sheet
o Bank Statements (latest 3 months)
o Income Tax Return (1702 for Corporation) with Audited Financial Statements for the past 3 years
o Suppliers contact info (with average monthly transactions)
o Customer's contact info (with average monthly transactions)
o Authorization letter (for bank, business and trade checkings)
o Mortgage Redemption Insurance (MRI) Application Form
o Relevant collateral documents (Section E)
D. For OFW Borrowers:
o Completely filled out and signed application form
o Clear copy of one valid ID (photo-bearing government issued) of borrower/spouse/co-borrower/ signatories of the loan
o Any ONE of the following income documents:
Certificate of Employment with compensation (issued within the last 6 months)
Latest Crew Contract (for seafarer/seaman)
Latest Employment Contract (for land-based OFWs)
Allotment Slip
Latest 3 months payslip; OR bank statement for past 3 months
o Note: For OFWs hired directly abroad, any TWO income documents are required
o Consularized Special Power of Attorney is needed if with attorney in fact
o Mortgage Redemption Insurance (MRI) Application Form
o Relevant collateral documents (Section E)
E. Collateral Document Requirements
o Copy of collateral title (TCT/CTC)
o Copy of Tax Declaration on land and/or improvement
o Signed Authority to Inspect and Verify (bank form)
o Appraisal Fee paid to SBC: OR Number ______________________________
F. Acquisition from Accredited Developer
o Contract to Sell; or Reservation Agreement
G. Home Construction or Renovation:
o Bill of Materials and Estimates of Construction and Labor Cost
o Floor and Building Plan and Building Specifications
Telephone No.: +632853-3652 / +632851-1587
Mobile No.: +63935-7013545 / 09178102029
Address: Unit 7L Waterpark, One Metropolitan Place Condominium, Edang Street, Pasay City 1300
Time/Day (office hours): 9am to 6pm
Email Address: [email protected]
