01/09/2026
โ Totoo bang okay na ang seafarer kahit walang personal insurance?
โMay insurance naman ako sa barko.โ
Yes, may protection ang seafarers through their employment, contracts, and applicable benefits. Pero ang importanteng tanong: Sapat ba ito para sa lahat ng financial needs mo at ng family mo?๐ค
Kasi ang employer-related coverage is primarily connected to your employment and specific covered situations.
What about your personal financial goals?
โ Protection against illnesses and expenses that may not be covered by your employment benefits
โ Income protection for your family
โ Long-term financial goals and retirement
โ Financial protection that you personally own and can plan around
That's why having personal insurance and a financial plan can be an important layer of protection -not to replace your seafarer benefits, but to complement them.โ
Your job protects you while you're working.
Your personal financial plan helps you prepare for life beyond the contract.โค๏ธ
If you're a seafarer and you want to know what kind of personal protection may fit your situation, message me. ๐